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  3. Allowing foreign banks to enter the Chinese market will exert a positive influence on domestic banks, making Chinese banks more

Allowing foreign banks to enter the Chinese market will exert a positive influence on domestic banks, making Chinese banks more

admin2022-04-21  34
问题 Allowing foreign banks to enter the Chinese market will exert a positive influence on domestic banks, making Chinese banks more competitive, introducing new technology and information and providing additional funds. But in the short and not-so-long term future after foreign banks enter the Chinese market, these banks will be able to use lower prices and efficient services, including such services as tele-banking, to win over a large number of customers from domestic banks, especially prized customers. This will result in a cut in the amount of funds in the hands of domestic banks. The toughest challenge the government will face will be to eliminate bad debts, implement cautious and standard risk management models, and tighten up bank administration so that domestic banks can adapt to international competition.
选项
答案允许外国银行进人中国市场将对国内银行产生积极影响，使其更具竞争力，引进新技术、新信息，并提供更多资金。但是在短期和不太长的时期内，外国银行进入中国市场将能利用低廉的价格和高效的服务，包括远程银行服务，从国内银行拉走大量客户，尤其是受重视的客户。这将导致国内银行手中掌握的资金减少。政府面临的最严峻的挑战是消除坏账，执行谨慎、规范的风险管理模式，加强对银行的管理，以使国内银行能适应国际竞争。
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