首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
When we worry about who might be spying on our private lives, we usually think about the Federal agents. But the private sector
When we worry about who might be spying on our private lives, we usually think about the Federal agents. But the private sector
admin
2010-07-06
38
问题
When we worry about who might be spying on our private lives, we usually think about the Federal agents. But the private sector outdoes the government every time. It’s Linda Tripp, not the FBI, who is facing charges under Maryland’s laws against secret telephone taping. It’s our banks, not the Internal Revenue Service (IRS), that pass our private financial data to telemarketing firms.
Consumer activists are pressing Congress for better privacy laws without much result so far. The legislators lean toward letting business people track our financial habits virtually at will. As an example of what’s going on, consider U. S. Bancorp, which was recently sued for deceptive practices by the state of Minnesota. According to the lawsuit, the bank supplied a telemarketer called Member- Works with sensitive customer data such as names, phone numbers, bank-accounts and credit-card numbers, Social Security numbers, account balances and credit limits.
With these customer lists in hand, MemberWorks started dialing for dollars—selling dental plans, videogames, computer software and other products and services. Customers who accepted a "free trial offer" had 50 days to cancel. If the deadline passed, they were Charged automatically through their bank or credit-card accounts. U.S. Bancorp collected a share of the revenues. Customers were doubly deceived, the lawsuit claims. They didn’t know that the bank was giving account numbers to MemberWorks. And if customers asked, they were led to think the answer was no.
The state sued McmberWorks separately for deceptive selling. The company defends that it did anything wrong. For its part, U.S. Baneorp settled without admitting any mistakes. But it agreed to stop exposing its customers to nonfinancial products sold by outside firms. A few top banks decided to de the same. Many other banks will still do business with MemberWorks and similar firms.
And banks will still be mining data from your account in order to sell you financial products, including things of little value, such as credit insurance and credit-card protection plans. You have almost no protection from businesses that use your personal accounts for profit. For example, no federal law shields "transaction and experience" information—mainly the details of your bank and credit-card accounts. Social Security numbers are for sale by private firms. They’ve generally agreed not to sell to the public. But to businesses, the numbers are an open book. Self-regulation doesn’t work. A firm might publish a privacy-protection policy, but who enforces it?
Take U.S. Bancorp again. Customers were told, in writing, that "all personal information you supply to us will be considered confidential." Then it sold your data to MemberWorks. The bank even claims that it doesn’t "sell" your data at all: It merely "shares" it and reaps a profit. Now you know.
Businesses do not regard information concerning personal bank accounts as private because______.
选项
A、its revelation will do no harm to consumers under the current protection policy
B、it is considered "transaction and experience" information unprotected by law.
C、it has always been considered an open secret by the general public.
D、its sale can be brought under control through self-regulation.
答案
B
解析
本题是一道细节题。参看第五段第三句“You have almost no protection from businesses that use your personal accounts for profit.For example,no federal law shields‘transaction and experience’information—mainly the details of your bank and credit-card accounts”由此可知,因为没有法律明文规定来保护你的交易信息,所以私人银行可以从中牟利。
转载请注明原文地址:https://kaotiyun.com/show/QwDd777K
本试题收录于:
公共英语四级笔试题库公共英语(PETS)分类
0
公共英语四级笔试
公共英语(PETS)
相关试题推荐
InFrance,allschoolsfollowthesamebasiccurriculum.Frenchschoolspayasmuchattentiontotheindividualneedsofpupils
ThepagesoftheHarvardBusinessReviewarenotusuallypopulatedbynovelists.ButJosephFinderisjustsuchararity.Recent
DoesthepublisherofDouglasStarr’sexcellentBlood—AnEpicHistoryofMedicineandCommerceactuallyexpecttosellmanycopi
ENow,I’dlikeyoutotalkaboutsomethingbetweenyourselves.Youshouldtakecaretosharetheopportunityofspeaking.
Atfirst,NASAis______privatecitizen’sspacetravel.ThetimebetweenAmericanbusinessmanDennisTito’sandaSouthAfrica
BoeingCo’sSonicCruiser,aproposedfasterairliner,wouldbemostlyblendedmaterial,programdirectorWaltGillettesaidrec
HowmanyadultsdiedinthebombingoftheFederalbuildinginOklahoma?
HowmanyadultsdiedinthebombingoftheFederalbuildinginOklahoma?
Unliketheprivateenterprisemodel,whichisthefoundationoftheU.S.healthcaresystem,Canadahasahealthcaresystemba
随机试题
应用糖皮质激素治疗效果最好的肾病综合征是几乎所有患者均有血尿的肾病综合征是
下列抗HGV描述正确的是()
关于生理性缩复环,下列哪项是正确的
某市采石场位于山腰,自2009年投产以来每年都排放一定数量的污水顺山坡流到山下由农民何阳承包的鱼塘,由于对养鱼影响不大,何阳一直未曾提出异议。2012年1月,采石场进行技术改造,扩大了生产规模,污水排放量成倍增长,何阳发现自己承包的鱼塘频繁出现死鱼现象,要
建设项目的参与方构成了其外部关联系统,形成了建设项目的不同()。
经营国际多式联营的主要条件有哪些?
导游在清点游客人数时,应该()。
确定是否出现脱水的最早和有效的主观指标是()。
得过且过
求
最新回复
(
0
)