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  3. Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all paymen

Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all paymen

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问题     Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all payments are made electronically.【C1】________, a true cashless society is probably not around the corner. Indeed, predictions of such a society have been【C2】________for two decades but have not yet come to fruition. For example, Business Week predicted in 1975 that electronic means of payment "would soon revolutionize the very【C3】________of money itself," only to【C4】________itself several years later. Why has the movement to a cashless society been so【C5】________in coming?
    Although electronic might be more convenient and may be more efficient than a payments system based on paper, several factors work【C6】________the disappearance of the paper system. First, it is very【C7】________to set up the computer, card reader, and telecommunications networks necessary to make electronic money the【C8】________form of payment. Second, paper checks have the advantage that they【C9】________receipts, something that many consumers are unwilling to【C10】________. Third, the use of paper checks gives consumers several days of "float"—it takes several days【C11】________a check is cashed and funds are【C12】________from the issuer’s account, which means that the writer of the check can earn interest on the funds in the meantime.
    【C13】________electronic payments are immediate, they eliminate the float for the consumer.
    Fourth, electronic means of payment【C14】________security and privacy concerns. We often hear media reports that an unauthorized hacker has been able to access a computer database and to alter information【C15】________there. The fact this is not an【C16】________occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and【C17】________from someone else’s accounts. The【C18】________of this type of fraud is no easy task, and a new field of computer science is developing to【C19】________ security issues. A further concern is that the use of electronic means of payment leaves an electronic【C20】________that contains a large amount of personal data on buying habits. There are concerns that government, employers, and marketers might be able to access these data, thereby violating on our privacy.
【C12】
选项 A、kept
B、borrowed
C、released
D、withdrawn
答案D
解析 本填空考查动词的被动形式，主语线索为funds，动词后的信息为：from the issuer’s account。同时本句之前出现了一个并列关系的句子：a check is cashed(支票被兑付)。因此可判断出本句子的意思是资金从开票人的账户被转出或者提走的意思，四个选项中表达此意思的动词为D项withdrawn。A项kept(保持)与题意完全相反，等于是资金被留在开票人的账户中。B项borrowed(借入)也是错误的，这里是指开票人在付款的概念，不是从开票人的账户借钱。C项released表达笼统的“发布，释放”的意思，与withdrawn相比无法精确地表达“取款”的意思。
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