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  3. There is no shortage of tipsters (提供内幕的人) around offering "get-rich-quick" opportunities. But if you are a serious private inves

There is no shortage of tipsters (提供内幕的人) around offering "get-rich-quick" opportunities. But if you are a serious private inves

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问题     There is no shortage of tipsters (提供内幕的人) around offering "get-rich-quick" opportunities. But if you are a serious private investor, leave the Las Vegas mentality to those with money to fritter (挥霍). The serious investor needs a proper "portfolio"—a well-planned selection of investments, with a definite structure and a clear aim. But exactly how does a newcomer to the stock market go about achieving that?
    Well, if you go to five reputable stock brokers and ask them what you should do with your money, you’re likely to get five different answers,—even if you give all the relevant information about your age, family, finances and what you want from your investments. Moral? There is no one "right" way to structure a portfolio. However, there are undoubtedly some wrong ways, and you can be sure that none of our five advisers would have suggested sinking all (or perhaps any) of your money into Periwigs.
    So what should you do? We’ll assume that you have sorted out the basics—like mortgages, pensions, insurance and access to sufficient cash reserves. You should then establish your own individual aims. These are partly a matter of personal circumstances, partly a matter of psychology.
    For instance, if you are older you have less time to recover from any major losses, and you may well wish to boost your pension income. So preserving your capital and generating extra income are your main priorities. In this case, you’d probably construct a portfolio with some shares (but not high risk ones), along with gilts, cash deposits, and perhaps convertibles or the income shares of split capital investment trusts.
    If you are younger, and in a solid financial position, you may decide to take an aggressive approach—but only if you’re blessed with a sanguine disposition and won’t suffer sleepless nights over share prices. If you recognize yourself in this description, you might include a couple of heady growth stocks in your portfolio, alongside your more pedestrian investments. Once you have decided on your investment aims, you can then decide where to put your money. The golden rule here is spread your risk—if you put all of your money into Periwigs International, you’re setting yourself up as a hostage to fortune.
What does the phrase "a hostage to fortune" in the last paragraph mean?
选项 A、A man lucky enough to have a lot of money.
B、An unfortunate man for the loss of money.
C、A wise and fortunate man for the investment.
D、A risk spreader to a very large extent.
答案B
解析 根据题干直接定位到最后一段。根据该短语所在句可知，破折号前后是相互解释的关系，即破折号后面的内容解释“要分散风险这个黄金法则”，即如果你把所有的钱都投资到一个公司，那就是没有遵守这个法则，必然会导致灾难性的后果(因投资失败而亏本)。故B正确。解答词义理解题往往要联系上下文，通过上下文的提示答题。通过分析上文可知，把所有资金全部投到一家公司明显违反分散投资的黄金之策，是不明智的，故该短语在这种语境中不可能指A、C、D。
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