For this part, you are allowed 30 minutes to write a short essay based on the picture below. You should start your essay with a

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问题     For this part, you are allowed 30 minutes to write a short essay based on the picture below. You should start your essay with a brief account of the picture and then give the reason. You should write at least 150 words but no more than 200 words.

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答案 At present, a wide variety of credit cards are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. Indeed, one out of five students is estimated to be in possession of at least one credit card, and the figure is expected to be on the steady increase. The increasing popularity of credit cards on campus has both bright and dark sides. On the one hand, young adults in college can enjoy the convenience of credit cards and purchase expensive goods by installments. On the other hand, however, the irresponsible and excessive use of the cards by these youngsters, the majority of whom are fresh out of middle school and incapable of budgeting their money, can make them heavily in debt which will take them years to pay off. As to me, while enjoying a host of conveniences the credit cards may bring, we cannot afford to ignore a conspicuous fact: in most cases, parents are our sole financial sources. Instead of spending without any restriction, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents.

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