首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
公务员
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has
admin
2019-11-28
31
问题
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors.
In Europe,at least,that is all about to change with a new set of regulations,named PSD2.
The rules will compel banks to share data easily with licensed third parties.Bankers in Europe complain that their profits and customer relationships are under threat.However,opening up banks.and the data they store,is good for consumers and competition,New providers will be better placed to offer all sorts of innovative services,such as a one-click option to put unspent monthly income into a pension plan.
Nevertheless.some concerns about PSD2 are legitimate.In particular,it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared with third parties.But banks themselves are hardly invulnerable to cyber attacks(网络攻击).And the solutions that the European regulators propose to deal with these worries look promising.Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.
The gap between writing rules and implementing them is always large.First,consent from customers to provide access to their bank data must be gained explicitly,and the purposes of the data use should be clearly explained.Second,regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules.
Third,regulators must also be flexible enough to allow for changes as the market evolves.Since the new entrants will not be licensed to engage in riskier financial activities—such as lending money—it makes sense to regulate them with a lighter touch.But if some Fintech providers do end up becoming systemically important,higher standards of oversight might be necessary.
请回答下列问题。
According to paragraph 3,what is the probable reason that privacy concerns about PSD2 are unnecessary?
选项
A、Third parties will have to buy fraud insurance.
B、Regulators have come up with promising solutions.
C、Banks’defense against cyber attacks is strong.
D、Third parties will check clients’data monthly.
答案
B
解析
细节题。根据题干关键词paragraph 3定位到第三段,然后根据题干中的“privacy concerns about PSD2”在第三段中寻找相关信息,根据第三段第四句“And the solutions that the European regulators propose to deal with these worries look promising.(欧洲监管机构提出的解决这些担忧的方案看起来很有希望。)”和B项“Regulators have come up with promising solutions.(监管机构已经提出了有希望的解决方案。)”意思相符。其他三项,A项“Third parties will have to buy fraud insurance.(第三方将不得不购买欺诈保险。)”和D项“Third parties will check clients’data monthly.(第三方将每月检查客户数据。)”文中未提及,排除;C项“Banks’defense against cyber attacks is strong.(银行抵御网络攻击的能力很强。)”文中只提到“banks themselves are hardly invulnerable to cyber attacks.(银行本身也很难免会遭受网络攻击。)”,与文意不符,排除。故本题选B。
转载请注明原文地址:https://kaotiyun.com/show/tojY777K
本试题收录于:
银保监财会类题库国家公务员分类
0
银保监财会类
国家公务员
相关试题推荐
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Atrulyinformeddinerwouldchoosearestaurantbasedonthequalityofthemenuandthechef’sexperience.Thediscerninginves
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathas
Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushingthemout.Reversemortgages,which
Insuranceisthesharingofrisks,Nearlyeveryoneisexposedtoriskofsomesort.Thehouseowner,forexample,knowsthathispro
随机试题
《罗密欧与朱丽叶》的主要思想是什么?
5
最常见的子宫肌瘤为
舌疳的病机是疳肿胀的病机是
药品监督管理部门在药品评价过程中,发现某药品对心血管副作用很大,决定停止该药品的销售和使用,A医生将之前购买的药品自用,B医生继续开具该药品的处方,药剂科继续调剂该药品。关于毒性药品的管理,错误的是
背景材料:某三跨预应力混凝土连续刚构桥,跨度为90m+155m+90m,箱梁宽1.4m,底板宽7m,箱梁高度由根部的8.5m渐变到跨中的3.5m,施工中采用拼装挂篮,用悬臂浇筑法对称施工。然而在几个节段施工完成后发现箱梁逐节变化的底板有的地方接缝不
反映企业一定经营期间经营成果的会计等式是()。【2010年考试真题】
根据权责发生制原则,应计入本期的收入和费用的有()。
下面叙述中错误的是
Mostpeopleareawarethatoutdoorairpollutioncandamagetheirhealth,butmanydonotknowthatindoorairpollutionalsoca
最新回复
(
0
)