首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Most parents don’t save nearly enough for their children’s education. "For a child born today, if you assume that current tuitio
Most parents don’t save nearly enough for their children’s education. "For a child born today, if you assume that current tuitio
admin
2010-07-06
76
问题
Most parents don’t save nearly enough for their children’s education. "For a child born today, if you assume that current tuition is $5, 000 and educational inflation is five percent, you can expect to pay about $50, 000 for four years of post-secondary education-- and that’s conservative," Pollock says.
DO open a registered education savings plan. The earnings aren’t taxable as they grow within the plan, and there’s the added incentive of the Canada Education Savings Grant— $400 from the government on the first $2, 000 of contributions per child per year. "That’s a guaranteed 20 percent return-it’s a no-brainer,’ says Pollock.
However, when you decide to invest in the stock market, you must expect ups and downs. Recent years of tepid returns have changed the behaviour of many — but not ail — investors. Some have shifted to lower-risk investments or have stayed on the sidelines. Others seem to have forgotten the lessons of a volatile market and are taking chances again. While too much risk can hurt your pertfolio’s growth rate, so can hiding in ultra safe investments paying one percent or less. Ideally, your portfolio should be able to keep its head above water during prolonged market downturns and be positioned to grow when the economy and market soar.
DO look at staying invested for the long haul. "Don’t chase every fad, "says Daniel Goodman, associate portfolio manager and director of private client group with Dundee Securities Corporation in Toronto. He says trying to time the market is a fool’s game. "Studies have shown that it’s longterm discipline that provides above-average returns. Look at your asset allocation on a regular basis and rebalance it when necessary. But you have to start with a plan and stick to it."
DO diversify. "Your portfolio volatility will be reduced when one investment zigs while another zags, "says John De Goey,a financial advisor with Assante Capital Management Ltd. in Toronto and author of The Professional Financial Advisor. But don’t overdo it, Goodman says. To start, you need the right mix of stocks and bonds. "A general rule of thumb is that the percentage of your investment portfolio consisting of fixed-income holdings should equal your age, "Goodman says. "So at 35 ,you should have 35 percent of your portfolio invested in fixed income and 65 percent in equities. "The thinking is, you become more conservative as you get older.
Which of the following is not mentioned in this passage?
选项
A、It is not easy to pay for the Children’s education nowadays.
B、The stock market became more risky in recent years.
C、No one wants to invest heavily on the stock market today.
D、A registered education savings plan will help parents to save more.
答案
C
解析
A “如今,支付孩子的教育费用不是一件容易的事情”可以从第一段Pollock所说的话中得到印证。B “近年来的股票市场风险变得越来越大”与第三段中的“However,...ups and downs”一致。D “注册教育储蓄计划可以帮助父母节省更多的钱”正是第二段所讲的内容。而C “现在,没有人愿意大量投资股票市场”在文中没有体现。故应选C 。
转载请注明原文地址:https://kaotiyun.com/show/JpDd777K
本试题收录于:
公共英语四级笔试题库公共英语(PETS)分类
0
公共英语四级笔试
公共英语(PETS)
相关试题推荐
breakfast第四外话轮中女士直接指出:thenIhavebreakfast,题目只是将直接引语变成了间接引语。
Chinesefamilies’expensestructurehaschangeddramaticallysince1990s.Thechange,itspossiblereasons,anditseffectonin
WhatarethetwoseasoningsusedbymostAmericans?
Manypeoplecanrememberfeelingverylonelywhenwewere______.
Manypeoplecanrememberfeelingverylonelywhenwewere______.
Learningsciencehelpschildrentodevelopwaysofunderstandingtheworldaroundthem.Forthistheyhavetobuildupconcepts
Scintillawasthefirstcompanyto"Parisianswillnoteatoffbrownplates"meanstheydisliketoeat
Itwasin1812,inavillageinFrance.Alittleboytrippedandfellwithpointedtoolsinhishand.Inthataccidenthebecame
AstudybyscientistsinFinlandhasfoundthatmobilephoneradiationcancausechangesinhumanceilsthatmightaffectthebr
随机试题
在对象方法中,一个对象请求另一个对象为其服务的方式是通过发送()。
如何培养学生良好的态度与品德?
ThereareotherproblemswhichIdon’tproposeto______atthemoment.
女性,34岁,正常体型,高血压病史2年,血压波动于159~169/99~109mmHg之间,服用“氨氯地平、贝那普利、倍他乐克”三种药物联合控制血压,仍下降不明显。测血钾3.5mmol/L。无向心性肥胖,无阵发性心悸、头痛、无多汗、消瘦,无水肿、乏力。
实验室认证认可对实验室的组织和管理要求中,特别关注的要点是实验室应具备
(2007年)当RLC串联电路发生谐振时,一定有()。
下列属于所有者权益的是()。
某跨国电子产品的供应商每月都从其客户那里得到计划产量的预测数据,但实际生产订单下来的时候却经常与预测数据不同,平均误差在20%左右,供应商的生产计划员觉得不可思议。因为,计划产量的预测数据应该是根据产品物料清单计算出来的,怎么会总有误差呢?另外,生产计划一
班级管理方式属于()
Impatiencecharacterizesyoungintellectualworkers.Theywanttomaketheirmark(31).Soit’simportanttoget(32)tothemin
最新回复
(
0
)