首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
公务员
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has
admin
2019-11-28
48
问题
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors.
In Europe,at least,that is all about to change with a new set of regulations,named PSD2.
The rules will compel banks to share data easily with licensed third parties.Bankers in Europe complain that their profits and customer relationships are under threat.However,opening up banks.and the data they store,is good for consumers and competition,New providers will be better placed to offer all sorts of innovative services,such as a one-click option to put unspent monthly income into a pension plan.
Nevertheless.some concerns about PSD2 are legitimate.In particular,it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared with third parties.But banks themselves are hardly invulnerable to cyber attacks(网络攻击).And the solutions that the European regulators propose to deal with these worries look promising.Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.
The gap between writing rules and implementing them is always large.First,consent from customers to provide access to their bank data must be gained explicitly,and the purposes of the data use should be clearly explained.Second,regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules.
Third,regulators must also be flexible enough to allow for changes as the market evolves.Since the new entrants will not be licensed to engage in riskier financial activities—such as lending money—it makes sense to regulate them with a lighter touch.But if some Fintech providers do end up becoming systemically important,higher standards of oversight might be necessary.
请回答下列问题。
According to paragraph 3,what is the probable reason that privacy concerns about PSD2 are unnecessary?
选项
A、Third parties will have to buy fraud insurance.
B、Regulators have come up with promising solutions.
C、Banks’defense against cyber attacks is strong.
D、Third parties will check clients’data monthly.
答案
B
解析
细节题。根据题干关键词paragraph 3定位到第三段,然后根据题干中的“privacy concerns about PSD2”在第三段中寻找相关信息,根据第三段第四句“And the solutions that the European regulators propose to deal with these worries look promising.(欧洲监管机构提出的解决这些担忧的方案看起来很有希望。)”和B项“Regulators have come up with promising solutions.(监管机构已经提出了有希望的解决方案。)”意思相符。其他三项,A项“Third parties will have to buy fraud insurance.(第三方将不得不购买欺诈保险。)”和D项“Third parties will check clients’data monthly.(第三方将每月检查客户数据。)”文中未提及,排除;C项“Banks’defense against cyber attacks is strong.(银行抵御网络攻击的能力很强。)”文中只提到“banks themselves are hardly invulnerable to cyber attacks.(银行本身也很难免会遭受网络攻击。)”,与文意不符,排除。故本题选B。
转载请注明原文地址:https://kaotiyun.com/show/tojY777K
本试题收录于:
银保监财会类题库国家公务员分类
0
银保监财会类
国家公务员
相关试题推荐
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,th
Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,th
Insuranceisthesharingofrisks.Nearlyeveryoneisexposedtoriskofsomesort.Thehouseowner,forexample,knowsthathispro
Insuranceisthesharingofrisks,Nearlyeveryoneisexposedtoriskofsomesort.Thehouseowner,forexample,knowsthathispro
随机试题
患者男,20岁,双眼反复发红1年,视力下降2个多月。Vod0.3,Vos0.4,Tod45mmHg,Tos42mmHg。双眼结膜轻度充血,角膜透明,前房轴深4C.T.,房水清,瞳孔4mm×4mm,晶状体后囊下混浊,C/D0.8。患者因“结膜炎”自行使用“的
痿证与下列哪种因素无关
与温胆汤在主治和配伍用药上较为接近的方剂是
下列关于成本核算(生产费用对象化为成本)基本程序:①将应计入本期的生产费用计入相应成本核算对象;②对生产费用进行确认和计量;③确定成本核算对象,设置生产成本明细账;④期末归集各成本核算对象成本并在完工产品和在产品之间分配,排序正确的是(
在满足消费者需求的同时,还需要对产品的功能及其成本之间的取舍进行系统的分析,这指的就是
在直角坐标系xOy上,已知点P是线段AB:x+y=2(一1≤x≤1)的中点,则=().
新版发票自8月1日由地税局正式启用以来,已经越来越为人们所熟悉:但很少有人知道,每张发票都包含了多项科技成果。据地税局的同志介绍,新版发票采用的数字喷码丝网工位印刷技术是目前世界上最先进的印刷技术之一,有效提高了字迹的分辨率。如将新版发票放在5倍放大镜下,
(2006年)设f(x,y)=x>0,y>0,求
OneofthemostinterestingparadoxesinAmericatodayisthatHarvardUniversity,theoldestinstitutionofhigherlearningin
Manywhothinktheyhavefoodallergies(过敏)actuallydonot.Anewreport,commissionedbythefederalgovernment,findsthefiel
最新回复
(
0
)