首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
In business, many places adopt a credit system, which dates back to ancient times. At present, purchases can be made by using c
In business, many places adopt a credit system, which dates back to ancient times. At present, purchases can be made by using c
admin
2010-06-18
41
问题
In business, many places adopt a credit system,
which dates back to ancient times. At present, purchases
can be made by using credit cards. They fall
into two categories: one has【1】______use, while 【1】______
the other is accepted almost everywhere. The
application for the use of the latter one must be made at a
【2】______. 【2】______
Once the customer starts using the card, he will
be provided with a monthly statement of【3】______ 【3】______
by the credit company. He is required to pay one
quarter to half of his credit【4】______every 【4】______
month.
Advantages. 1. With a card, it is not
【5】______to save up money before an actual pur- 【5】______
chase. 2. If the card is lost, its owner is protected.
3. A【6】______and complete list of purchase 【6】______
received from the credit company helps the owner to
remember the time and【7】______of his purchase. 4.【7】______
The cards are accepted in a(n)【8】______by 【8】______
professional people like dentists, etc.
Major disadvantage. The card owner is tempted
to【9】______his money. If this is the case, it will【9】______
become increasingly difficult for the user to keep up
with the required【10】______, which will result in【10】______
the credit card being cancelled by the credit company.
【4】
Good morning, everyone. First about your second assignment. I’d like to remind you that your second assignment should be in by next Friday. You can either put it in my pigeon hole, or leave it with the Department’s secretary. Now, let’s get down to the lecture.
Today, the lecture is on credit, er, or to be more specific, on credit cards. I’m sure you must have heard of some credit cards, like the VISA card, which is an internationally used card, or the Great Wall card issued by the Bank of China. In order to give a better understanding, we’ll discuss it in some detail.
Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or services immediately and promises to pay for them later. This buy-now-pay-later credit system is quite old.
There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using the card.
The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit bill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.
There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner. If a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn’t have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people--plumbers, taxidrivers, doctors and dentists--will accept credit cards in an emergency. This is very important if you don’t have any cash with you.
However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of things on credit, he or she has to make large payments each month. Sometimes it becomes impossible to keep up with the payments. As a result, the consumer’s life becomes more and more difficult. If the consumer cannot make the payments, his card will be taken away. It will be very difficult for him to get another credit card in the future.
To sum up briefly, we can see a credit-buying system has both advantages and disadvantages. On the one hand, it gives people convenience in life, and on the other, it tends to encourage overspending.
选项
答案
bill(s)
解析
转载请注明原文地址:https://kaotiyun.com/show/8JlO777K
0
专业英语八级
相关试题推荐
同食品和庇护场所一样,服装/衣服也是人类的基本需要。(过去)人们穿衣着装的原因之一是要保护(自己)。粗硬的外衣保护他们免遭动物的撕咬以及抓划和烧伤。服装/衣服同时也让人们保持温暖和避免淋湿。
A、HewantedtoseetheIceHotel.B、Heorganizedafashionshowthere.C、Hewasonhiswintervacation.D、Hewasonabusinesst
Britain’scybercrimetsaristoaskthegovernmentforaprogrammebasedonitscontroversialcounter-radicalisationstrategyto
Accordingtothepassage,thedeclineofgoodmannersismoreworryingbecauseInAnthonyO’Hear’sview,awellmanneredperso
ThewritersuggeststhatthereisnosenseinbuyingthelatestvolumeThroughoutthepassage,thewriter’stonetowardstheDN
Someconsumerresearchersdistinguishbetween"rational"motivesand"emotional"motives.Theyusetheterm"rationality"inthe
A______isavarietyoflanguagethatservesasamediumofcommunicationamonggroupsofpeoplefordiverselinguisticbackgro
Theold-agepaternalismofsouthernCanadiansoverEskimoshasdiedmoreslowlyintheruralvillageswhereEskimoshavebeenmo
Theold-agepaternalismofsouthernCanadiansoverEskimoshasdiedmoreslowlyintheruralvillageswhereEskimoshavebeenmo
随机试题
患者4岁,因外伤左上乳中切牙内陷移位,牙龈无明显撕裂伤,牙槽突无折断,X线片显示:恒牙胚未受波及。正确的处理是
男性,50岁,急性上消化道出血,估计失血量约700ml。病人烦躁,口渴,面色苍白,皮肤发凉,血压110/90mmHg,脉搏100次/分。应判断为
患者,女,33岁。阴血亏虚,精神恍惚,惊悸怔忡,夜寐多梦,健忘盗汗,舌红少苔,脉细数,宜选
经国家评价性抽验发现,A制药有限公司生产的骨增生片检出微量解热镇痛类抗炎药。2014年10月28日,国家食品药品监督管理总局联合地方食药监局对A制药有限公司等企业开展飞行检查。经检查发现,骨增生片为委托B制药有限公司生产的,通过对B制药有限公司的延伸检查
[2007年,第65题]直径为D的实心圆轴,两端受扭转力矩作用,轴内最大切应力为τ。若轴的直径改为D/2,则轴内的最大切应力变为()。
某建设项目建设期2年,运营期8年。建设投资(不含建设期利息)为7000万元。其中,第1年自有资金投入4000万元,第2年贷款投入3000万元,贷款年利率为8%。流动资金800万元,全部为自有资金。运营期各年净收益均为1300万元。则该项目投资收益率为(
金属非金属矿山建立的安全生产应急体系,应重点关注()等重大风险内容。
我国的社会经济文化权利不包括
下列关于网络操作系统的描述中,错误的是()。
[A]excessively[I]degradation[B]collectively[J]neutralize[C]positive[K]pervasive[D]automate[L]additive[E]adop
最新回复
(
0
)