首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Each year, more US properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban
Each year, more US properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban
admin
2013-09-23
48
问题
Each year, more US properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban development, and the leveling of forests have reduced the land’s natural ability to absorb water. As flooding becomes a common occurrence, property owners need to face the facts. Flood damage can happen anytime, no matter where you live.
Flood insurance, which is financially backed by the US Government through the National Flood Insurance Program, is available through Homesite Insurance and the Home-site Insurance Agency. The National Flood Insurance Program(NF1P)through the Federal Emergency Management Agency is the primary provider of flood insurance. The Homesite Insurance Company acts as a " Write-Your-Own" company on behalf of the NFIP. "Write-Your-Own" companies sell and service flood policies and the NFIP pays the claims.
Property owners know a Homeowners policy covers fire damage, but most don’t realize that it won’t cover flood or mudslide damage. Rising waters and debris can destroy your home, business, and personal belongings within minutes. Most floods don’t qualify for federal disaster aid. Only floods that are declared national disasters by the President qualify for federal assistance. This assistance is in the form of a grant averaging less than $2, 500, or a federal loan that must be paid back with interest. That’s in addition to payments on your existing mortgage loan!
Only flood insurance protects your home and your belongings from damage caused by rising water or mudflow. Flood insurance is available for the value of the structure minus the land value. Contents coverage is also available, but is optional and must be requested. Even if you’ve had previous flooding, you can still buy flood insurance. If you’ve received disaster assistance before, you must first obtain flood insurance to be eligible for future federal relief.
The average flood policy is only $324 a year—that’s less than $1 a day. Compare that to a typical disaster loan of $50, 000, costing more than $300 a month for over 18 years! Flood insurance pays all covered claims even if a federal disaster is not declared. Claims are paid quickly so victims can recover faster. You can even get a partial payment right away to get started. Flood coverage is available up to $250, 000 for your home, and up to $100, 000 for the contents.
Anyone can buy flood insurance if his/her property is located in a community that participates in the National Flood Insurance Program. Homes, condos, apartments, and business structures are all eligible. Even renters may purchase flood insurance for their possessions. Since flood premiums are set by the US government, your rate is the same from any insurer.
Which of the following statements is CORRECT?
选项
A、Most floods qualify for federal disaster aid.
B、Every Hood qualifies for federal disaster aid.
C、Most floods don’t qualify for federal disaster aid.
D、No floods qualify for federal disaster aid.
答案
C
解析
细节题。从文章第三段“Most floods don’t qualify for federal disaster aid.”可知正确答案为[C]。
转载请注明原文地址:https://kaotiyun.com/show/rJLK777K
0
专业英语四级
相关试题推荐
Thetouristtradeisbooming.Withallthiscomingandgoing,you’dexpectgreater’understandingtodevelopbetweenthenatio
Formanycountriesthereareonlytwolegalmeansforobtainingtechnology:topermitmultinationalcompaniestoconductbusines
Acommonassumptionabouttheprivatesectorofeducationisthatitcatersonlytotheelite.【C1】______,recentresearchpoints
Inrecentyearsmoreandmorecompanieshaveinvolvedinthetideofincorporatingdownsizingthroughouttheworld.Downsizingi
MostChinesepeoplewenttoworkbybikewithinliving_____.
Thegovernmentofficial______admittedthathehadmadeimproperremarks.
Whatisveryimportantfordevelopingcountries’economicgrowthaccordingtothemainworldlendingagencies?
Knowingisdiscipline-specific;itdefinesallthosethingswecometolearnwhenwepursuethecraftofourparticulartraining
WhenLauraLangankifoundextratowelsinthelaundrysmellinglemonyfresh,shenever【C1】______thatmeanther13-year-oldson
______,itisquiteeasytodrillaholeinitwithlaser.
随机试题
剖宫产术后24小时,患者宜采用的体位是
患者,男,17岁。近半月出现尿少、全身水肿。尿蛋白定量8g/d。血浆白蛋白18g/L。尿沉渣镜检红细胞4~5/HP,有透明管型,偶见颗粒管型。血色素正常。血肌酐正常,血尿素氮10.5mmol/L。最可能的诊断为
房地产代理业务流程包括()个环节。
下列选项中,符合资源税有关规定的有()。
企业更新改造的固定资产,应将发生的可资本化后续支出计入固定资产成本,同时应当终止确认被替换部分的账面原价。()
一家某国际大型企业的创立者认为,生物界的法则是企业经营的要点。他举例说,森林里生长许多物种,而不只是生长同一种树木,其中有高大树木,有低矮树木,也有许多杂草,等等,所有这一切构成森林。但是各种植物在一起会争夺养分,这就是竞争。然而,只种植栽培高大挺拔的树木
破坏交通设施罪是指故意破坏正在使用中,或者已经交付的轨道、桥梁、隧道、公路、机场、航道、灯塔、标志,或者进行其他破坏活动,使火车、汽车、电车、船只、航空器发生倾覆、毁坏危险,足以危害公共安全的行为。根据上述定义,以下行为不构成破坏交通设施罪的是(
通常,中断服务程序中的一条STI指令,其目的是( )。
关于报表功能的叙述不正确的是______。
下列数据流图(DFD)构造规则中正确的是()。
最新回复
(
0
)