首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
专升本
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his
admin
2015-10-30
29
问题
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship owner knows that his vessel may be lost at sea; the bread-winner knows that he may die at an early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel is lost at sea. If these persons each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as "insured" and those who administer the pool of contributions as "insurers".
Not all risks end themselves to being covered by insurance. Broadly speaking, the ordinary risks of business and speculation cannot be covered. The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated and risks can only be insured against, if they can be so estimated.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states in return for the regular payment by the insured of a named sum of money, called the "premium" , which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The wording of policies, particularly in marine insurance, often seems very old-fashioned, but there is a sound reason for this. Over a large number of years many law cases have been brought to clear up the meanings of doubtful phrases in policies. The law courts, in their judgments, have given these phrases a definite and indisputable meaning, and to avoid future disputes that the phrases have continued to be used in policies even when they have passed out of normal use in speech.
The "basis of insurance"(Para. 1)refers to______.
选项
A、the sharing of risks
B、the administration of contributions
C、the payment of contributions
D、exposure to risks
答案
B
解析
转载请注明原文地址:https://kaotiyun.com/show/tyYC777K
本试题收录于:
英语题库成考专升本分类
0
英语
成考专升本
相关试题推荐
Theword"Okay"isknownandusedbymillionsofpeopleallovertheworld.Still,languageexpertsdonotagreeonwhereitcam
TheideaforthenewprojectcametoJack______tohisstudyrecently.
AustraliaisnearlyaslargeastheUnitedStates,butmostofitistoodryforpeopletolivein.Aroundthisdrypartarelar
TheotherdayIheardanAmericansaytoaChinesestudentofEnglish"YouspeakverygoodEnglish."Butthestudentanswered,"
Woodsmen,huntersandtrackerslearnedtofollowandreadthe【21】left,behind【22】animals,men,natureandtime.Theirabilityto
ThehomecomputerindustryhasbeengrowingrapidlyintheUnitedStatesinthelasttenyears.Computersusedtobelarge,expe
Likealllargecities,NewYorkhasoldproblemstosolveand【21】onestoface.Slums(贫民窟)mustbecleared,andnewhousingconst
______iswellknown,light,likeheat,isaformofenergy.
AtfirstIcouldn’tbelieveit!Therewereno【21】inrows;nobellsrang;noonehadtogoto【22】.Althoughwealllived"in",【23
随机试题
A.髂外淋巴结B.髂总淋巴结C.肠系膜上淋巴结D.贲门淋巴结E.右结肠淋巴结其输出管注入腰淋巴结的是
A、血染片染色B、网织红细胞计数C、骨髓铁染色D、血清铁测定E、骨髓检查评估血红蛋白性贫血最可靠的方法是()
面部危险三角区的部位是
患者,男,68岁。饱餐后出现脐周阵发性腹痛,伴呕吐、腹胀,肛门停止排便排气2天。查体:腹软,脐周有轻度压痛,无反跳痛,肠鸣音亢进,有气过水声。患者2年前曾因化脓性阑尾炎行阑尾切除术,半年来间断性腹部隐痛不适。目前对该患者最重要的处理措施是
2009年沪深市场融资额创出历史新纪录,全年达到4671.5亿元的规模,超出上年1136亿元。其中,有111家公司IPO(首次公开发行股票)合计融资达1790.52亿元,是去年的1.73倍。这使得启动仅半年的A股市场去年IPO融资额仅次于香港,在全球IPO
篮球比赛中,每支球队上场球员为5名。某支篮球队共有12名球员,其中后卫5名(全明星球员1名),前锋5名(全明星球员1名),中锋2名。主教练准备排出双后卫阵型,且要保证全明星球员都要上场,总共有多少种安排方式?
阶级斗争是社会发展的直接动力。()
阅读下列说明、图和Java代码,将应填入(n)处的字句写在答题纸的对应栏内。[说明]已知对某载客车辆(Car)进行类建模,如图6-1所示,其中类Engine表示发动机引擎,类Wheel表示车轮,类Body表示车身,类Driver表示司机,类
Fromwhathasbeendiscussedabove,wemaysafelydrawthe______thatitsdisadvantagesarefargreaterthanitsadvantages.
______beforewedepartthedayaftertomorrow,weshouldhaveawonderfuldinnerparty.
最新回复
(
0
)