首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
admin
2015-01-09
51
问题
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure has been transformed by economic risk and new realities. Now a pink slip, a bad diagnosis or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect family risk has risen as well. Today’s families have budgeted to the limits of their new two-paycheck status. As a result, they have lost the parachute they once had in times of financial setback—a back-up earner(usually Mom)who could go into the workforce if the primary earner got laid off or fell sick. This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can not longer be made up with extra income from an otherwise-stay-at-home partner.
During the same period, families have been asked to absorb much more risk in their retirement income. Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. For much of the past year, President Bush campaigned to move Social Security to a savings-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen—and newly fashionable health-savings plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new does of investment risk for families’ future healthcare. Even demographics are working against the middle class family, as the odds of having a weak elderly parent— and all the attendants need for physical and financial assistance have jumped eightfold in just one generation.
From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind.
As a result of President Bush’s reform, retired people may have____.
选项
A、a higher sense of security
B、less secured payments
C、less chance to invest
D、a guaranteed future
答案
B
解析
此题为细节题。对应原文的第三段的第三句话的"all of their guaranteed payments for paymentsdepending on investment returns."也就是说所有担保支付额由投资的回报率决定,这样担保的支付额是变化的,与选项B担保支付额变少是一个意思,而且guaranteed payments与secured payments同一个意思,都可翻译成担保支付额。A、D选项与文章中的意思相反,可以直接排除;文中虽然提及投资,但是并没有讨论投资机会的多少,所以可排除C选项。
转载请注明原文地址:https://kaotiyun.com/show/WnLO777K
0
考博英语
相关试题推荐
Ithardlyneeds______thatbeingaliveisoneoftheprerequisitesforenjoyingthefreedomthatAmericansvaluesomuch.
AnAmericanuniversitypresidentoncecommentedthat"Einsteinhascreatedanewoutlook,anewviewoftheuniverse.AItmayb
CampaigningontheIndianfrontierisanexperiencebyitself.Neitherthelandscapenorthepeoplefindtheircounterpartsina
CampaigningontheIndianfrontierisanexperiencebyitself.Neitherthelandscapenorthepeoplefindtheircounterpartsina
Veryoldpeopledoraisemoralproblemsforalmosteveryonewhocomesincontactwiththem.Theirvalues—thiscan’tberepeated
Veryoldpeopledoraisemoralproblemsforalmosteveryonewhocomesincontactwiththem.Theirvalues—thiscan’tberepeated
Thecolorandsmellofwaterintheserivers______itselfhowseriousthepollutionisbutmanypeoplearestillignoringthefac
DuringMcDonald’searlyyearsFrenchfriesweremadefromscratcheveryday.RussetBurbankpotatoeswere【1】,cutintoshoestrin
DuringMcDonald’searlyyearsFrenchfriesweremadefromscratcheveryday.RussetBurbankpotatoeswere【1】,cutintoshoestrin
随机试题
A.基础培养基B.营养培养基C.鉴别培养基D.选择培养基E.厌氧培养基SS琼脂属于()
糖尿病治疗措施中最基本的是
阳水之风水相搏证的治法是()
下列选项中可以成立的是()。
FOBStowed
以下指标的评价标准中,在一般情况下属于越高越好的是()。
下列对货币市场表述正确的有()。
每个人的德性都与公共生活紧密相关,现代国家中的公民,是构成社会的基本分子,离不开公共生活。公共生活的重要部分之一,就是完全超越利己动机的公益慈善。事实上,追问人的本性,每个社会成员都有向善、为善的一面。与其说这是完成他的社会责任,不如说这会给他带来助人的喜
设随机变量X和Y的方差存在且不等于0,则D(X+Y)=DX+DY是X和Y()。
RunningfortheofficeofthePresidentoftheUnitedStatesisexceptionallyarduousandshouldnotbeundertakenbythe【C1】___
最新回复
(
0
)