2. 自考
  3. The main stimulus to enterprise is the release of funds, now available for investment in the productive side of a business, whic

The main stimulus to enterprise is the release of funds, now available for investment in the productive side of a business, whic

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问题 The main stimulus to enterprise is the release of funds, now available for investment in the productive side of a business, which would otherwise need to be held in easily accessible reserves if the firm had not transferred the risk to an insurer. Medium and large firms would probably create reserve funds for emergencies which might put their whole future viability in jeopardy. The premium payable to an insurer, however, would only be a small proportion of the fund required because of the pooling arrangements, and so most of this money could be invested in new plants, buildings or stock.
选项
答案企业投保的主要动力是他们可以腾出资金留作企业其他生产项目的投资。如果公司不将风险转移给承保人，这笔资金就要留下作为可随时使用的储备金。大中型企业可能为危害其未来生存的突发事件设立准备基金，但是在共同基金下只管将该基金中的一小部分付给承保人，大部分钱款可用于投资新厂房、设备或进行股票买卖。
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