首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
The Supreme Court’s recent decision allows regional interstate banks to do away with one restriction in America’s banking operat
The Supreme Court’s recent decision allows regional interstate banks to do away with one restriction in America’s banking operat
admin
2011-01-02
52
问题
The Supreme Court’s recent decision allows regional interstate banks to do away with one restriction in America’s banking operation, although many others still remain Although the ruling does not apply to very large money-center banks, it is move in a liberalizing direction that could at last push Congress into framing a sensible legal and regulatory system that allows banks to plan their future beyond the next court ease.
The restrictive laws that the courts are interpreting arc mainly a legacy of the bank failures of the 1930s. The current high rate -- higher than at any time since the Great Depression -- has made legislators afraid to remove the restrictions. While legislative timidity, is understandable, it is also mistaken. One reason so many American banks are getting into trouble is precisely that the old restrictions make it hard for them to build a domestic base large and strong enough to support their activities in today’s telecommunicating round-the-clock, around-the-world financial markets. In trying to escape from these restrictions, banks are taking enormous, and what should be unnecessary, risks. For example, would a large bank be buying small, failed savings banks at inflated prices if federal law and states’ regulations permitted that bank to expand through the acquisition of financially healthy banks in the region? Of course not. The solution is clear American banks will be sounder when they are not geographically limited. The House of Representative’s banking committee has shown part of the way forward by recommending common-sensible, though limited, legislation for a five-year transition to nationwide banking. This would give regional banks time to group together to form counterweights to the big money-center banks. Without this breathing space the big money-legislation should be regarded as only a way station on the road towards a complete examination of American’s suitable banking legislation.
The author argues that the change to a nationwide banking systems should be ______.
选项
A、gradual, so that regional banks have a chance to compete with larger banks
B、postponed, until the consequences can be evaluated
C、immediate, because we cannot afford any more bark failures
D、accelerated, to overcome legislative fear
答案
A
解析
该题问:作者认为对全国银行体制的改变应该怎样?A项意为“循序渐进的,以便地区银行可以和一些大银行竞争”。最后一段指出,道理是明摆着的,废除地区性限制,美国银行业的发展会更健康。众议院提议实行五年的放开国内区域性限制的转换期(transition),这项提案虽然有其局限,但却颇有道理(commonsensible),可以将银行改革推进一步。这种做法可以给地方银行重组的时间,以便同大金融中心银行相抗衡,因为,如果没有这一喘息机会,大金融中心银行很快就会占领全国。
转载请注明原文地址:https://kaotiyun.com/show/MDeO777K
0
专业英语八级
相关试题推荐
Aspeopleage,theircellsbecomelessefficientandlessablereplacedamagedcomponents.Atthesametimetheirtissuesstiffe
TheordinaryfamilyincolonialNorthAmericawasprimarilyconcernedwithsheerphysicalsurvivalandbeyondthat,itsownecon
Thefemalesofourclosestprimaterelatives,thechimpanzees,arenotexactlyparagonsofsexualprobity.ArecentDNAstudyof
Allovertheworldmenandwomenandboysandgirlsenjoysports.Sportshelppeopletolivehappilyaswellaskeepfit.Today
Theamazingsuccessofhumansasaspeciesistheresultoftheevolutionarydevelopmentofourbrainswhichhassledtotool-usi
Ofallthecomponentsofagoodnight’ssleep,dreamsseemtobeleastwithinourcontrol.Indreams,awindowopensintoaworl
Ofallthecomponentsofagoodnight’ssleep,dreamsseemtobeleastwithinourcontrol.Indreams,awindowopensintoaworl
Themeaningofwordsmaychangewithtime"deer"isaexampleof______.
北京故宫建于明永乐年间,至今已有500多年的历史。它占地72公顷,建筑面积15万平方米,共有殿宇9999.5间。它的前面是天安门广场。故宫既是一座举世无双的古代宫殿建筑群,又是一座明清宫廷史迹和中国古代文化艺术博物馆。这里是两朝24个皇帝的历史舞台,是中国
Under______,theprovincesofCanada,NewBrunswickandNovaScotiawereunitedtoformtheDominionofCanada.
随机试题
A.国家药品监督管理部门B.省级药品监督管理部门C.设区的市级药品监督管理部门D.国家药品监督管理部门和国家农业主管部门定点经营资格审批中,审批从事第二类精神药品零售业务的企业的是()。
置于容器内的气体,如果气体内各处压强相等,或气体内各处温度相同,则这两种情况下气体的状态()。
导游人员违反合同旅程计划,擅自增加购物次数,旅行社()
如图所示电路中,采用回路电流法,下列叙述错误的有()。
在磁盘盘组中,各个盘面记录面上相同磁道组成的存储区,称为()。
检测系统X和检测系统Y尽管依据的原理不同,但都能检测出所有的产品缺陷,而它们也都会错误地淘汰3%无瑕疵产品。由于错误淘汰的成本很高,所以通过同时安装两套系统,并且只淘汰两套系统都认为有瑕疵的产品就可以省钱。以上论述,需要建立在下面()项
情报是指运用一定的媒体(载体),越过空间和时间传递给特定用户,以解决科研、生产、经营中的具体问题所需要的特定知识和信息。根据以上定义,以下不属于情报的是()。
WisecompromiseisoneofthebasicprinciplesandvirtuesoftheBritish.Ifacontinentalgreengrocerasks14shillings(o
Bytheendofthisyear,he________inthisfactoryforasmanyasthirtyyears.
A、Runninggetsapersonwetterwhileraining.B、Runningfastkeepsapersontotallydrywhileraining.C、Runninghasalittleim
最新回复
(
0
)