2. 外语
  3. There are a few reasons why a home-based business may have trouble in securing business financing (筹集资金)through a bank or credit

There are a few reasons why a home-based business may have trouble in securing business financing (筹集资金)through a bank or credit

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问题            There are a few reasons why a home-based business may have trouble in securing business financing (筹集资金)through a bank or credit union:
           Your business isn’t firmly established： If your business is less than two years old, it’s unlikely that a traditional lender will be willing to take a chance on funding your business.
           Your business credit score is lacking：Once you apply for an employer identification （雇主识别） number, you have to start building a business credit score.You can improve the score by paying your bills, establishing trade credit accounts, and staying in business.The business and personal credit score both affect whether a lender is willing to offer you business financing.
           You lack a demonstrated（证明的） need：Taking on debt is a common way for raising funds.However, you should never do so unless you need to.Lenders will refuse to finance a business that can’t clearly show why they need funding, and how they’ll pay it back.
           If, as a home business owner, you discover an area that requires serious investment, you should be able to make your case to lenders, whether they are your local bank or an online lender.
The passage is mainly about________.
选项 A、when a home-based business should build a business credit score
B、how a family businesses applies for financing from a local bank
C、why a home-based business has difficulty obtaining financing
D、where a home-based business can secure business financing
答案C
解析 文章开头引出话题而后列举说明原因,最后做总结,全文围绕以家庭为基础的企业难以获取资金的原因而展开,故选C。
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本试题收录于： 大学英语三级B级题库大学英语三级分类
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