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Banks were developed to keep people’s money safe and make it available when they needed it. Since money was invented, people hav
Banks were developed to keep people’s money safe and make it available when they needed it. Since money was invented, people hav
admin
2010-12-12
72
问题
Banks were developed to keep people’s money safe and make it available when they needed it. Since money was invented, people have been borrowing and lending it.
A modern bank accepts people’s money for safe keeping. It also lends money and offers any other services. The experience of a businessman will show some of these. James Jones has a furniture store and buys his goods from different parts of the country. It isn’t convenient for him to send money through the mail, so he goes to the bank and opens a checking account. He puts his money in the bank regularly, and the bank keeps it until he writes checks for that amount. When Mr. Jones orders furniture from the modern furniture company in another city, he simply writes a check. This check is as good as money to the owner of the company. The owner can take it to his bank and cash it, that is, he can get money for it.
Now and then Mr. Jones deposits money in a savings account at the bank. The bank then used this money and pays him a certain percentage on each dollar every year. For example, if he deposits $ 1, 000 the bank pays him 4 percent, he will have earned $40 by the end of the year. This payment is called interest. Mr. Jones gets still other services form the bank. When he travels, he buys traveler’s checks from the bank instead of carrying money with him. And he can rent a safe-deposit box in the bank for his valuable papers and articles. It’s hard to imagine that people could do business without the services of a bank.
Mr. Jones pays for his furniture by______.
选项
A、lending money to business
B、using his credit card
C、writing a check
D、cash
答案
C
解析
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