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More and more employers are demanding that workers who smoke or are overweight shoulder a greater share of their health care cos

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问题     More and more employers are demanding that workers who smoke or are overweight shoulder a greater share of their health care costs. It is a shift toward 【C1】______ employees with unhealthy lifestyles【C2】______ rewarding good habits. Such policies that【C3】______ financial penalties on employees have doubled in the last two years to 19 percent of 248 major American employers recently【C4】______.
    【C5】______, another survey【C6】______ on Wednesday showed that about a third of employers with 500 or more workers were trying to【C7】______ them into wellness programs by offering【C8】______ incentives, like discounts on their insurance.【C9】______, companies including Home Depot, PepsiCo, Safeway, Lowe’s and General Mills have defended decisions to seek higher premiums from some workers, like Wal-Mart’s recent addition of a $2 ,000-a-year surcharge for some smokers. Many point to the higher health care costs 【C10】______ with smoking or obesity. Some even describe the charges and 【C11】______ as a " more stick, less carrot"【C12】______ to get workers to take more【C13】______ for their well-being. Whatever the characterizations are, it means that smokers and others pay more than co-workers who【C14】______a company’s health goals.
    But some benefits specialists and health experts say programs billed as 【C15】______ for wellness, by offering discounted health insurance, can become penal for people who suffer from health problems that are not completely under their control. Nicotine【C16】______, for example, may【C17】______smokers from quitting, and severe obesity may not be easily【C18】______. Fairly speaking, " employers cannot【C19】______ against smokers by asking them to pay more for their insurance【C20】______the surcharge is part of a broader effort to help them quit," said Karen L. Handorf, a lawyer who specializes in employee benefits for Cohen Milstein Sellers & Toll in Washington.
【C8】
选项 A、monetary
B、commercial
C、economic
D、financial
答案D
解析 形容词辨析题。根据下文中的like discounts on their insurance(保险折扣)，surcharge(额外费用)，charges(费用)等可知，激励手段都和费用相关。[A]monetary“货币的，财政的”，多指金钱的，与货币直接相关的，例如：monetary policies(货币政策)，monetary unit(货币单位)，monetary value(货币价值)；[B]commercial“商业的，盈利的”，例如；commercial innovation(商业创新)，commercial district(商业区)；[C]economic“经济的，经济学的”，多指宏观经济，非个人的，例如；economic benefit(经济效益)，economic crisis(经济危机)；[D]financial“金融的，财务的”，可以用来指微观的，个人的，financialincentives“财务上的激励措施”，不一定以现金的方式体现出来，但可以带来一定的利益，故答案为[D]financial。
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