首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
admin
2012-11-22
52
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates--but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money-management course in high school scored no better than those who hadn’t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids’hands and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect pur-chasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings."
The financial-literacy education is intended to ______.
选项
A、increase Americans’ awareness of the financial crisis
B、renew Americans’ enthusiasm about money-management
C、enable Americans to manage money wisely
D、help Americans to overcome the financial crisis
答案
C
解析
该句开头的In response表明金属知识扫盲是为了对付上一段提到的问题,根据上一段的内容可知,美国人的问题是不善于理财。因此,金融知识扫盲就是为了帮助美国人理财,选C。
转载请注明原文地址:https://kaotiyun.com/show/sQw7777K
0
大学英语四级
相关试题推荐
TheUnitedStatesgovernmentwantstoknowwhatthepublicthinksaboutitsfindingsonthesafetyof【36】animals.TheFooda
Allstudentsintheclass______aloudlaughwhentheprofessortoldthemajoke.
Sherefusedto______thedoorkeytothelandladyuntilshegotbackherdeposit.
I’mafraidthatyouhavetoalteryour______viewsinlightofthetragicnewsthathasjustarrived.
Whatdeterminesthekindofpersonyouare?Whatfactorsmakeyoumoreorlessbold,intelligent,orabletoreadamap?Allof
Forcollegestudentstodoapart-timejobwillexertaprofoundinfluence______theirpersonalityandlife.
______fromothercountriescan’tworkintheUnitedStateswithoutapermit.
A、Towatertheplants.B、Tofeedtheanimals.C、Totakeadventurealone.D、Totreatnaturewithrespect.D短文中提到iturgeseveryone
A、Itlooksverynewinsideandoutside.B、Thereisnothingwrongwiththecar.C、Manypartsinthecarneedrenewing.D、Itwase
A、Itwillincreasethecostofriceproduction.B、Itcanincreasetheagriculturalyieldsandprofits.C、Itwillreducethedema
随机试题
对一切教育活动均有指导意义的是()
凡与可燃物相结合能导致和支持燃烧的物质,称为助燃物(也称氧化剂)。()
急诊科的隔离要求是什么?
男性,47岁,10d前患急性前壁心肌梗死出院,因持续性胸痛再诊,吸气时胸痛加重,与上次心肌梗死的胸痛明显不同,仰卧位加重,坐位或前倾位减轻。体检:血压正常,体温37.5℃,可闻及心包摩擦音,右肺底部叩浊,呼吸音减弱,胸部X线片示右侧胸腔少量积液。WBC1
0,16,8,12,10,()。
你刚到单位不久,老陈是你在单位的指导老师,一直指导你,有一次你在工作过程中没有征得老陈的同意擅自对业务流程进行了修改,老陈对你的做法不满,说你太冒进。对此,你该怎样与老陈进行沟通?请现场模拟。
A、 B、 C、 D、 D
在软件结构的度量术语中,_____是只有一个模块直接控制的其他块数。
Aheavystone______hisleg.
TeddyBearsSuppliesRebeccaBaker512ManhattanStreetBurleighQueensland4220AustraliaOctober25,2010BearsandSuchMs.
最新回复
(
0
)