首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Insurance(保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that
Insurance(保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that
admin
2015-03-17
74
问题
Insurance(保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship-owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at any early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons, each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as insured and those who administer(管理)the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the premium(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more to make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured.
Insurance premiums do not become too high because______.
选项
A、not many people suffer loss
B、they are fixed according to how likely the risk of loss is to happen
C、not many people insure themselves
D、insurance companies compete with each other
答案
D
解析
题干意为“保险费不会很高是因为…”。由第二段倒数第二句“If companies fix their premiums too high,there will…”可知,如果有公司把保险费定得过高,就会有公司把保险费降低,保险费高的公司就会没有生意而赔钱,保险公司相互之间是竞争的,故选D。
转载请注明原文地址:https://kaotiyun.com/show/FFiK777K
本试题收录于:
大学英语三级A级题库大学英语三级分类
0
大学英语三级A级
大学英语三级
相关试题推荐
Johnisagoodstudent,______hisbestsubject.
Iprefer(live)______inthecountryratherthaninacity.
Iprefertoliveinthecountryratherthan______inacity.
Thefollowingisaninstruction.Afterreadingit,youshouldgivebriefanswerstothe5questions(No.56throughNo.60)that
MINUTESOFTHEMEETINGHELDINCONFERENCEROOMNO.8May
Didyouremember(cash)______achequeforMr.WalterlastFriday?
Accordingtothefirstparagraph,whichofthefollowingisTRUE?Whatcanthemarketdoforapersonwhoproducesgoods?
Therearesomestepsyoucantakeyourselftoavoidcatchingacold.Contrarytopopularbelief,coldsarenotcausedbyexposur
InwhichpartofEnglanddidJohnlive?Helivedin______ofEngland.
随机试题
用支出核算GDP时,应包括
A,第3、4腰椎B,第5腰椎C,两者都常见D,两者都不常见侧隐窝狭窄最易发生在
有关实验性研究的描述,不正确的是
肥大性龈炎时龈沟加深,形成
监理工程师在监理过程中进行监督检查的技术依据是( )。
未成年学生具有()法律地位,这种地位与其权利能力和行为能力相适应。
由我国明朝科学家宋应星撰写的世界第一部关于农业和手工业生产的综合性著作是(),该著作也被外国学者称为“中国17世纪的工艺百科全书”。
以下案件不是由人民检察院立案侦查的是:
函数fun的功能是:把形参a所指数组中的最大值放在a[0]中,接着求出a所指数组中的最小值放在a[1]中;再把a所指数组元素中的次大值放在a[2]中,把a数组元素中的次小值放在a[3]中;其余以此类推。例如:若a所指数组中的数据最初排列为:1、4、2、3、
"Andthishereolddog,"hecontinued,touchingTally’supturnednosewithhisknottedfingers,"thishereolddoghasfollowed
最新回复
(
0
)