2. 外语
  3. A、cooperative banks B、thrift banks C、universal banks D、commercial Banks D录音原文提到CDs are generally issued by commercial banks but

A、cooperative banks B、thrift banks C、universal banks D、commercial Banks D录音原文提到CDs are generally issued by commercial banks but

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问题  
A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.
24. What is a CD?
25.Which of the followings generally issue CDs?
26.How long does a specific maturity usually last?
27.Why do CDs pay higher return to investors than T-bills?
选项 A、cooperative banks
B、thrift banks
C、universal banks
D、commercial Banks
答案D
解析 录音原文提到CDs are generally issued by commercial banks but they can be bought through brokerages．大额定期存单通常由商业银行发行，也可以通过经纪人购买。
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