首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
自考
The Supreme Court’s recent decision allowing regional interstate banks has done away with one restriction in America’s banking o
The Supreme Court’s recent decision allowing regional interstate banks has done away with one restriction in America’s banking o
admin
2017-06-30
45
问题
The Supreme Court’s recent decision allowing regional interstate banks has done away with one restriction in America’s banking operation, although many others still remain. Although the ruling does not apply to very large money-center banks, it is a move in a liberalizing direction that could at last push Congress into framing a sensible legal and regulatory system that allows banks to plan their future beyond the next court case.
The restrictive laws that the courts are interpreting are mainly a legacy of the bank failures of the 1930’s. The current high rate of bank failure higher than at any time since the Great Depression has made legislators afraid to remove the restrictions. While their legislative timidity is understandable, it is also mistaken. One reason so many American banks are getting into trouble is precisely that the old restrictions make it hard for them to build a domestic base large and strong enough to support their activities in today’s telecommunicating round-the-clock, around-the-world financial markets. In trying to escape from this restrictions, banks are taking enormous, and what should be unnecessary, risks. For example, would a large bank be buying small, failed savings banks at inflated prices if federal law and states regulations permitted that bank to explain instead through the acquisition of financially healthy banks in the region? Of course not. The solution is clear. American banks will be sounder when they are not geographically limited. The house of Representative’s banking committee has shown part of the way forward by recommending common-sensical, though limited , legislation for a five-year transition to nationwide banking. This would give regional banks time to group together to form counterweights to the big money-center banks. Without this breathing space the big money-center banks might soon extend across the country to develop. But any such legislation should be regarded as only a way station on the road towards a complete examination of American’s suitable banking legislation.
Which of the following best describes why the restrictive banking laws of the 1930’s are still on the book?
选项
A、The bank failures of the 1930’s were caused by restrictive courts.
B、Banking has not changed in the past 50 years.
C、The banking system is too restrictive, but no alternatives have been suggested.
D、Legislators apparently believe that banking problems similar to those of the Depression still exist today.
答案
D
解析
转载请注明原文地址:https://kaotiyun.com/show/3GPR777K
本试题收录于:
电子商务英语题库经管类分类
0
电子商务英语
经管类
相关试题推荐
晶晶皮鞋厂冬季在南方地区主推单皮鞋,在北方地区主推棉皮鞋,晶晶皮鞋厂对消费者市场细分的依据是()
简述企业承担社会责任的利益。
纵观企业营销实践的历史演进,我们可以发现存在6种主要的市场营销哲学:__________、__________、__________、__________、__________和__________。其中,前3种导向是与卖方市场条件相适应的传统市场营销哲学
Ihavenevertakenanything______didn’tbelongtome.
Severalregionsintheworldaresubject【C1】______stormswhicharesoseverethatthey【C2】______damageonatremendousscale.Th
Exceptionalchildrenaredifferentinsomesignificantwayfromothersofthesameage.Forthesechildrentodeveloptotheirf
JohnHaroldDrakeisamanofdeepcompassion,andhaswrittenabookthatarguesforthecauseofchildreninneedoflove.Chi
Allpassengerswere______outofonebusandintoanother.
Anearlytype-writerproducedlettersquicklyandneatly;thetypist,______,couldn’tseehisworkonhismachine.
Inthisfactory,suggestionsoftenhavetowaitformonthsbeforetheyarefully______.
随机试题
专利贸易
患者出现吐弄舌,最可能伴有的舌象是
A.瞳孔散大或大小不等,呼吸节律不整B.呼吸节律不整,出现异常呼吸C.肝大,颈静脉怒张D.呼吸困难,咳嗽,咳痰E.呼吸困难,端坐呼吸,咳粉红色泡沫痰惊厥患儿发生脑疝时表现
使下唇靠近牙龈并前伸下唇的表情肌是
A、磺胺嘧啶B、酞磺胺噻唑C、磺胺嘧啶银D、磺胺醋酰E、甲氧苄啶肠道手术前准备可用
表明房地产受地区性需求的依赖性程度很大,决定房地产市场是地区性市场的是房地产的()。
“文化搭台,经济唱戏”的最大危害,是将文化仅仅看作是经济的工具和仆佣,_______文化本身的价值,由此将文化完全_______为商品。填入画横线部分最恰当的一项是:
下列在刑事诉讼中,有关检察机关职责的表述,正确的是()。
关于网络接入技术的描述中,错误的是
A、Itdoesnotmakeanycontributiontotheworldpeace.B、Itshouldnotexistanylonger.C、Itisthebestorganizationtowardp
最新回复
(
0
)