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  3. "Money Matters on Campus" is a recently released study on financial literacy among young adults. It supports providing students

"Money Matters on Campus" is a recently released study on financial literacy among young adults. It supports providing students

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问题     "Money Matters on Campus" is a recently released study on financial literacy among young adults. It supports providing students with the opportunity to learn how to make【C1】______ decisions about their consumer choices, how to manage money on their own, and how to grow and protect their financial【C2】______before they enter college or the workforce.
    The study【C3】______more than 65,000 first-year college students across the U.S. on banking, savings, credit cards and school loans, as well as a series of questions designed to【C4】______students’ financial knowledge. Researchers found【C5】______differences in the financial 【C6】______of students based on age, race, 【C7】______and institution type.
    Students who received financial literacy education in high school scored significantly higher than their【C8】______on financial knowledge questions such as how much to set aside in an emergency【C9】______and what to do if you have too many credit cards. Even more importantly, the students who had previous financial literacy education were found to be more responsible【C10】______it comes to their money—for example, they were more financially【C11】______and more unwilling to【C12】______debt in general.
    As financial【C13】______are the number one reason students leave college, engaging students at the outset of their college experience will【C14】______the likelihood that they will make【C15】______ financial decisions and complete their degree on time. And while traditional financial literacy education has focused【C16】______on providing financial knowledge, "Money Matters on Campus" research amplifies the need to【C17】______students’ individual attitudes, motivations and 【C18】______. By providing students with relevant information that【C19】______home immediately, this initiative has led to an 11 percent drop in federal loan borrowing at the【C20】______.
【C12】
选项 A、incur
B、pay
C、consolidate
D、get
答案A
解析 上文中提及接受过理财教育的学生在理财知识问答方面得分明显高于其他学生。由此可知，这些学生在理财方面有自己的看法，而且他们责任心更强，故此推断他们不愿意欠债。所以此处选A项，incur debt为“借钱，产生债务，欠债”之意。
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