首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
What are the roads not taken because students must take out loans for college? For one thing, it appears that people with studen
What are the roads not taken because students must take out loans for college? For one thing, it appears that people with studen
admin
2015-03-20
33
问题
What are the roads not taken because students must take out loans for college? For one thing, it appears that people with student loans are less likely to start businesses of their own. A new study has found that areas with higher relative growth in student debt show lower growth in the formation of small businesses.
The correlation makes sense. People normally have only a certain amount of "debt capacity". When students use up their "debt capacity" on student loans, they can’t commit it elsewhere. Given the importance of an entrepreneur’s personal debt capacity in financing a start-up business, student loan debt, which cannot be discharged via bankruptcy, can have lasting effects later in life and may impact the ability of future small-business owners to raise capital. Considering that 60 percent of jobs are created by small business, "if you shut down the ability to create new businesses, you’re going to harm the economy," said Brent Ambrose, a professor of risk management at Pennsylvania State University.
Student loan debt also appears to be affecting homeownership trends. According to research by the Federal Reserve Bank of New York, fewer 30-year-olds in general have bought homes since the recession, but the decline has been steeper for people with a history of student loan debt and has continued even as the housing market has recovered.
Student loan debt may also affect career choices. Having a college loan appears to reduce the likelihood that people will choose a low-paying public-interest job, according to a 2011 study by Jesse Rothstein of the University of California, Berkeley, and Cecilia Elena Rouse of Princeton.
They arrived at their conclusion by studying a well-off university that began meeting students’ financial needs through a combination of work-study money and grants, and dispensing with loans altogether.
Before the new policy started in the early 2000s, students were more likely to choose well-paid professions like investment banking and consulting. After the policy took effect, more students chose jobs in areas like teaching and the nonprofit sector.
In many cases, the choices that student borrowers make are just common sense, based on the financial realities they face. If society wants to change the skewing effect of student loans, some tough decisions about allocating educational resources may well lie ahead.
The quotation in Paragraph 2 implies that______.
选项
A、job opportunities are disappearing in high speed
B、economic development can be held back by student loans
C、small business survival is insignificant and meaningless
D、more and more commercial opportunities have been created
答案
B
解析
原文讲到第二段第四、五句可概括为“小企业的发展会受到学生贷款的影响,而且鉴于60%的工作岗位是由小型企业提供的,那么经济发展也必将受到负面影响”可知,A项与B项中有一个是正确答案。但是A项的信息表述是进行时态,即工作机会正在大量减少。这与原文冲突,原文表达是对未来的一种担忧,因此排除A项,正确答案为B项。
转载请注明原文地址:https://kaotiyun.com/show/yI74777K
0
考研英语一
相关试题推荐
GesturesHelpPeopletoThinkHumanlanguageisthesubjectofendlessscientificinvestigation,butthegesturesthataccom
GesturesHelpPeopletoThinkHumanlanguageisthesubjectofendlessscientificinvestigation,butthegesturesthataccom
HealthySocialNetworkingSitesBenefitKidsTheotherdayIaskedsomewhattongue-in-cheek(幽默讽刺的)whetherTomFriedmanhad
TheNotionandOperationthatthePopulationRaiseFundsPoliticiansdoit.Charitiestoo.Andnowfor-profitentrepreneurs
MarketingPlanOneofthemostpowerfulstrategicplann-ingtoolsabusinesscanpossessisamarketingplan.Hereisnotre
Doyourchildrenlietoyouandtheirfriendsabouttheiractivitiesonline?Dotheyfeelempty,depressedandirritablewhenno
Doyourchildrenlietoyouandtheirfriendsabouttheiractivitiesonline?Dotheyfeelempty,depressedandirritablewhenno
Beingagoodparentishardernowthatithaseverbeenbefore.Inpressurizedmodernlives,demandstobeafulfilledindividua
AmanwakesupinaNewYorkapartment,brewscoffeeandgoesoutintotheworld,andeverythingthatcanappearonasmartphone
随机试题
喷射滞后时间反映了灭火器动作速度的快慢,技术上一般要求在灭火器的使用温度范围内,其喷射滞后时间不大于()s,间歇喷射的滞后时间不大于()s。
在一个乡级小学同时出现2例发热、出疹病人,经血清学检查,麻疹IgM阳性,证实为麻疹病例。为有效的控制疫情蔓延和暴发,最有效的措施是
被誉为日本“法制建设上的三根支柱”的有()。
开发商成本利润率等于开发投资项目竣工后项目正常盈利年份的年净经营收入与总开发成本之比。()
当出现普遍的经济不景气时,银行贷款所面临的主要风险是()。
下列抽样方法中,属于非概率抽样的是()。
下列涉及预计负债的会计处理中,错误的有()。
衡量教师是否成熟的主要标志是()。
根据下列文字资料回答题。2009年11月,首届世界低碳与生态经济大会暨技术博览会在江西南昌召开,在这次大会上,江西共签约项目143个,总投资为1046.95亿元,先后分三次签约:第一次,与23家央企签约37年合作项目,项目总投资为519.1亿元;第二次,
设Ik=∫0kπex2sinxdx(k=1,2,3),则有
最新回复
(
0
)