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  3. U.S. college students are increasingly burdened with credit card debt, according to a study released Tuesday, and the consequenc

U.S. college students are increasingly burdened with credit card debt, according to a study released Tuesday, and the consequenc

admin2010-08-21  53
问题     U.S. college students are increasingly burdened with credit card debt, according to a study released Tuesday, and the consequences can be serious--ranging from higher drop-out rates to future employment problems and even suicide.
    Based on hundreds of face-to-face interviews and surveys with students, sociologist Robert Manning of Georgetown University concluded both the number with credit card debt and their indebtedness had been "systematically underreported" in previous studies  which failed to reflect the "survival strategies" many used to cope with their debts. These included the use of federal student loans to pay off credit cards, effectively shifting the debt, appeals to parents for loans, cutting back on course work to increase time at paid jobs, or even dropping out altogether to work full time. "Official drop-out rates include growing numbers of students who are unable to cope with the stress of their debts and/or part time jobs for servicing their credit cards," the study said.
    Even then, debts can haunt students. "Student credit card debts are increasingly scrutinized during the recruitment process and may be an important factor in evaluating prospective. employee," it noted. And the stress can also manifest in far more tragic ways. Janne O’Donnell’s 2g-year-old son, a junior at the University of Oklahoma, committed O’Donnell and Manning agreed students should bear some responsibility for reckless use of credit, but said credit card companies also had to be held accountable for making it so easy for them to get into debt. Manning said one of the most disturbing aspects of the student credit card issue was "the seduction of college and university administrators by the credit card industry." Card issuers were sponsoring school programs, funding activities and even entering into business partnerships with schools involving college-branded "affinity" cards, he said.  "As a result, rather than protecting the economic and educational interests of their students, college administrators are playing an active and often disingenuous role in promoting the prominence of credit cards in collegiate life."  
We can infer from the passage that ______.
选项 A、students should not have part-time jobs
B、credit cards should not be used
C、if there is no credit card, college students may not commit suicide
D、college students should learn to wisely manage their personal finances
答案D
解析 推断题。文章主要讲述学生使用信用卡的负面影响，但也不能千篇一律断然否定使用信用卡，因而选项B不对。不使用信用卡电不能保证美国学生不自杀，故选项C不对。美国学生有part-time工作，是司空见惯也不能因为信用卡的负面影响而取消，故排除选项A。采用逐个排除法，可以确定正确答案为D项。
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