首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wrig
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wrig
admin
2018-08-25
72
问题
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wright of Westminster Portfolio Services Ltd., there are three stages to a long-term regular savings plan for retirement: capitalization, consolidation and conservation. In the first stage, people should be most concerned with building up their retirement savings investment. According to Wright, these investors can "take as aggressive an outlook as their nerves can stand, " because at this point there is little capital to risk. The second step, consolidation, makes up the bulk of your savings plan: balance the aggressive investments with some tamer ones, to better protect your existing possessions. The final change, from consolidation to conservation, when your investments should aim to preserve the capital you have, should take place one to three years before you retire. The exact timing of all these should take current market conditions into account, although Wright warns against risky betting on future growth. "Greed must not be allowed to blind prudence, " he says.
Whatever vehicles you choose for your retirement share-holding, be sure to take advantage of dollar-cost averaging. By investing a fixed amount at regular intervals, you’ 11 be able to avoid the risk of poorly timed investments by averaging out the peaks and valleys of the market. Plus, regular contributions will let you avoid the temptation to drop out when the market falls, and to buy too much when prices are high.
Those who are well along the road to retirement may have cause for concern these days. The plunging stock and property markets have shrunk savings, for retirement and otherwise: and some people have not planned for their retirement at all.
You won’ t be that rash, of course, but what if you’ re already in mid-career and don’ t have a retirement plan in place? If you don’ t make some serious cuts in your spending and save heavily now, you’ 11 have to sacrifice
in your golden years
.
Of course, it’ s better still to get off on the right foot by starting your planning early. "No one should have to compromise his living standards when he retires, " says Wright. " Retirement is a time to really enjoy life. We have all worked so hard. " And one of the things you should be working hard on right now is planning for those days of enjoyment.
The author might agree to the argument that
选项
A、one will have to change his spending habits when growing old.
B、it’ s far better to end up with too much money than not enough.
C、it’s advisable to open a savings account instead of buying stock shares.
D、people should spend less on living after their retirement.
答案
B
解析
该题为观点态度题。全文强调尽早为退休时期做出投资计划的重要性,并提出投资建议,表明作者重视储蓄、投资,重视退休时期的资金保障,选项B表达的意思是拥有大量金钱远比钱不够花要好,与文章主旨一致,故选B。
转载请注明原文地址:https://kaotiyun.com/show/GeRd777K
本试题收录于:
公共英语四级笔试题库公共英语(PETS)分类
0
公共英语四级笔试
公共英语(PETS)
相关试题推荐
Accordingtothispassage,whatisexactlyGDP?
Forallhisvauntedtalents,FederalReserveChairmanAlanGreenspanhasneverhadmuchofareputationasaneconomicforecaste
Therearemorerichpeoplethaneverbefore,includingsome7millionmillionaires,andover400billionaires.Fromsippingcham
WhatarethetwoseasoningsusedbymostAmericans?
Cellphonesarenowessentialtomillionsofpeopleasaconvenientformofcommunication.Thefollowingchartshowstheuseof
Inaninterviewlastmonth,FrankChurch,chairmanoftheSenatecommitteewhichisinvestigatingtheCIA,issuedanobliquebut
WhichofthefollowingiscoveredinBCDInternationalprograms?
university
BillGates,thebillionaireMicrosoftchairmanwithoutasingleearneduniversitydegree,isbyhissuccessraisingnewdoubtsa
61)Fathersexposedtopoisonoussubstancesareprobablyjustaslikelytobethecauseofdefectsintheirunborninfantsasmot
随机试题
A、 B、 C、 D、 C
烧伤患者运动治疗时停止训练的指标,下列哪项是错误的
缺铁性贫血与感染性贫血相同点是
《建设工程施工合同(示范文本)》的通用条款中规定了三种可选择的计价方式,以下不属于这三种计价方式的选项是()。
耙吸挖泥船开挖松散和中等密实砂宜选用的耙头是()。
在进行设备租赁与设备购置的选择时,设备租赁与购置的经济比选是互斥方案的选优问题,寿命期相同时,可以采用( )作为比选尺度。
自动喷水灭火系统安装前,应查阅消防设计文件,确定不同使用场所的喷头型号、规格。其中梁、通风管道、排管、桥架宽度大于()m时,在其腹面以下部位增设喷头。
下列哪些属于滁州市的民俗活动?()
急性疱疹性龈口炎多见于()。
为了使用表单设计器设计一个表单,在命令窗口中键入_____________命令即可进入表单设计器。
最新回复
(
0
)