首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
财经
No credit,bad credit:hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though
No credit,bad credit:hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though
admin
2022-11-01
40
问题
No credit,bad credit:hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though.
Whether you have no credit or bad credit,one thing’s for sure:You don’t have good credit.And without good credit,you’ll face an uphill battle anytime you apply for a loan or credit card.
Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is abig question mark or,worse,who have a track record of poor money management.
If you fall into either of these categories,it’s smart to focus on raising your credit scores.
If you have no credit score.you don’t have a credit history.If you have bad credit,it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
If you fall in the no-credit category,you haven’t necessarily made any financial mistakes.In this case,a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards(which require a security deposit)or college student credit cards are typically the easiest to qualify for if you have no credit.A credit builder loan can also help you establish credit.
Bad credit can be a result of financial missteps,including missing payments,defaulting on loans,or having accounts sent to collections.If you fall into this category and need credit,you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation,as well.You also may qualify for a bad credit personal loan.If you still have open accounts,pay down the balances but don’t close credit accounts if you can avoid it.
People with no credit are just starting to build their financial reputation,while those with bad credit are doing damage control.
Moving from one of these less desirable situations to a good credit standing may use different tools,but the method is much the same:Make your payments on time and keep your debt low.It takes diligence and dedication,but it can be done.
It can be inferred that the potential lenders ________ .
选项
A、will probably loan money to bad-credit people as they still have open accounts
B、will probably loan money to no-credit people as they haven’t made any financial mistakes
C、won’t risk loaning money or extendingcredit to no-credit person or bad-credit person
D、none of above
答案
C
解析
根据题干中的the potentiallenders定位到文章第三段:They likely won’t risk loaningmoney or extending credit to those whose creditworthiness isa big question mark or,worse,who have a track recold ofpoor money management.即“他们可能不会冒险给那些信誉度不明,甚至财务管理记录不佳的人借钱或发放信用贷款”。紧接着第四段就提到了如果你属于这两类中的任何一类,集中精力提高你的信用分数是明智的。换言之,下文提到的两类人属于信誉度有问题的人。A项对应原文倒数第三段最后一句话If you still have open accounts,paydown the balances but don’t close credit accounts if you canavoid it.即“如果你仍有开户账户,请把余额付清。并不要关闭信用账户”,其并没有体现potential lenders会向他们贷款,故不选。
转载请注明原文地址:https://kaotiyun.com/show/pv3D777K
本试题收录于:
英语题库银行系统招聘考试分类
0
英语
银行系统招聘考试
相关试题推荐
Thetraditionaldistinctionbetweenproductsthatsatisfyneedsandthosethatsatisfywantsisnolongeradequatetodescribec
AlthoughMr.Tanaka’sflightoutofTokyohasbeendelayed.heshouldstillbeabletoattendthefirstmeeting________forthis
DianaJacobsthoughtherfamilyhadaworkableplantopayforcollegeforher21-year-oldtwinsons:acombinationofsavings,in
HomestayprovidesEnglishlanguagestudentswiththeopportunitytospeakEnglishoutsidetheclassroomandtheexperienceofbe
Weareseekingan________torepresentusintalkswithourJapaneseclients.
Ahouseisthemostexpensivethingmostpeoplewilleverbuy.Veryfewpeoplehaveenoughmoneyoftheirowntobuyahouse,sot
TheWhiteFountaininnwill________reservationsonlyforpartiesofsixpeopleormore.
Nocredit,badcredit:hearthetermsoftenenoughandtheycanblurtogether.Thesecreditstatusesaren’toneandthesame,though
Anyonewhowishestojointheseniormarketingteamshouldbe________thatweworklongerhoursthanmostothermembersofthe
Manisendlesslyinventive.Buthisgreatestinventionisnon-invention,theskilloftransmittingintact(完美无损的)andunchangedfrom
随机试题
Let’sworkhardtofind()totheproblem.
含牙囊肿的叙述不正确的是
护理伦理学研究对象主要是
某大型企业W准备进入一个新的行业,为此固定资产投资项目计划按25%的资产负债率融资,固定资产投资额为5000万元,当年投资当年完工投产,借款期限为4年,利息分期按年支付,本金到期偿还。该项投资预计有6年的使用年限,该方案投产后预计产品销售单价40元,单位变
除马甸分店外,北京分部的其他分店2017年10月的总销售额是11月的()倍。
截至2012年底,浙江省共有社会组织31880个,比上年增长8.26%;业务范围涉及科技、教育、文化、卫生、劳动、民政、体育、环境保护、法律服务、社会中介服务、工商服务、农村专业经济等社会生活的各个领域,吸纳社会各类人员就业32.44万人,比上年增长10.
关于民法的特征,下列说法正确的是()
有以下程序: #include<stdio.h> main() {inty=10; while(y--); printf("y=%d\n",y); } 程序执行后的输出结果是()。
A、马拉松是国际著名的长跑比赛项目,全程42195米。B、东北虎,分布亚洲东北部,是现存体型最大的猫科动物。C、茶贵乎新,这是对一般的绿茶而言,普洱茶却是越陈越好。D、近年来,一批被称作“微电影”的网络故事短片引起了人们的广泛关注。B
Scientistssaythatsomethingveryseriousishappeningtotheearth.Itwillbegintoget【B1】inthefollowingyears.Therewi
最新回复
(
0
)