首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
A、The person’s credit B、The life of the loan. C、The bank’s policy. D、The monthly income. A①在对话的最后,男士问女士他贷款的利率是多少。女士的回答是:“根据你的信用报
A、The person’s credit B、The life of the loan. C、The bank’s policy. D、The monthly income. A①在对话的最后,男士问女士他贷款的利率是多少。女士的回答是:“根据你的信用报
admin
2021-02-26
100
问题
W: Good morning Sir, how may I help you today?
M: I would like to apply for a loan please.
W: Very good, and what kind of loan are you looking for?
M: I want a loan to buy a new home.
W: Can you tell me the information about your new home? For example, the size, the price, and the location.
M: Well, it is a two-storied townhouse, with four bedrooms and two bathrooms, located in 1080 Arizona Street.
W: And how much were you hoping to apply for?
M: I was hoping that I could apply for a $250,000 home loan. Would it be possible?
W: First we just have to check if your credit is good enough for a loan that large. May I have your name please?
M: Andrew Garfield.
W: Okay. Mr. Garfield. Let me see... Your credit score is 860... no... 960. It is a pretty good score. And I also see on your credit report that you have always paid on time.
M: Yes, I know how important it is to pay your debts and pay them on time.
W: Will you be making a down payment on your new house?
M: I have ten thousand dollars available for a down payment and I would like to finance the rest, I mean, the loan. Would that be Okay?
W: Well, I just cannot give you an answer right now. I still have a few more questions for the application. What is your gross monthly income?
M: I make $750 a week, so I suppose my average monthly income would be about $3000.
W: How long would you like the life of the loan to be?
M: What are my options?
W: You can choose between a ten, fifteen or thirty year loan.
M: Ten years is a bit too short. The fifteen-year one and the thirty-year one sound better. Then what’s the difference between a fifteen-year loan and a thirty-year loan?
W: A fifteen year loan will mean higher monthly payments, but you will pay less interest.
M: So a thirty year loan will mean lower monthly payments, but I will end up paying more in the long run?
W: That’s right. Which would you prefer? Fifteen years or thirty years?
M: I think I would rather pay it off sooner. And not pay that much interest.
W: Then we will sign you up for a fifteen-year loan. Is that alright?
M: Alright. And what is my interest rate?
W: Based on your credit report and excellent credit score, you will get five-percent discount and your interest rate will be about 5.8%.
M: That sounds great! Where do I sign?
W: Just fill out these remaining paper forms and we will get you into your new home as soon as possible.
This is the end of Conversation Two.
Questions 6-10 are based on Conversation Two.
6. What is the man’s new home like?
7. What is the price of the townhouse that the man wants to buy?
8. What do we learn about the man’s credit?
9. Why does the man prefer a 15-year loan to 30-year loan?
10. What may affect the loan interest rate according to the conversation?
选项
A、The person’s credit
B、The life of the loan.
C、The bank’s policy.
D、The monthly income.
答案
A
解析
①在对话的最后,男士问女士他贷款的利率是多少。女士的回答是:“根据你的信用报告和信用分数,你会得到一个95折的折扣,最后的利率大约是5.8%。”由此可见,良好的信用有可能为个人带来一个更加优惠的利率,是影响利率的因素之一,所以A项为正确答案。②B“贷款年数”和D“月薪”在对话中提及过,但女士并没有强调其对贷款利率的影响。C“银行政策”在对话中没有提及过,也排除掉。
转载请注明原文地址:https://kaotiyun.com/show/BlCK777K
0
专业英语四级
相关试题推荐
A、Anewcompany.B、Anewproduct.C、Thejobmarket.D、Ajobinterview.D句(6-1)中,女士对男士说开始interview,由于这个单词具有两层含义:面试和采访,这里具体指哪一个需进一
A、Confident.B、Anxious.C、Relieved.D、Nervous.C句(1-1)中,女士问男士今天在学校怎么样,考试考得如何,男士在句(1-2)中回答说考得不错,并提到自己在考试前很担心,但现在感觉很好,如释重负。因此答案为C。
NoteTakingI.Whytotakenotes?1)Notesareanaidtomemory.—【T1】andrecallingtheinformation【T1】______2)Notesprovidethe
A、Inhischildhood.B、Inhismiddleage.C、Inhissixties.D、Inhisteens.A①选项都是表示年龄段的介词短语,因此推测问题与年龄相关。②女士问男士发生这一切时是多大,男士回答是fiv
(1)InTheArtofChoosing,SheenaIyengar,abusinessprofessoratColumbiaUniversityandaleadingexpertondecisionmaking,
(1)BecauseImarriedaphotographer,oncewehadchildren,ourholidaycardsofcoursebecamevehiclesfortheircutenessandh
(1)TheClydewhomSamuelGriffithsdescribedashavingmetattheUnionLeagueClubinChicago,wasasomewhatmodifiedversion
A、PlayingCinderellainEngland.B、Givingbirthtolotsofbabies.C、Goingintochoreography.D、Coachingyoungdancers.D选项都为动名词
A、30B、20C、60D、0C选项均为数字,因此听音时应关注与数字相关的信息。题目问女士每周抽多少根烟。会话中,男士问女士是否把自己描述为重度吸烟者。女士回答说,她不会把每周抽3包20支装的烟称之为重度抽烟。由此可见,女士每周抽20x3=60根,
Health&FitnessCentre1.LocationLocatedatthe【T1】______ofMarionStreetandGilesStreet.【T1】______2.Businessh
随机试题
ProblemsCausedbyUsingComputersLonghoursatthescreencancause【C1】______(ache)eyes,【C2】______(blur)visionandhea
月经先期是指连续2个月经周期出现月经提前()天以上的症状
有关生产、销售伪劣商品罪,下列说法正确的是()
无效合同当事人的法律责任,可按( )方式处理。
()的交易对象是实物商品或金融商品。
以下关于房产税纳税期限以及纳税申报的表述中,正确的有()。
旅游者到中国来旅游,最信赖的首推()。
行政机关或者行业组织依法实施公民特定资格考试时,下列说法正确的是:
应急计划
Atwhatpointinthesemesterdoesthistalktakeplace?
最新回复
(
0
)