首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
【F1】During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself
【F1】During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself
admin
2016-03-22
68
问题
【F1】
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure has been transformed by economic risk and new realities.
Now a pink slip, a bad diagnosis, or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect: family risk has risen as well. Today’s families have budgeted to the limits of their new two-paycheck status.【F2】
As a result, they have lost the parachute they once had in times of financial setback—a back-up earner(usually Mom)who could go into the workforce if the primary earner got laid off or fell sick.
This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can no longer be made up with extra income from an otherwise-stay-at-home partner.
During the same period, families have been asked to absorb much more risk in their retirement income.【F3】
Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money.
For much of the past year, President Bush campaigned to move Social Security to a saving-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen—and newly fashionable health-savings plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new dose of investment risk for families’ future healthcare.【F4】
Even demographics are working against the middle class family, as the odds of having a weak elderly parent—and all the attendant need for physical and financial assistance—have jumped eightfold in just one generation.
【F5】
From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders.
The financial fallout has begun, and the political fallout may not be far behind.
【F3】
选项
答案
钢铁工人、航空公司职员,现在还有汽车企业员工都在担心利率,股票市场的波动以及自己会在有生之年花光退休金的严酷现实,这样的家庭有成百上千万个。
解析
转载请注明原文地址:https://kaotiyun.com/show/rpsZ777K
0
考研英语一
相关试题推荐
KalveroObergdescribesfourstagesthatpeoplegothroughwhentheyexperiencesituationsthatareverydifferentfromthoseto
Newscientificstudiesrevealthehiddencostsofmultitaskingastechnologyincreasinglytemptspeopletodomorethanonethin
TheHolocaustwastheNazis’assaultontheJewsbetween1933and1945.ItculminatedinwhattheNaziscalledthe"FinalSoluti
TheHolocaustwastheNazis’assaultontheJewsbetween1933and1945.ItculminatedinwhattheNaziscalledthe"FinalSoluti
Americansbelievenoonestandsstill.Ifyouarenotmovingahead,youarefallingbehind.Thisattituderesultsinanationof
[A]Tosomeextent,thispublichostilityiswelldeserved.ThebankruptciesofEnronintheU.S.andParmalatinItalylastwee
Newspapersarebecomingmorebalancedbusinesses,withahealthiermixofrevenuesfromreadersandadvertisers.Americanpapers
Anecdotalevidencehaslongheldthatcreativityinartistsandwriterscanbeassociatedwithlivinginforeignparts.Rudyard
Prewritingreferstostrategiesyoucanusetogenerateideasbeforestartingthefirstdraftofapaper.Prewritingtechniques
Prewritingreferstostrategiesyoucanusetogenerateideasbeforestartingthefirstdraftofapaper.Prewritingtechniques
随机试题
以下对于入侵检测系统的解释正确的是
祛风止痛片服用出现口舌麻木时,首先应
关于罪数的判断,以下选项正确的有()(2019/客/1/仿16)
西方的自然法学认为()。
个人/家庭的保险保障有()。①社会保险计划②团体福利计划③个人保险④商业保险
下列不属于内控健全性原则的是()。
假设A公司目前股价为5.00元,其认购权证的行权价为4.80元,存续期为1年,股价年波动率为0.30,无风险利率为5%,则A公司认购权证的理论价值为()元。
当然,目前国内的非国有博物馆仍存在诸多问题。包括赝品较多、展览量少质低、管理不规范、专业人才匮乏、重建馆轻运营等。这也表明,________。对于非国有博物馆存在的问题,既要严格监管、逐步规范,也应多一些宽容,容许试错。唯有如此,才有可能让深藏不露的藏品走
警衔是区分人民警察等级,表明人民警察身份的称号、标志和国家给予人民警察的荣誉。警衔制度的主要内容有()。
市场经济中,()作为最基本的投入要素,其价格是整个价格体系的核心。
最新回复
(
0
)