首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
公务员
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has
admin
2020-02-28
75
问题
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors.In Europe,at least,that is all about to change with a new set of regulations,named PSD2.
The rules will compel banks to share data easily with licensed third parties.Bankers in Europe complain that their profits and customer relationships are under threat.However,opening up banks,and the data they store,is good for consumers and competition,New providers will be better placed to offer all sorts of innovative services,such as a one—click option to put unspent monthly income into a pension plan.
Nevertheless,some concerns about PSD2 are legitimate.In particular,it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared with third parties.But banks themselves are hardly invulnerable to cyber attacks(网络攻击).And the solutions that the European regulators propose to deal with these worries look promising.Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.
The gap between writing rules and implementing them is always large.First,consent from customers to provide access to their bank data must be gained explicitly,and the purposes of the data use should be clearly explained.Second,regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules.Third,regulators must also be flexible enough to allow for changes as the market evolves.Since the new entrants will not be licensed to engage in riskier financial activities——such as lending money——it makes sense to regulate them with a lighter touch.But if some Fintech providers do end up becoming systemically important,higher standards of oversight might be necessary.
According to paragraph 3,what is the probable reason that privacy concerns about PSD2 are unnecessary?
选项
A、Third parties will have to buy fraud insurance.
B、Regulators have come up with promising solutions.
C、Banks’ defense against cyber attacks is strong.
D、Third parties will check clients’ data monthly.
答案
B
解析
细节题。根据题干关键词paragraph 3定位到第三段,然后根据题干中的“pfivacy concerns about PSD2”在第三段中寻找相关信息,根据第三段第四句“And the solutions that the European regulators propose to deal with these worries look promising.(欧洲监管机构提出的解决这些担忧的方案看起来很有希望。)”和B项“Regulators have come up with promising solutions.(监管机构已经提出了有希望的解决方案。)”意思相符。其他三项,A项“Third parties will have to buy fraud insurance.(第三方将不得不购买欺诈保险。)”和D项“Third parties will check clients’ data monthly.(第三方将每月检查客户数据。)”文中未提及,排除;C项“Banks’ defense against cyber attacks is strong.(银行抵御网络攻击的能力很强。)”文中只提到“banks themselves are hardly invulnerable to cybet’attacks.(银行本身也很难免会遭受网络攻击。)”,与文意不符,排除。故本题选B。
转载请注明原文地址:https://kaotiyun.com/show/sGjY777K
本试题收录于:
银保监财经类题库国家公务员分类
0
银保监财经类
国家公务员
相关试题推荐
把下面的六个图形分为两类,使每一类图形都有各自的共同特征或规律,分类正确的一项是:
在宗法观念盛行的社会,姓氏也有贵贱之分。据《百家姓》中的排序“赵钱孙李”,“赵”姓并不是中国最大的姓氏,却排第一,由此可推断出《百家姓》最早可能出现在:
2020年上半年,我国农产品进出口总额达1159.0亿美元。农产品进口额为807.5亿美元,同比增长13.2%。受新冠肺炎疫情影响,我国农产品出口额同比下降3.8%,为351.5亿元。 在我国的农产品进口中,除大洋洲农产品进口额同比下降1.9个百分点外
2020年上半年,我国农产品进出口总额达1159.0亿美元。农产品进口额为807.5亿美元,同比增长13.2%。受新冠肺炎疫情影响,我国农产品出口额同比下降3.8%,为351.5亿元。 在我国的农产品进口中,除大洋洲农产品进口额同比下降1.9个百分点外
根据下列资料,回答下列问题。2015年全社会同定资产投资562000亿元,比上年增长9.8%,扣除价格因素,实际增长11.8%。2015年,下列领域固定资产投资占比第二高的是:
根据下列资料,回答问题。2016年年末,全国参加基本养老保险人数为88777万人,比上年年末增加2943万人。全年基本养老保险基金收入37991亿元,比上年增长18%,其中征缴收入27500亿元,比上年增长16%。全年基本养老保险基金支出3400
圆雕是指不附着在任何背景上、可以从各个角度欣赏的立体的雕塑。其手法与形式多种多样,有写实性的与装饰性的,也有具体的与抽象的、着色的与非着色的等。根据上述定义,下图所示雕塑作品中,属于圆雕的是:
根据对菲利普斯曲线的解释,货币主义得出的政策结论是()。
货币主义认为,扩张的财政政策如果没有相应的货币政策配合,就会产生()。
Creditcardrewardsprogramshavetraditionallyfeaturedairlinemiles,giftcertificates,andcashbackforcustomerswhospende
随机试题
小儿腹泻合并代谢性酸中毒,以下治疗哪项不恰当
可出现丝脉的疾病是
电气设备和器具的接地线必须与接地干线__________相连,严禁__________相连。
厕浴间、厨房采用涂膜防水时,最后一道涂膜施工完毕尚未固化前,应在其表面均匀撒布少量干净的(),以增加与即将覆盖的水泥砂浆保护层之间的粘贴。
施工项目成本核算的方法主要有()。
管理者与员工在年初通过沟通,就本年度工作目标和衡量标准工作结果的考核方式等问题达成一致并形成契约的过程被称为()。
Toone’sboss,anemployeeshoulddressneatly,be______andshowinterestinthejob.
利率期限结构的预期假定认为()。
Iwantedtobeaman,andamanIam.
InternationalSummerExchangeProgram1.Aimsoftheprogram■Tocreatearewardingexchangeexperience2.Components■【T1】___
最新回复
(
0
)