首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
admin
2012-11-22
56
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates--but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money-management course in high school scored no better than those who hadn’t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids’hands and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect pur-chasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings."
The financial-literacy education is intended to ______.
选项
A、increase Americans’ awareness of the financial crisis
B、renew Americans’ enthusiasm about money-management
C、enable Americans to manage money wisely
D、help Americans to overcome the financial crisis
答案
C
解析
该句开头的In response表明金属知识扫盲是为了对付上一段提到的问题,根据上一段的内容可知,美国人的问题是不善于理财。因此,金融知识扫盲就是为了帮助美国人理财,选C。
转载请注明原文地址:https://kaotiyun.com/show/sQw7777K
0
大学英语四级
相关试题推荐
Nationalinterestisa______concernforallthecountries.
SometimesIwishI______apairofwingstoenabletoflylikeaneagle.
Somestudentshavegottogethertoadvocateasystem______studentworkwithoutgrades.
Wedon’tacceptgoods______tothesample.
Idon’tseemuch______ofbeingemployedbytheinternationaltradingcompany.
BritishCuisine:theBestofOldandNewBritishcuisine(烹饪)hascomeofageinrecentyearsaschefs(厨师)combinethebest
ItseemsmoreandmoreAmericanswantschoolstoteachforeignlanguagestochildrenyoungerthanfiveyearsold.Themost【S1】__
OneSundaymorningthelocalpostoffice______animportantspeciallettertomyhome,thoughitwasaddressedtomeatmyoffic
A、Theywilldisappeargradually.B、Theyexistwidelyintheworld.C、Theirinfluenceispsychological.D、Theywillnotdevelopi
Itisnevertooearlyforyoutolearnaboutthevalueofmoneyasateenager.Manyteenshaveno【B1】______whatittakestoearn
随机试题
男性,36岁,间歇性上腹痛3年,空腹时加重,进食后缓解,胃镜检查示十二指肠壶腹部溃疡,病人近日上腹胀痛伴呕吐,呕吐物量多,为隔餐食物,腹上区有震水音。静脉补钾一般尿量应至少在()
A.妊娠性龈炎B.青春期龈炎C.慢性边缘性龈炎D.慢性牙周炎E.伴糖尿病的牙周炎
设乙公司对外负债80余万元无力偿还,甲公司对此债务应否承担责任?何某打算加入甲公司,并拟人资20万元,下列几种方式中,不符合《公司法》的是:
历史文物包括以下各项中的()。
依据《中华人民共和国城镇国有土地使用权出让和转让暂行条例》规定,城市土地出让和转让可采取多种方式,其中协议方式适用于()。
自然垄断通常会导致政府监管,而它存在的前提条件是
下列选项中,属于基金运作费的有()。Ⅰ.审计费Ⅱ.律师费Ⅲ.过户费Ⅳ.经手费
2008年年底,我国网民数从1997年的62万增加到2.98亿,居世界第2位。其中宽带网民数达到2.7亿,手机网民数达到1.2亿。互联网普及率达到22.6%,超过全球平均水平。2008年年底,我国互联网的国际出口带宽由1997年的25.4Mbps
运用先进典型对学生进行思想品德教育,这是德育的()
Itcarrieswhitebloodcellsanddisease-fightingchemicalscalledantibodiestoplaceswhereforeigninvaderssuchasbacteria
最新回复
(
0
)