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  3. There has been much chatter about bank loans to local governments’ financing vehicles, widely regarded as one of the main risk

There has been much chatter about bank loans to local governments’ financing vehicles, widely regarded as one of the main risk

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问题     There has been much chatter about bank loans to local
governments’ financing vehicles, widely regarded as one of
the main risks face the Chinese economy. Set up by local         【M1】______
governments to borrow money for infrastructure
investments, these vehicles are rather like Western
companies’ special purpose entity vehicles. They have            【M2】______
played an important role in stimulating the Chinese
economy and helping it to recover from the global financial
crisis. But they face a problem, either: The bank loans they     【M3】______
have received have increased extraordinary.                      【M4】______
    Local governments at levels have set up their                【M5】______
investment companies, some of which are directly
controlled by the leaders responsible for fundraising for
their pet projects. These companies take a variety of forms
dependable on the industries and sectors they belong to.         【M6】______
    There are thousands of such companies across the
country, in which sometimes are even irregular. Some of          【M7】______
them, particularly those operating at the county-level, will
not be able to service their debts.
    it is thus reasonable to be alarmed. But it is still too late【M8】______
to say that the level of non-performing bank loans will
increase drastically even we cannot estimate the precise         【M9】______
number and amount of loans given to local governments
until the formal assessment is completed at the end of this
year.
    To general the special vehicles’ business model we          【M10】______
have to go back in history.
【M8】
选项
答案late—early
解析 语义错误。此句与前句形成转折关系(but为证)，那么，现在说银行不良贷款率大幅增加还为时过早，应将late改为early。
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