首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management.
admin
2014-12-31
52
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’ t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the Jumpstart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money management course in high school scored no better than those who hadn’ t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’ t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot easier than high school, putting real money and spending decisions into kids’ hand and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings."
According to the author, the National Financial Capability Challenge_____.
选项
A、is expected to be rewarding
B、has proved to be well-received
C、has proved to be untrustworthy
D、is expected to be ineffective
答案
D
解析
细节题。短文第三段第一句指出Students…will receive certificates——butchances for long-term benefits are slim.即作者认为the National Financial CapabilityChallenge给学生带来的长远利益很少。故选D。
转载请注明原文地址:https://kaotiyun.com/show/OLq7777K
0
大学英语四级
相关试题推荐
TenStrategiesforSuccessAbroadWorkingacrossculturesrequiresadiverseskillsetandadifferentapproachfrombusines
Americansarenowsuper-sized,overweight,andfattyeven.ThisistrueofalmosttwothirdsofAmericanadults.Butwhatismor
Newresearchshowsgirlswhoregularlyhavefamilymealsaremuchless【S1】______toadoptallkindsofextremeweightcontrol【S2】
A、Hegetsasorethroatinthemeeting.B、Hefeelshardtorecover.C、Heisuneasyabouthisperformance.D、Helooksdownonhim
A、AmericanNegroes.B、AmericanIndians.C、Columbus.D、Americanexplorers.B事实细节题。根据文章首句“AmericanIndiansgrewandsmokedtobacco
Two-thirdsofAmericansareoverweightorobese.Developingcountriesarecatchingup.InChinanearly30%ofadultsaretoowid
Two-thirdsofAmericansareoverweightorobese.Developingcountriesarecatchingup.InChinanearly30%ofadultsaretoowid
Ifyouweretoldthataparticularlydelicious-lookingice-creamcone(圆筒)containeddangerouschemicals,thentoldsoonaftertha
Inanewarticle,fourLondondoctorswarnofaprofessionalwhoiscommittingmalpracticeandgettingawaywithit:thetoothf
Inanewarticle,fourLondondoctorswarnofaprofessionalwhoiscommittingmalpracticeandgettingawaywithit:thetoothf
随机试题
攻螺纹时孔的直径必须比螺纹的小径稍大一点。()
口腔内的主要致龋链球菌是
男,45岁。主诉刷牙时牙龈出血,口腔有异味,双侧后牙及下前牙轻度松动,伴有咬合痛如果拟诊断为成人型牙周炎,主要致病菌是
若f(x)可导函数,且已知f(0)=0,f’(0)=2’,则的值为()。
()是各类公共安全事故、灾害与事件的共同特征。
会计账簿的基本内容包括()。
根据(),委托指令分为买进委托和卖出委托。
根据我国《证券法》的规定,下列属于公司公开发行新股的条件有()。
根据《旅行社条例》的规定,旅行社不投保旅行社责任保险的,由旅游行政管理部门给予()处罚。
不具有货物运输承揽性质,只相当于财产租赁的租船经营方式的是()租赁。
最新回复
(
0
)