首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Most parents don’t save nearly enough for their children’s education. "For a child born today, if you assume that current tuitio
Most parents don’t save nearly enough for their children’s education. "For a child born today, if you assume that current tuitio
admin
2010-07-06
74
问题
Most parents don’t save nearly enough for their children’s education. "For a child born today, if you assume that current tuition is $5, 000 and educational inflation is five percent, you can expect to pay about $50, 000 for four years of post-secondary education-- and that’s conservative," Pollock says.
DO open a registered education savings plan. The earnings aren’t taxable as they grow within the plan, and there’s the added incentive of the Canada Education Savings Grant— $400 from the government on the first $2, 000 of contributions per child per year. "That’s a guaranteed 20 percent return-it’s a no-brainer,’ says Pollock.
However, when you decide to invest in the stock market, you must expect ups and downs. Recent years of tepid returns have changed the behaviour of many — but not ail — investors. Some have shifted to lower-risk investments or have stayed on the sidelines. Others seem to have forgotten the lessons of a volatile market and are taking chances again. While too much risk can hurt your pertfolio’s growth rate, so can hiding in ultra safe investments paying one percent or less. Ideally, your portfolio should be able to keep its head above water during prolonged market downturns and be positioned to grow when the economy and market soar.
DO look at staying invested for the long haul. "Don’t chase every fad, "says Daniel Goodman, associate portfolio manager and director of private client group with Dundee Securities Corporation in Toronto. He says trying to time the market is a fool’s game. "Studies have shown that it’s longterm discipline that provides above-average returns. Look at your asset allocation on a regular basis and rebalance it when necessary. But you have to start with a plan and stick to it."
DO diversify. "Your portfolio volatility will be reduced when one investment zigs while another zags, "says John De Goey,a financial advisor with Assante Capital Management Ltd. in Toronto and author of The Professional Financial Advisor. But don’t overdo it, Goodman says. To start, you need the right mix of stocks and bonds. "A general rule of thumb is that the percentage of your investment portfolio consisting of fixed-income holdings should equal your age, "Goodman says. "So at 35 ,you should have 35 percent of your portfolio invested in fixed income and 65 percent in equities. "The thinking is, you become more conservative as you get older.
Which of the following is not mentioned in this passage?
选项
A、It is not easy to pay for the Children’s education nowadays.
B、The stock market became more risky in recent years.
C、No one wants to invest heavily on the stock market today.
D、A registered education savings plan will help parents to save more.
答案
C
解析
A “如今,支付孩子的教育费用不是一件容易的事情”可以从第一段Pollock所说的话中得到印证。B “近年来的股票市场风险变得越来越大”与第三段中的“However,...ups and downs”一致。D “注册教育储蓄计划可以帮助父母节省更多的钱”正是第二段所讲的内容。而C “现在,没有人愿意大量投资股票市场”在文中没有体现。故应选C 。
转载请注明原文地址:https://kaotiyun.com/show/JpDd777K
本试题收录于:
公共英语四级笔试题库公共英语(PETS)分类
0
公共英语四级笔试
公共英语(PETS)
相关试题推荐
Howdoestherisingpopulationnegativelyinfluencesomecountries?
【61】【64】
WhatarethetwoseasoningsusedbymostAmericans?
Thepassagemainlydiscusses______.Allthefollowingarementionedinthepassageasreasonswhychildrenshouldlearnscienc
Learningsciencehelpschildrentodevelopwaysofunderstandingtheworldaroundthem.Forthistheyhavetobuildupconcepts
AnAmericansenatorcriticizedTimeWarnerforTheword"flap"(Para.3)heremeans
WhereintheUnitedStatesdidpopmusicfirstemerge?Howdidtheblackpeoplefeelaboutthepopmusicinthe1960s?
Parentsnowhaveapopularbeliefthatschoolsarenolongerinterestedinspelling.NoschoolIhavetaughtinhaseverignored
Whichofthefollowingcanreflecttheever-changingethnicstructureofAmerica?Theauthorofthepassagewantstotellusth
Somepeoplewerejustborntorebel;CharlesDarwinwasoneofthem.【21】______NicholasCopernicus,BenjaminFranklinandBillGa
随机试题
A.硝普钠B.硝酸甘油C.酚妥拉明D.普萘洛尔扩张静脉和冠状动脉的是
以下哪项不能用于治疗急性心肌梗死合并心源性休克
不作为栓剂质量检查的项目是:
根据《土地登记办法》,引起土地使用权变更的原因有()。
甲国居民有来源于乙国经营所得100万元,特许权使用费所得50万元;来源于丙国经营所得200万元,特许权使用费所得60万元。甲、乙、丙三国经营所得的所得税税率分别为50%、40%、60%;甲、乙、丙三国特许权使用所得的所得税税率分别为10%、20%、5%。根
保险合同主体中,承保人又称()
下列选项中,行政机关对相对人的人身限制违法的是:
从上下文看,“九方皋”指的是:对文章首段的写法及其目的的分析,最恰当的一项是:
在窗体上画一个文本框,然后编写如下事件过程:PrivateSubTextlKeyPress(KeyAsciiAsInteger)DimcharAsStringchar=Chr(KeyAscii)KeyAscii=Asc(UCase(
Ihadn’texpectedMariatoreturnhomebutIhadhoped______.
最新回复
(
0
)