首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
[A] Watching related expenses and making wise choice [B] Paying attention to details [C] Weighing your financial goals and expec
[A] Watching related expenses and making wise choice [B] Paying attention to details [C] Weighing your financial goals and expec
admin
2017-11-14
48
问题
[A] Watching related expenses and making wise choice
[B] Paying attention to details
[C] Weighing your financial goals and expectations first
[D] Maintaining realistic expectations
[E] Narrowing the search
[F] Not too special
[G] Choosing specialty funds
How to Select a Fund Eating better. Exercising. Investing. There are a lot of things you know should be doing. The problem is that getting started always seems to be the hardest part. For many investors, mutual funds are a good way to go, but trying to sort through the number of available choices—now more than 10 000—makes this important task appear overwhelming. Let’s look at some ways to cut that number down to a reasonable size, as well as other factors to consider when selecting your first fund.
【R1】______
Before you begin examining potential investments, it’s important to take some time to access your own goals and risk tolerance. If you start with a clear objective in mind, as well as an understanding as to how you might react if your investment loses money, you’ll be less likely to purchase a fund that doesn’t fit your needs. And that’s what often leads to disappointment. It is important to look for funds that are appropriate for both your goals and your investment temperament (性情).
【R2】______
One way to begin your search for a good fund is to use the Morningstar star rating. The rating is a useful tool for narrowing the field to funds that have done a good job of balancing return and risk in the past. To assign ratings, Morningstar uses a formula that compares a fund’s risk-adjusted historical performance with that of other funds within four rating groups-domestic stock funds, international stock funds, taxable bond funds, and municipal bond funds.
【R3】______
Funds that invest solely in a single market sectors, called specialty funds, often have impressive returns and may be great additions to a diversified portfolio(投资组合). However, the success of such funds depends largely on the fortunes of a particular market sector. Hence, specialty funds probably aren’t the best way to start. For your first fund, look for a diversified stock fund that has exposure to different types of stocks.
【R4】______
There’s no free lunch in fund investing: in addition to the sales fees that some fund companies charge, fund investors must also pay management fees and trading cost. Unfortunately, you don’t necessarily get what you pay for—no one has ever shown that more expensive funds provide greater returns.
Look for funds with reasonable costs. The expense ratio, which expresses annual costs as a percentage amount, is probably the best number to use when comparing mutual fund costs.
【R5】______
Whatever the market does, try to take it in stride. You’re in for the long haul, so don’t worry about the market’s day-to-day gyrations. Relax and resist the temptation to monitor your first investment daily. Check in on your mutual funds once a month, and give your portfolio a thorough exam every 6 to 12 months. And consider adding to your fund each month. An automatic investment plan makes it a relatively painless process. Finally, remember that the ultimate measure of your success as an investor depends not on your owning the best-performing mutual fund. Only one fund will be the top performer over the next decade, and there’s no way to predict which one it will be. Meeting your own financial goals should ultimately be the yardstick (标准) by which you measure your investment success.
【R2】
选项
答案
E
解析
第三段首句是主题句,指出可借助晨星星级评价系统来选择投资的基金。接着该段介绍了这种系统的特点是通过比较基金来缩小选择的范围(narrowing the field)。E项中narrow和search两个词都在该段中出现,并且它与该段的内容相吻合,因此是正确项。
转载请注明原文地址:https://kaotiyun.com/show/3eIZ777K
0
考研英语一
相关试题推荐
Comeon—Everybody’sdoingit.Thatwhisperedmessage,halfinvitationandhalfforcing,iswhatmostofusthinkofwhenwehea
Toparaphrase18th-centurystatesmanEdmundBurke,"allthatisneededforthetriumphofamisguidedcauseisthatgoodpeople
Theideathatsomegroupsofpeoplemaybemoreintelligentthanothersisoneofthosehypothesesthatdarenotspeakitsname.
Thoughnotbiologicallyrelated,friendsareas"related"asfourthcousins,sharingabout1%ofgenes.Thatis【C1】______astudy
Thoughnotbiologicallyrelated,friendsareas"related"asfourthcousins,sharingabout1%ofgenes.Thatis【C1】______astudy
Peopleare,onthewhole,pooratconsideringbackgroundinformationwhenmakingindividualdecisions.Atfirstglancethismigh
Mostworthwhilecareersrequiresomekindofspecializedtraining.Ideally,therefore,thechoiceofan【C1】______shouldbemade
AgingposesaseriouschallengetoOECD(OrganizationofEconomicCo-operationandDevelopment)countries,inparticular,howto
Arepasswordsoutdated?It’sstartingtoseemlikeit.Everybodyhatesthem,andnobodycanrememberalltheonesthey’ve【C1】___
随机试题
分权制的优点有()
在20世纪90年代,江泽民就对全面建设小康社会、实现第三步战略目标,进行了前瞻性的战略思考。他在十五大报告中初步勾画了实现第三步战略目标的蓝图。其中第二步是()
被称为亲细胞抗体的免疫球蛋白是
草地的承包期为四十年至五十年()
下列选项属于资本项目的有()。
同业拆借资金不能用于()。
2019年1月1日,A公司经批准新建一条新型产品生产线。A公司将该工程出包给B公司,价款为3000万元。相关资料如下:(1)A公司为建造该工程于2019年1月1日借入专门借款2000万元,借款期限为3年,年利率为9%,每年年末支付利息。该工程的建造还占
2015年,我国快递业务量完成206.7亿件,实现业务收入2770亿元。全年同城快递业务量完成54亿件,同比增长52.3%;实现业务收入400.8亿元,同比增长50.7%。全国异地快递业务量完成148.4亿件,同比增长47.1%;实现业务收入1512.9
下列各项中符合元朝历史的有()①设置宣政院管辖藏族地区②设置理藩院掌管少数民族事务③设置澎湖巡检司,加强对琉球的管辖④全国划分为25个省级行政区域和蒙古盟旗等
AHowtoUseaPaintingKnife使用画刀的方法Paintingwithaknifeisabitlikeputtingbutteronbreadandproducesquitea(1)resu
最新回复
(
0
)