首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wrig
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wrig
admin
2018-08-25
111
问题
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wright of Westminster Portfolio Services Ltd., there are three stages to a long-term regular savings plan for retirement: capitalization, consolidation and conservation. In the first stage, people should be most concerned with building up their retirement savings investment. According to Wright, these investors can "take as aggressive an outlook as their nerves can stand, " because at this point there is little capital to risk. The second step, consolidation, makes up the bulk of your savings plan: balance the aggressive investments with some tamer ones, to better protect your existing possessions. The final change, from consolidation to conservation, when your investments should aim to preserve the capital you have, should take place one to three years before you retire. The exact timing of all these should take current market conditions into account, although Wright warns against risky betting on future growth. "Greed must not be allowed to blind prudence, " he says.
Whatever vehicles you choose for your retirement share-holding, be sure to take advantage of dollar-cost averaging. By investing a fixed amount at regular intervals, you’ 11 be able to avoid the risk of poorly timed investments by averaging out the peaks and valleys of the market. Plus, regular contributions will let you avoid the temptation to drop out when the market falls, and to buy too much when prices are high.
Those who are well along the road to retirement may have cause for concern these days. The plunging stock and property markets have shrunk savings, for retirement and otherwise: and some people have not planned for their retirement at all.
You won’ t be that rash, of course, but what if you’ re already in mid-career and don’ t have a retirement plan in place? If you don’ t make some serious cuts in your spending and save heavily now, you’ 11 have to sacrifice
in your golden years
.
Of course, it’ s better still to get off on the right foot by starting your planning early. "No one should have to compromise his living standards when he retires, " says Wright. " Retirement is a time to really enjoy life. We have all worked so hard. " And one of the things you should be working hard on right now is planning for those days of enjoyment.
The author might agree to the argument that
选项
A、one will have to change his spending habits when growing old.
B、it’ s far better to end up with too much money than not enough.
C、it’s advisable to open a savings account instead of buying stock shares.
D、people should spend less on living after their retirement.
答案
B
解析
该题为观点态度题。全文强调尽早为退休时期做出投资计划的重要性,并提出投资建议,表明作者重视储蓄、投资,重视退休时期的资金保障,选项B表达的意思是拥有大量金钱远比钱不够花要好,与文章主旨一致,故选B。
转载请注明原文地址:https://kaotiyun.com/show/GeRd777K
本试题收录于:
公共英语四级笔试题库公共英语(PETS)分类
0
公共英语四级笔试
公共英语(PETS)
相关试题推荐
MostworthwhilecareersrequiresomekindofspecializedtrainingIdeally,therefore,thechoiceofan【21】______shouldbe
Pricesdeterminehowresourcesaretobeused.Theyarealsothemeansbywhichproductsandservicesthatareinlimitedsupply
Studythefollowingsetofcartoonscarefullyandwriteanessayinwhichyoushould(1)describethecartoons,(2)inte
WouldyouliketoorbittheEarthinsidetheInternationalSpaceStation?Nowyoucantakeaspaceholiday—forapriceThisis
WhichofthefollowingiscoveredinBCDInternationalprograms?
WhichofthefollowingiscoveredinBCDInternationalprograms?
What’sthepurposeofoutsourcing?
Insomecountries,societalandfamilialtreatmentoftheelderlyusuallyreflectsagreatdegreeofindependenceandindividual
61)Fathersexposedtopoisonoussubstancesareprobablyjustaslikelytobethecauseofdefectsintheirunborninfantsasmot
30pounds
随机试题
某企业当月生产车间发生设备大修理费用45000元(以银行存款支付),行政管理部门发生设备日常修理费用1000元(以现金支付),均不满足固定资产确认条件。
Iwassurprisedthatshewaslate,______sincesheusuallyarrivedearly.
抽血做激素测定,其变化为若子宫内膜病理检查报告为轻度增生过长,其治疗原则下列哪项是不需要的
根据通知,青海()被列入《2020年优势特色产业集群建设名单》。
阅读下面的陈述:有较明确的英语学习动机和积极主动的学习态度。能听懂教师有关熟悉话题的陈述并参与讨论。能就日常生活的各种话题与他人交换信息并陈述自己的意见。能读懂相关年级学习阅读的简单读物和报纸、杂志,克服生词障碍,理解大意。能根据阅读目的运用适当
“变脸”是我国哪个剧种的绝活?()
下列不属于社会治安综合治理的手段和措施的是()。
最近一次战争里,在重战区中执行任务的医疗人员,即使是那些身体未受伤害的,现在比在该战争不太激烈的战区中执行任务的医疗人员收入低而且离婚率高,在衡量整体幸福程度的心理状况测验中得分也较低。这一证据表明即使是那些激烈的战争环境下没有受到身体创伤的人,也会受到负
DEVELOPMENTSINTHECONSTRUCTIONOFTALLBUILDINGS1Untilthenineteenthcentury,mosttallbuildingswereconstructedofloa
Humansympathy【C1】______whalesisonlynaturalofallthecreaturesinthesea.【C2】______arecloserrelativestousthanthes
最新回复
(
0
)