Credit risk or the failure of a counterpart that the bank faces applies not only to loans, but also to other on-and-off-balance

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问题 Credit risk or the failure of a counterpart that the bank faces applies not only to loans, but also to other on-and-off-balance sheet exposures such as guarantees, acceptances and securities investments.

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答案银行面对的信贷风险,即当事人不能完全履行合同的风险,不只出现在贷款中,而且发生在担保、承诺和证券投资等表内、表外业务中。

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