2. 外语
  3. The reliance on credit reports in hiring is becoming widespread. A survey by the Society for Human Resource Management found t

The reliance on credit reports in hiring is becoming widespread. A survey by the Society for Human Resource Management found t

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问题     The reliance on credit reports in hiring is becoming
widespread. A survey by the Society for Human Resource
Management found that 60% of employers do credit checks for at
least some positions.
    The use of credit checks is growing at time when the【M1】______
economy is making it hard for people to keep their records cleanly.【M2】______
Delinquency rates on loans have been arising, according to a report【M3】______
issued last week by the American Bankers Association, driven by a
weak job market and rising food and gasoline price.【M4】______
    The biggest flaw with the use of credit checks in employment
screening is in that it makes it difficult for many good people who【M5】______
need work to find. Employers who do credit checks operate under【M6】______
the assumption that having had trouble paying bills is a character
flaw, but there is scant hard evidence to back this down.【M7】______
    Many credit problems are due to factors outside of a person’s
control. Sarah Ford, an attorney with the Lawyers’ Committee for
Civil Rights Under Law, told a House committee last year which【M8】______
credit reports failed to provide insufficient context. "A credit【M9】______
report would not explain that a factory worker lost his job when
his employer went out of business," she said. Or that "a man’s
credit was destroyed so he was the victim of identity theft or a【M10】______
predatory lending scam." Or that "a woman lost her job and her
health coverage before developing breast cancer and incurring
astronomical medical bills."
【M3】
选项
答案arising—rising
解析 词汇错误。arise意为“出现，发生”，rise意为“上升，上涨”。此句的意思是“根据美国银行协会上个星期发布的一份报告，受疲软的就业市场和上涨的食品和石油价格的影响，贷款的不法行为比率一直不断上升。”故此处应该用rising。
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