首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
College graduates are now leaving school with not only a diploma, but also with more debt than in any other period in history. A
College graduates are now leaving school with not only a diploma, but also with more debt than in any other period in history. A
admin
2010-05-26
97
问题
College graduates are now leaving school with not only a diploma, but also with more debt than in any other period in history. According to the College Board, average financial aid per full time equivalent student adjusted for inflation, has almost doubled in the last decade. Additionally, not only is the average student debt load higher, but the number of loans originated increased by nearly fourfold. Thus student lending has increased in breadth as well as depth, doubly impacting the financial situations of those students who must depend on student loans to finance their education.
Furthermore, these figures no doubt understate the true level of indebtedness incurred by students and their families since some undoubtedly finance part of their education and living expenses through the use of consumer loans, home equity loans or credit cards. Thus, the already huge burden of student loan debt incurred by students and their families is exacerbated by financial obligations from other sources.
This situation is the outcome of a precarious combination of easy credit, thanks to card issuers who are eager to tap into this lucrative market, financial naivet on the Part of students, and a sense on Both sides that, if worse comes to worse, mommy and daddy will step in and set things right. All combine to make credit a tempting lure to students strapped for cash. While credit still remain a vital element for the financing of many students’ education at expensive colleges, its implications must be carefully weighed and considered, lest the cash-poor student find himself with more than he bargained for.
Most students in the United States attend colleges whose tuition do not exceed $15,000, however. Nevertheless, rising prices, combined with stagnant income gains among low-and moderate-income families, have made it difficult if not impossible for a student from a family of such an income level, a student who has the most to gain from a college education, to attend college without significantly adding to the financial burden of his or her family. While student loans still remain a vital element for the financing of many students’ education at expensive colleges, its implications must be carefully weighed and considered, lest the cash-poor student find himself with more than he bargained for.
The author views student loans as ______.
选项
A、harmful but necessary
B、completely unnecessary
C、useful but insufficient
D、useful ’but problematic
答案
D
解析
转载请注明原文地址:https://kaotiyun.com/show/qJV7777K
0
大学英语四级
相关试题推荐
TheInternethasbecomeacommonplaceforus.While【C1】______theInternet,weshouldnot【C2】______thealarmbellssoundinginou
TheInternethasbecomeacommonplaceforus.While【C1】______theInternet,weshouldnot【C2】______thealarmbellssoundinginou
TheInternethasbecomeacommonplaceforus.While【C1】______theInternet,weshouldnot【C2】______thealarmbellssoundinginou
Personalexperiences,culture,religion,andageinfluenceaperson’s【S1】______aboutdeath.Manypeoplefeardeath.Othersref
A、Estateagentandcustomer.B、Husbandandwife.C、Designerandcustomer.D、House-owner.C
Formostpeople,lifeiseasierandmore【B1】______thaneverbefore.Conveniencefoodsfromthe【B2】______simplifyshoppingan
Childrencanbetaughttoreadandwriteandtodobothwitheaseandcompetence.Inspiteofalltheevidencetodaytothecont
Whotalksmore,womenormen?Theseemingly【S1】______evidenceisreconciledbythedifferencebetweenwhatIcallpublicandpri
Whotalksmore,womenormen?Theseemingly【S1】______evidenceisreconciledbythedifferencebetweenwhatIcallpublicandpri
TheevidenceshowsthatJim______________(与这起谋杀案有关).
随机试题
皮下组织囊尾蚴病脑室囊尾蚴病
患者,女,43岁,梨形心,心尖区可闻及舒张期隆隆样杂音,局限不传导,该杂音的形态是
二尖瓣狭窄的心脏体征,下列哪项描述是正确的
女,26岁,原发性甲亢患者,正在接受丙硫氧嘧啶治疗,应重点观察病人有无
若非齐次线性方程组AX=b中,方程的个数少于未知量的个数,则下列结论中正确的是:
证券公司应当遵循内部()原则,建立有关隔离制度。
物业管理企业的营业收入应从()中取得。
CVA管理法比起ABC分类法有着更强的日的性。()
边防警察实行义务兵役制,属中国人民武装警察部队序列。()
Completethenotes.UseNOMORETHANTHREEWORDSforeachanswer.
最新回复
(
0
)