首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Making Yourself a Good Record If you are an American and you think you might need to borrow money someday, the best thing to do
Making Yourself a Good Record If you are an American and you think you might need to borrow money someday, the best thing to do
admin
2009-06-15
57
问题
Making Yourself a Good Record
If you are an American and you think you might need to borrow money someday, the best thing to do is start early.
That’s because just as many employers want to hire only people with experience, banks and other creditors are usually reluctant to lend to those(51)a proven track record of paying back,(52)time, the money they have borrowed.
But if you need experience just to get a start, how do you get that stat in the first place?
With a little help from your parents usually, while you are still financially dependent(53)them. It is easy to get a credit card or student loan when you are in college, because banks figure your parents will bail you out if you fail to pay.
So just as students take on internships to build up their resumes, one’s university time can be a good time to work on another important personal record: the credit(54).
Credit reports are a(55)of one’s personal credit history, gathered by a credit reporting agency, or CRA.
Banks and companies-(56)hospitals, landlords and insurance companies- regularly report to the three main CRAs in the US(57)how their customers are doing at paying back the money, they(58).
Anyone with a "legitimate business need" has the right to order individuals’ reports from the CRAs. Potential creditors usually compile the information in the reports into a credit "score", ranking the level of creditworthiness. Lack of experience in borrowing in(59)to a bad record of doing so, can result in a low score.
Even if you are not considering taking out a loan for such a large purchase as a home or car, your credit report can be important to getting through life. Landlords often ask for the reports to judge(60)a person can be trusted to pay the tent. Credit checks are necessary for getting a credit card, even for purchasing a mobile phone calling plan.
People can obtain a copy of their own credit report, usually(61)a cost of around US$8-9. Some consumer organizations recommend doing this once a year to allow one to catch any mistakes(62)have slipped into the record or, even worse, to find out whether any fraud has taken place. Though the system is controlled by laws(63)to protect/people’s privacy, it isn’ t fool-proof: Sometimes people take out bad loans in others’ names,(64)their records.
In a society addicted(65)credit, that can be a disaster.
选项
A、of
B、in
C、on
D、with
答案
C
解析
dependent后面只能跟on,表示“依赖……”的意思。of用在independent后面,意思正好相反,是“不依赖……”的意思。另外两个介词都不用在dependent后面。
转载请注明原文地址:https://kaotiyun.com/show/IUGd777K
本试题收录于:
职称英语综合类基础题库职称英语分类
0
职称英语综合类基础
职称英语
相关试题推荐
StandardEnglishStandardEnglishisthevarietyofEnglishwhichisusuallyusedinprintandwhichisnormallytaughtin
HowtoJumpQueueFuryIfyoufindyourselfwaitinginalongqueueatanairportorbusterminusthisholiday,willyoutry
PeoplefrommanycountriesweredrawntotheUnitedStatesbythegrowingcitiesandindustries.
BiologicalIdentificationTechnologiesWhenapersonwalks,themovementofhishead,trunk,andlimbs(肢体)areallreflecte
Theyhadafarbetteryieldthananyotherfarmmilesawayaroundthisyear.
Accordingtothepassage,whichofthefollowinghaschangedthemostinthelast500years?"Some"inthelastsentenceofthe
Accordingtothepassage,someengineersaretryingtoimprovethehandlebarsbecause______.Inparagraph2,theauthormentio
Thehigh-speedtrainscanhaveamajorimpactontravelpreferences.
TheMagicofSoundMusicisoneofthemostbeautifulformsofartisticexpressionseverinvented.Inmoviesandplays,musi
AHeroicWoman ThewholeoftheUnitedStatescheereditslatesthero,AshleySmith,withtheFederalBureauoflnvestigationsa
随机试题
AnimalsintheCityRecently,therehavebeenmanyreportsinnewspapersandonTVaboutbiganimalscomingintotownsandc
许多疾病可显示为肺部圆形阴影,密度较均匀,边界清楚
反映业主方和项目各参与方之间,以及项目各参与方之间的合同关系的是()。
某建设工程项目,材料甲消耗量为200t,材料供应价格为1000元/t,运杂费为15元/t,运输损耗率为2%,采购保管费率为1%,每吨材料的检验试验费为30元/t。背景材料中,该项目材料甲的材料费为()元。
A会计师事务所对S股份有限公司的2006年财务报表进行年度审计。派出项目经理B进行审计。在审计过程中遇到下列问题,请代替B注册会计师做出正确的判断。
价值观是一种持久的、较难改变的观念,它指导着人们的行为趋向。()
我国在20世纪60年代取得的成就有()。
戏剧具有()功能。
已知向量组α1=(3,1,1),α2=(1,-1,3),α3=(0,2,-4),α4=(2,-1,4),则向量组的秩为()。
Areportlastweekshowedthatalmosthalfofallmenfailedtotakeuptheirofferingoftwoweekspaternityleave(陪产假).TheEq
最新回复
(
0
)