首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
In business, many places adopt a credit system, which dates back to ancient times. At present, purchases can be made by using cr
In business, many places adopt a credit system, which dates back to ancient times. At present, purchases can be made by using cr
admin
2013-01-24
35
问题
In business, many places adopt a credit system, which dates back to ancient
times. At present, purchases can be made by using credit cards. They fall
into two categories: one has【1】______ , while the other is accepted 【1】______
almost everywhere. The application for the use of the latter one must be
made at a【2】______ 【2】______
Once the customer starts using the card, he will be provided with a monthly
【3】______ by the credit company. He is required to pay one 【3】______
quarter to half of his credit【4】______ every month. 【4】______
Advantages. 1. With a card, it is not【5】______ to save up money 【5】______
before an actual purchase. 2. If the card is lost, its owner is protected.
3. A【6】______ and complete list of purchase received from the 【6】______
credit company helps the owner to remember the time and【7】______ 【7】______
of his purchase. 4. The cards are accepted in a(n)【8】______ 【8】______
by professional people like dentists, etc.
Major disadvantage. The card owner is tempted to【9】______ 【9】______
his money. If this is the case, it will become increasingly difficult for the
user to keep up with the required【10】______ , which will result in 【10】______
the credit card being cancelled by the credit company.
【1】
Good morning, everyone. First about your second assignment. I’d like to remind you that your second assignment should be in by next Friday. You can either put it in my pigeon hole, or leave it with the Department’s secretary. Now, let’s get down to the lecture.
Today, the lecture is on credit, er, or to be more specific, on credit cards. I’m sure you must .have heard of some credit cards, like the VISA card, which is an internationally used card. or the Great Wall card issued by the Bank of China. In order to give a better understanding, we’ll discuss it in some detail.
Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or services immediately and promises to pay for them later. This buy- now-pay-later credit system is quite old.
There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurants with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using the card.
The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25 - 50% of their credit bill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.
There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase" buy now, pay later ". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner. If a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn’t have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. ’And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people -- plumbers, taxi-drivers, doctors and dentists -- will accept credit cards in an emergency. This is very important if you don’t have any cash with you.
However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of things on credit, he or she has to make large payments each month. Sometimes it becomes impossible to keep up with the payments. As a result, the consumer’s life becomes more and more difficult. If the consumer cannot make the payments, his card will be taken away. It will be very difficult for him to get another credit card in the future.
To sum up briefly, we can see a credit-buying system has both advantages and disadvantages. On the one hand, it gives people convenience in life, and on the other it tends to encourage overspending.
选项
答案
limited/restricted/exclusive/area-limited/restrictive use
解析
两大种类信用卡的比较是全篇讲座主题思想;试题中的while the other is accepted almost everywhere也提供了重要信息,即与之相反的肯定是在使用上受限制的信用卡。
转载请注明原文地址:https://kaotiyun.com/show/HgaO777K
0
专业英语八级
相关试题推荐
Asubtledistinctioninthewaywomenaresingledoutbythelanguageisevidentinthewaythatthesamepersonality【M1】______
ThefirstAmericanpresidentelectedfromtheRepublicanPartywas______.
ThemostimportantandlargestriverintheUnitedStatesofAmericais______.
Accordingtolegend,Aesculapiusboretwodaughters,PanaceaandHyegeia,whogaverisetodynastiesofhealersandhygienists.
______isthecapitalofScotlandsincethe15(上标)thcentury.
Ascollegeseniorshurtleintothejobhunt,littlefibsontheresume--forexample,claimingadegreewhenthey’rethreecredit
Anyonewhotrainsanimalsrecognizesthathumanandanimalperceptualcapacitiesaredifferent.Formosthumans,seeingisbelie
Anyonewhotrainsanimalsrecognizesthathumanandanimalperceptualcapacitiesaredifferent.Formosthumans,seeingisbelie
Thedeclineofcivilityandgoodmannersmaybeworryingpeoplemorethancrime,accordingtoGentilityRecalled,editedbyDigb
Vibrationsinthegroundareapoorlyunderstoodbutprobablywidespreadmeansofcommunicationbetweenanimals.Itseemsun
随机试题
三叉神经痛的首选药是
2014年1月,北京居民李某的一件珍贵首饰在家中失窃后被窃贼带至甲国。同年2月,甲国居民陈某在当地珠宝市场购得该首饰。2015年1月,在获悉陈某将该首饰带回北京拍卖的消息后,李某在北京某法院提起原物返还之诉。关于该首饰所有权的法律适用,下列哪一选项是正确的
资产评估报告书制作的技术要点有( )。
只有(),贷款类理财银行信托理财产品计划才能提前终止。
由格林女士任领队的美国A旅游团与全陪、地陪一起,于某日19时到达饭店。地陪为游客办理住店登记手续并分发房卡,游客便陆续进入各自的房间。稍后,当地陪正准备离开饭店时,一位游客匆匆赶到大堂,请地陪为其在华的中国亲属办理随团活动手续,地陪思忖片刻后说:“今天时间
根据布鲁纳的迁移分类法,原理和态度的迁移属于()
Inrecentyears,therehasbeenanincreasingawarenessoftheinadequaciesofthejudicialsystemintheUnitedStates.Costsa
EverytowninAmericamayhaveapostoffice.Someareverysmall,andyoumayalsofindtheminthecornerofashop.Othersar
Themarketforlargebusinesscertificatesofdepositornegotiablecertificatesofdeposit(CDs)indenominationsof$100,000o
Windsmostoftencomefromthecoast,andare______dmpandnottoocold.
最新回复
(
0
)