首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Here’s the scary thing about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40,
Here’s the scary thing about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40,
admin
2017-06-29
51
问题
Here’s the scary thing about the identity-theft ring that the feds cracked last week: there was nothing any of its estimated 40, 000 victims could have done to prevent it from happening. This was an inside job, according to court documents. A lowly help-desk worker at Teledata Communications, a software firm that helps banks access credit reports online, allegedly stole passwords for those reports and sold them to a group of 20 thieves at $ 60 a pop. That allowed the gang to cherry-pick consumers with good credit and apply for all kinds of accounts in their names. Cost to the victims: $3 million and rising.
Even scarier is that this, the largest identity-theft bust to date, is just a drop in the bit bucket. More than 700, 000 Americans have their credit hijacked every year. It’s one of crime’s biggest growth markets. A name, address and Social Security number — which can often be found on the Web — is all anybody needs to apply for a bogus line of credit. Credit companies make $1.3 trillion annually and lose less than 2% of that revenue to fraud, so there’s little financial incentive for them to make the application process more secure. As it stands now, it’s up to you to protect your identity.
The good news is that there are plenty of steps you can take. Most credit thieves are opportunists, not well-organized gangs. A lot of them go Dumpster diving for those millions of "pre-approved" credit-card mailings that go out every day. Others steal wallets and return them, taking only a Social Security number. Shredding your junk mail and leaving your Social Security card at home can save a lot of agony later.
But the most effective way to keep your identity clean is to check your credit reports once or twice a year. There are three major credit-report outfits: Equifax(at equifax. com), Trans-Union(www. transunion. com)and Experian(experian. com). All allow you to order reports online, which is a lot better than wading through voice-mail hell on their 800 lines. Of the three, I found TransUnion’s website to be the cheapest and most comprehensive — laying out state-by-state prices, rights and tips for consumers in easy-to-read fashion.
If you’re lucky enough to live in Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are entitled to one free report a year by law. Otherwise it’s going to cost $ 8 to $ 14 each time. Avoid services that offer to monitor your reports year-round for about $70; that’s $10 more than the going rate among thieves. If you think you’re a victim of identity theft, you can ask for fraud alerts to be put on file at each of the three credit-report companies. You can also download a theft-report form at www. consumer. gov/idtheft, which, along with a local police report, should help when irate creditors come knocking. Just don’t expect justice. That audacious help-desk worker was one of the fewer than 2% of identity thieves who are ever caught.
Why is it easy to have credit-theft?
选项
A、More people are using credit service.
B、The application program is not safe enough.
C、Creditors usually disclose their identity.
D、Creditors are not careful about their identity.
答案
B
解析
推理题。原文对应信息是:“A name,address and Social Security number—whichcan often be found on the Web——一is all anybody needs to apply for a bogus line of credit.Credit companies make $1.3 trillion annually and lose less than 2% of that revenue tofraud,so there’s little financial incentive for them to make the application process moresecure.”。
转载请注明原文地址:https://kaotiyun.com/show/CMFO777K
0
考博英语
相关试题推荐
Themostexcitingkindofeducationisalsothemost.Nothingcan【C1】______thejoyofdiscoveringforyourselfsomethingthatis
Themostexcitingkindofeducationisalsothemost.Nothingcan【C1】______thejoyofdiscoveringforyourselfsomethingthatis
democracyimaginationdifferentflexibilityovercomeonlineoffertraditionalmodern
democracyimaginationdifferentflexibilityovercomeonlineoffertraditionalmodern
democracyimaginationdifferentflexibilityovercomeonlineoffertraditionalmodern
Atthefall2001SocialScienceHistoryAssociationconventioninChicago,theCrimeandJusticenetworksponsoredaforumonth
Therepublicationofthepoet’smostrecentworkswillcertainly______hisnationalreputation.
Almostsincethebeginningofmankind,governmentshavebeenrecordingthenumbersoftheirpopulace.Thefirstknowncensusrep
Thecompanywasfinancially______andalmostwenttobankruptcyduringlastyear’seconomicrecession.
随机试题
亚当.斯密的绝对优势论认为,国际分工和贸易的基础是各国的()
休克经治疗后,临床上微循环改善的最重要指标是【】
A.眶下间隙B.颞下间隙C.翼颌间隙D.咬肌间隙E.颌下间隙
堆石坝的过渡料需作()检查,以进行施工质量控制。
下列哪项不属于我国商业银行的二级资本?()
材料一:“打虎”“拍蝇”“猎狐”齐发力,2015年1月至11月,国家检察机关共立案查办职务犯罪案件38971件51953人,其中大案2631件,占总数的86.3%。县处级以上干部要案3577人(其中地厅级干部548人)。这些业绩赢得了中国人民和世界
根据下列文字资料回答问题截止2001年6月底,我国外债余额为1704.1亿美元(不包括香港特区、澳门特区和台湾地区对外负债,下同),其中中长期外债余额为1128.8亿美元;短期外债余额为575.3亿美元。在1704.1亿美元外债余额中,国务院部委
分析下面的论证在概念、论证方法、论据及结论等方面的有效性。600字左右。2011年6月7日上午,南方科技大学首届教改实验班的45名学生没有一人踏进高考考场。舆论一片哗然。以下是甲、乙二人针对高考是否有必要存在而展开的辩论。甲:中国的教育
新中国成立后,民族资产阶级的两面性是指()
在打印预览中将显示比例设为75%。
最新回复
(
0
)