For this part, you are allowed 30 minutes to write a short essay entitled On Paying Back Student Loans. You should write at lea

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问题 For this part, you are allowed 30 minutes to write a short essay entitled On Paying Back Student Loans.  You should write at least 150 words but no more than 200 words.
1.现今,高校中有许多大学生通过助学贷款完成自己的学业
2.但是有些学生毕业后没有能力或拒绝按时还贷
3.我的看法

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答案 On Paying Back Student Loans Nowadays, college students coming from financial-challenged families can apply for student loans provided by state-owned commercial banks to pay the tuition fees and cover their necessary daily expense. Taking Beijing Normal University for example, last year has seen 245 college students applying for student loans. However, to our disappointment, an increasing number of students have failed to repay the loans within the stipulated time. Some students are really unable to repay the money after graduation because of unemployment or some other reasons. But there are a number of students refusing to pay it back even though they can. As for me, college students should increase their awareness of credit. Anyone in debt should try his or her best to repay the debts on time. If they are really in great difficulty, it is proper to inform the bank as soon as possible and apply for a delayed repayment. Only in this way can both college students and banks benefit from the policy.

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