首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
考研
【F1】During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself
【F1】During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself
admin
2014-10-27
36
问题
【F1】
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure has been transformed by economic risk and new realities.
Now a pink slip, a bad diagnosis, or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect: family risk has risen as well. Today’s families have budgeted to the limits of their new two-paycheck status.【F2】
As a result, they have lost the parachute they once had in times of financial setback—a back-up earner(usually Mom)who could go into the workforce if the primary earner got laid off or fell sick.
This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can no longer be made up with extra income from an otherwise-stay-at-home partner.
During the same period, families have been asked to absorb much more risk in their retirement income.【F3】
Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money.
For much of the past year, President Bush campaigned to move Social Security to a saving-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen—and newly fashionable health-savings plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new dose of investment risk for families’ future healthcare.【F4】
Even demographics are working against the middle class family, as the odds of having a weak elderly parent—and all the attendant need for physical and financial assistance—have jumped eightfold in just one generation.
【F5】
From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders.
The financial fallout has begun, and the political fallout may not be far behind.
【F4】
选项
答案
甚至人口统计学的结果也对中产阶级家庭不利,因为如果有一个年老力衰的父亲或母亲,随之而来的照料所需要的精力和财力在一代的时间内也增加了八倍。
解析
转载请注明原文地址:https://kaotiyun.com/show/UfK4777K
0
考研英语一
相关试题推荐
AnexpressionusedbyAmericansforabout100yearsis"topassthebuck".Itmeansrefusingtotakeresponsibility,lettingothe
AnexpressionusedbyAmericansforabout100yearsis"topassthebuck".Itmeansrefusingtotakeresponsibility,lettingothe
Hereissomeadviceonfoodshopping.The【C1】______familyspendsaboutone-sixthofitsincome【C2】______food.Becausefoodisex
Cultureshockmightbecalledan【C1】______diseaseofpeoplewhohavebeensuddenly【C2】______abroad.Likemostailments,ithasi
Cultureshockmightbecalledan【C1】______diseaseofpeoplewhohavebeensuddenly【C2】______abroad.Likemostailments,ithasi
Itdoesn’tmatterwhichroomafamilychoosesto【C1】______in.It【C2】______beafavoritecomerofthekitchen,orawoodpanelled
ThePhotographeroftheBlindManBlindphotography:theveryconceptsoundsodd.Butastrikingexhibitionofphotographsi
【F1】JapansaidTuesdayithadsuccessfullyextractedmethanehydrate,knownas"fireice",fromitsseabed,possiblyunlockingm
Googleistalkingtoautomakersabouthowtobringitsself-driving-cartechnologytomarket,executivessaidTuesday.Project
随机试题
下列基本参数中,不属于估算设备的成新率的参数是
试述发挥主观能动性和尊重客观规律关系的原理及其现实意义。
A.氟牙症B.氟骨症C.先天梅毒牙D.釉质发育不全E.四环素牙慢性氟中毒的口腔表现是
患儿经补液纠正脱水酸中毒后发生惊厥,可能的原因是( )
根据水利工程施工项目招标投标有关规定,可以担任评标委员会成员的有()。
输入植物、种子、种苗及其他繁殖材料的,应当在进境前15天报检。( )
所有会计账户都是根据会计科目开设的。()
区别产品特点和品牌利益点,不仅为广告策略实现品牌区隔化打好基础,同时也给广告创意带来必要的表现切人点。下列各项中属于品牌利益点的是()。
服务不可能像有形的消费品和产业用品一样被储存起来,以备未来出售。这是指服务的()。
A、$10.B、$20.00C、$30.00D、$40.00C
最新回复
(
0
)