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Narrator Listen to a talk between two students. Now get ready to answer the questions. You may use your notes to help you answer
Narrator Listen to a talk between two students. Now get ready to answer the questions. You may use your notes to help you answer
admin
2013-08-12
34
问题
Narrator
Listen to a talk between two students.
Now get ready to answer the questions. You may use your notes to help you answer.
What are the students mainly discussing?
Narrator
Listen to a talk between two students.
Student A Hi, Sam!
Student B Hello, Lisa! How’s everything going?
Student A Not bad. I’m just thinking about a question. Do you think people today do a good job of planning for financial emergencies?
Student B Well, I think most people want to have a secure future. Umm, however, the information they need, umm, to achieve financial security isn’t at their fingertips.
Student A What do you mean by this?
Student B Umm, okay, for example, well, they need to establish their goals, for instance, how much money do you need to live, what would be a basic amount that you need to survive?
Student A Yeah, that is worth thinking about.
Student B What’s more, they have to take other things into consideration like whether they want to pay for their children to go to college and which college they’re going to go to.
Student A And also they need to think about their parents.
Student B That’s true. Many people born during the baby boom are faced with having to care for a parent, which is an added expense and has to be considered in any future financial decisions.
Student A Then how much money do you think people need to save for themselves?
Student B Well, the thing is, you should have 3-6 months of monthly salary saved, so whatever your monthly salary is, you should have enough to pay your expenses for 3-6 months without any income.
Student A And then in addition to that, most of us need to plan for college, retirement, taking care of parents, etc. ?
Student B Uh-huh. And the kinds of things that arise unexpectedly, for example, like the water heater blowing up or the car not starting in the morning.
Student A So, what’s the biggest mistake people make?
Student B Well, they tend to live from paycheck to paycheck.
Student A Live from paycheck to paycheck?
Student B Yeah. I mean when something unexpectedly occurs, if they don’t have someone to help them, they just go deeper and deeper into debt, you fall farther and farther behind in your payments. Or, it gets so bad that you lose everything, like what has happened to many people who are forced into homelessness and are there because their debts became overwhelming.
Student A So, if you could give people one piece of advice to make their financial future more secure, what would you suggest?
Student B Younger people often spend every last cent that they earn. They live from paycheck to paycheck. After they pay their bills, they complain that there’s nothing left over to save. The best advice I can give is to say, "pay yourself first".
Student A I agree with you. The first thing is to "pay yourself".
Student B Surely. When you get your paycheck, save some portion of it, even just $ 10 a week. That’s giving up a movie, and one stop at a fast food restaurant. Let’s say you start with $3 000, and you add $ 10 a week to that at a pretty reasonable rate of 13% a year. In 60 years you’ll have $ 5. 6 million dollars. That’s pretty amazing, isn’t it?
Student A Yeah. That’s really a big amount! Well, you’ve really given me some great advice! Thanks a million!
Student B Ha! You’re welcome!
Now get ready to answer the questions. You may use your notes to help you answer.
1. What are the students mainly discussing?
2. According to the conversation, why should we save 3-6 months of monthly salary?
3. What does Student B mean when he says this?
Student B
Well, I think most people want to have a secure future. Umm, however, the information they need, umm, to achieve financial security isn’t at their fingertips.
4. What’s the biggest mistake people make regarding financial decisions?
5. What does Student B imply when he says this?
Student B
The best advice I can give is to say, "pay yourself first".
选项
A、What they learned on a field trip.
B、Strategies for test preparation.
C、The impact of their studies on their daily lives.
D、Planning for possible financial emergency.
答案
D
解析
本题为要点题,要求考生能够理解分散在听力材料中的关键词汇、词组和事实,并通过综合分析来确定听力材料的要点。从原文中可知两位说话人自始至终都在谈论如何为将来的个人经济危机做准备的问题,因此D项是正确答案。
转载请注明原文地址:https://kaotiyun.com/show/VhfO777K
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