首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
An insurance agent called me this morning. This particular agent wanted to discuss my automobile coverage, but the next agent to
An insurance agent called me this morning. This particular agent wanted to discuss my automobile coverage, but the next agent to
admin
2017-01-15
30
问题
An insurance agent called me this morning. This particular agent wanted to discuss my automobile coverage, but the next agent to call might be interested in my life insurance program, my health insurance, or fire protection for my home and furniture. The American consumer often feels constantly disturbed by insurance agents. Many agents selling many different policies call us by phone and sometimes even come to our doors. These insurance agents are always friendly, well-dressed, and eager to be of help.
Yet few Americans really enjoy visiting with these eager, helpful men and women. We are not happy when they call us; we are on guard when they visit our homes. They are never really our friends; at best, they are a necessary evil, and insurance, too.
Three reasons why we are unwilling to discuss insurance can be suggested. First of all, insurance is expensive. A young father who purchases a fairly small life insurance policy agrees to pay a sum of $200 every year for 40 years—a total of $8, 000. Many college students pay $800 to $1, 000 per year for car insurance. In effect, they pay as much for the insurance as they do for the car itself. Health insurance that pays for modern medical miracles often costs Americans as much as $2, 000 every year. Adequate insurance is expensive; it is a major item for most families.
Insurance also reminds us that we live in an unsafe world. We are human and we must face the possibilities of illness, injury, death and financial loss. Our rational minds recognize the many unfortunate events that can occur, but in our hearts we hope that we might be spared. Serious injury or death is not a pleasant subject to discuss or even consider. We are afraid; we would rather talk about football or the weather or what we had for lunch.
Finally, insurance is a difficult, complex subject. No one understands it completely and only a few insurance professionals really feel comfortable in a discussion of automobile, life, and major medical coverage. We feel inadequate and try to hide our ignorance by avoiding discussions of insurance.
Yet these three reasons for not discussing insurance provide three excellent reasons why we should learn more about it. Insurance is expensive. In a lifetime, many of us spend as much on insurance as we do on the purchase of a home. If we are to spend our money intelligently, we need information about the products and services available. We don’t depend entirely on salespeople when we buy a car, a house, or a suit of clothes. Neither should we depend entirely on the agent when we buy insurance. We need a basic knowledge of insurance coverage if we are to be intelligent consumers.
The intelligent consumer looks problems in the face. Although accident, illness, and death are not pleasant subjects, each of us knows we face these possibilities. It is better that we plan for these situations by finding means to deal with them than to just hope that they will somehow go away.
Although insurance can be complex, its basic concepts are neither difficult nor impossible to learn. Quite the opposite. Insurance fundamentals can be understood by those willing to study them. Serious study provides knowledge. The study of insurance is an effective, proven method of dealing with the insurance ignorance faced by many American families.
Which of the following is NOT the reason given in the passage for people to avoid discussing insurance?
选项
A、Insurance is expensive.
B、Insurance is not a simple subject.
C、People can actually be spared from unhappy events.
D、People are living in a dangerous world.
答案
C
解析
本文讲述了人们对待保险的想法和态度以及应有的正确做法。很明显,[C]与文章中所论述的观点相悖,因而选[C]。[A]“保险昂贵”、[B]“保险不是个简单问题”以及[D]“人类生活在一个危险的世界中”都可以从文中找到对应句。
转载请注明原文地址:https://kaotiyun.com/show/BfJK777K
0
专业英语四级
相关试题推荐
RiteofPassageisagoodnovelbyanystandards;______,itshouldrankhighonanylistofsciencefiction.
Youcan’tbuyhappiness.However,itlooks【C1】______youcanatleastinheritit,BritishandAustralianresearcherssaid.A
Youcan’tbuyhappiness.However,itlooks【C1】______youcanatleastinheritit,BritishandAustralianresearcherssaid.A
Manycountrieshadmade______agreementsforhealthcarewithChina.
His______wastakenaspartoflawsuitbetweenAmericanaviationandYahoo.
ThedraftregulationonrailtrafficsafetyissuedbyBeijingmunicipalityinFebruary2014bannedeatinganddrinkinginsubway
Whenpoliteapologizefailed,shewould______tothreats.
Thelocalpoliceareauthorizedto______anyone’smovementsastheythinkfit.
Thesentence"Hadheknownheraddress,hewouldhavewrittentoher"meansthat
Accordingtothepassage,somejobapplicantswererejected______.
随机试题
耐火电缆中的“耐火”指在火焰燃烧情况下能保持一定时间的运行,即保持电路的完整性。该类型电线电缆在火焰中具有一定时间的供电能力。我国国家标准将耐火试验分为A、B两种级别:A级火焰温度950~1000℃,持续供火时间90min;B级火焰温度750~800℃,持
由于产业结构或者生产技术的改变,使得原有的工作机会消失而造成的失业叫做【】
初产妇,32岁。孕33周,孕前血压正常,因近2天偶感头晕就诊,测血压180/115mmHg,尿蛋白(+++)。该患者应首先给予的治疗方案是
根据《刑事诉讼法》及有关司法解释的规定,下列哪一项办案期限是不能重新计算的?()
《公路工程国内招标文件范本》规定“开工预付款”的支付办法是,业主在收到监理工程师签发的开工预付款支付证书后14天内核批,并支付开工预付款的(),待承包人按投标文件载明的主要设备进场以后,再支付其余部分。
面值为100万美元的3个月期国债,当指数报价为92.76时,以下正确的有()。
某企业2018年6月购进设备一台,该设备的入账价值为100万元,预计净残值为5.6万元,预计可使用年限为5年。在采用双倍余额递减法计提折旧的情况下,该设备2019年应计提折旧额为()万元。
下列可以称作短期政府债券的是()。
简述掌握知识与发展能力之间的关系。
Afterhedecidedtobuyacar,hebeganto______money.
最新回复
(
0
)