Insurance is the sharing of risks，Nearly everyone is exposed to risk of some sort．The house owner，for example，knows that his pro

admin2020-02-28 62

问题       Insurance is the sharing of risks，Nearly everyone is exposed to risk of some sort．The house owner，for example，knows that his property can be damaged by fire，the ship owner knows that his vessel may be lost at sea；the breadwinner knows that he may die at an early age and leave his family the poorer．On the other hand，not every house is damaged by fire nor every vessel lost at sea．If these persons each put a small sum of money into a pool，there will be enough to meet the needs of the few who do suffer loss，In other words，the losses of the few are met from the contributions of the money．This is the basis of insurance，Those who pay the contribution are known as“insured”and those who administer the pool of contributions as“insurers”．
Not all risks can be covered by insurance．Broadly speaking，the ordinary risks of business and speculation cannot be covered．The risk that buyers will not buy goods at the prices offered is not of a kind that can  be statistically estimated，and risks can only be insured against if they can be so estimated．
  The legal basis of all insurance is the“policy”．This is a printed form of contract．It states that in return for the regular payment by the insured of a certain sum ot money，called the “premium”，which is usually paid every year，the insurer will pay a sum of money or compensation for loss，if the risk actually happens．The wording of policies，particularly in marine insurance，often seems very old—fashioned．but there is a sound reason of this．Over a large number of years，many law cases have been brought to clear up the meanings of doubtful phrases in policies．The law courts have given these phrases a definite and indisputable meaning，and to avoid future disputes the phrases have continued to be used in polices even when they have passed out of normal use in speech．
The phrase“the pool of contributions”in the first paragraph means____________·

选项 A、the money paid by the insurers
B、the cost of administering insurance
C、the money paid by the insured
D、the amount of each premium

答案C

解析含义题。根据第一段最后一句“Those who pay the contribution are known as‘insured’ and those who administer the pool of contributions as‘insurers’”可知A项错误。B项“the cost of administering insurance”是对“those who administer the pool of contributions”的曲解，故错误。premium一词出现在第三段第三句，不在定位范围。故本题选C。

转载请注明原文地址:https://kaotiyun.com/show/FGjY777K

本试题收录于：银保监财经类题库国家公务员分类

银保监财经类

国家公务员

相关试题推荐

随机试题

最新回复(0)

Insurance is the sharing of risks，Nearly everyone is exposed to risk of some sort．The house owner，for example，knows that his pro

银保监财经类

国家公务员

人们在烧水时，若不小心被喷出的水蒸气烫伤，往往会比被沸水烫伤更严重，这是因为：

2019年7月上旬流通领域部分生产资料市场价格变动情况表2019年7月上旬，价格环比涨幅超过1%的生产资料有：

下列有关我国2020年科技成就的说法正确的是：

根据我国法律规定，下列表述正确的是：

把下面的图形分为两类，使每一类图形都有各自的共同特征或规律，分类正确的一项是：

腮腺体表解剖的中心位于

色谱柱的理论板数计算式为

患者，女，17岁。面、鼻部粉刺，用手指挤压有米粒样白色脂栓挤出，颜面潮红，舌红苔薄黄，脉细数。证属肺经风热，治疗应首选()

下列属于民事诉讼法中规定的证据有()。

梁式桥钢筋混凝土梁的截面形状一般有三种形式，分别为(　　　)。

影响消费的主要因素是()。

Achildmayleanagainstadoorpostwithhisorherarmsfolded.Totheonlooker,itmaylooklikeabenignposture—however,the

Willwegotoseethemovietonight?

Insurance is the sharing of risks，Nearly everyone is exposed to risk of some sort．The house owner，for example，knows that his pro

银保监财经类

国家公务员

人们在烧水时，若不小心被喷出的水蒸气烫伤，往往会比被沸水烫伤更严重，这是因为：

2019年7月上旬流通领域部分生产资料市场价格变动情况表2019年7月上旬，价格环比涨幅超过1%的生产资料有：

下列有关我国2020年科技成就的说法正确的是：

根据我国法律规定，下列表述正确的是：

把下面的图形分为两类，使每一类图形都有各自的共同特征或规律，分类正确的一项是：

腮腺体表解剖的中心位于

色谱柱的理论板数计算式为

患者，女，17岁。面、鼻部粉刺，用手指挤压有米粒样白色脂栓挤出，颜面潮红，舌红苔薄黄，脉细数。证属肺经风热，治疗应首选()

下列属于民事诉讼法中规定的证据有()。

梁式桥钢筋混凝土梁的截面形状一般有三种形式，分别为( )。

影响消费的主要因素是()。

Achildmayleanagainstadoorpostwithhisorherarmsfolded.Totheonlooker,itmaylooklikeabenignposture—however,the

Willwegotoseethemovietonight?

梁式桥钢筋混凝土梁的截面形状一般有三种形式，分别为(　　　)。