首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade
admin
2016-08-02
101
问题
Never has a generation of young people spent so much money yet understood so little about how to manage it. Over the past decade, the average credit-card debt of Americans ages 18 to 24 doubled, to nearly $3,000. Among high school seniors, 4 out of 5 have never taken a personal-finance class, but nearly half have an ATM debit card, and more than a quarter have bounced a check, according to a survey of 5,775 teens, released in April by the nonprofit JumpStart Coalition for Financial Literacy. If those trends continue, declaring bankruptcy could become as common as earning a bachelor’s degree.
The scourge of financial illiteracy is worrisome not only for young debtors but also for their parents, many of whom are facing retirement and can’t keep bailing out their kids forever. But at least one financial institution has found a way to capitalize on the problem. San Francisco-based Wells Fargo Bank has launched an online role-playing video game aimed at teaching teens and young adults the basics of financial management—with no strings attached, although Wells Fargo wouldn’t object if users ended up opening accounts at the bank. The game can be found at
stagecoachisland. com
and works only on Windows machines.
The biggest challenge, says Erik Hauser of Swivel Media, who developed the game, was to find a way to engage kids’ attention. "They’re used to instant messaging, instant gratification and instant pudding. We had to find an approach that wasn’t dry or static. " Players travel around a fantasy world, plunking down virtual cash at the mall or a car-rental agency, and earn spending money at any of the island’s seven virtual ATMs by taking quizzes(after a brief tutorial)on such real-world fundamentals as credit, auto loans and online banking. Sample question: What does APR stand for? a)account percentage rate, b)average parcel rate, c)American paper route or d)annual percentage rate. For choosing d, you net $ 15 plus a shockingly generous 10% interest each day on your virtual savings account.
But no computer game alone can cure adolescent financial ignorance. Some curriculum experts wonder why high schools are still teaching algebra, trigonometry and calculus but not the financial skills their students will need to survive in the real world, such as how to fill out tax forms, compare interest rates or calculate the return on an investment. " More schools need to offer money-management classes," says Lewis Mandell, a finance professor at the State University of New York at Buffalo who oversaw the JumpStart research. "The curriculum has to be made relevant to their lives.
Financial illiteracy of the youth is likely to lead to______.
选项
A、the increase of young debtors
B、the declaration of bankruptcy
C、the worry of most retiring parents
D、the prosperity of a financial institution
答案
A
解析
根据第一段第二句“Over the past decade,the average credit—card debt of Americans ages 18 to24 doubled,to nearly $3,000”以及第二段第一句“…many of whom…can’t keep bailing out theirkids forever”,A应为答案。
转载请注明原文地址:https://kaotiyun.com/show/zEoZ777K
0
考研英语一
相关试题推荐
Humanlanguageisthesubjectofendlessscientificinvestigation,butthegesturesthataccompanyspeechareasurprisinglyneg
Icametofeminismthewaysomepeoplecometosocialmovementsintheirearlyyears:outofself-interest.Igotontheequalit
BankruptcyratesintheU.S.havebeengrowingformorethantwodecadesdespitegenerallyrisinglevelsofpersonalincome.The
Morethananyotherindustry,America’smulti-billion-dollarentertainmentbusinessiscaughtinthecrossfireofthecountry’s
ADarwinianunderstandingofculturebeginswiththeobservationthattheartsappearineveryhumansocietyandyieldintensed
Thenation’s47millionuninsuredarenottheonlyreasonthathealthcarehasbecomeabigissueinthepresidentialcampaigns.
Familiarasitmayseem,gravityremainsamysterytomodernphysics.Despiteseveraldecadesoftrying,scientistshavefailed
Geniusissaidtohavetwoforms.Thereareordinarygeniuses,whoseachievementsonecanimagineothersmighthaveemulated,so
OnAugust18thUSNews&WorldReportreleasedits2007rankingsofAmerica’stopcolleges.Thesurveybeganin1983asanunoff
Doctorshavetreatedthefirstreportedcaseof"Internetaddictiondisorder"broughtonbyexcessiveuseofGoogleGlass.I
随机试题
流行性脑脊髓膜炎的病变最明显的部位是
(2016年)下列不属于系统误差来源的是()。
某电动车生产企业为增值税一般纳税人。2017年企业自行核算的会计利润总额11696万元,已预缴企业所得税1500万元。2018年1月,经委托的税务师审核,发现以下业务:(1)企业2017年年初房产原值12300万元,其中幼儿园房产原值30
资产负债表中“预付款项”项目应当根据预付账款的总账余额减对应的坏账准备科目期末余额后的净额填列。()
作为n一6系列脂肪酸的前体可转变成γ-亚麻酸、花生四烯酸的必需脂肪酸是()。
著名的“白板说”的倡导者是()。
根据以下资料。回答106-110题。1952年,我国国内生产总值(GDP)仅为300亿美元。1960年,达到614亿美元。之后,每年的GDP总量呈稳步小幅上升态势。1972年突破1000亿美元,之后用了10年的时间达到2021亿美元(1982年)。
传统的解决问题的方法强调以往的经验和知识,而现代的解决问题的方法则强调从达到目标的所有可能途径中选择出最佳的一种,二者均不能成功地解决所有的问题,但二者的结合却往往能解决一种方法难以解决的问题,因此( )。
所谓“人们自己的社会行动的规律”是指
Ajobapplicanthastheresponsibilityforascertainingcertaintypesofinformationpriortotheinterview.First,theapplican
最新回复
(
0
)