首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
18-to24-year-olds Most at Risk for ID Theft [A]Ryan Thomas, an airman in the Air Force Honor Guard, bought some DVDs on the Inte
18-to24-year-olds Most at Risk for ID Theft [A]Ryan Thomas, an airman in the Air Force Honor Guard, bought some DVDs on the Inte
admin
2018-04-07
13
问题
18-to24-year-olds Most at Risk for ID Theft
[A]Ryan Thomas, an airman in the Air Force Honor Guard, bought some DVDs on the Internet using his cash card. It was a $20 payment made from his account, which had about $900. But the following day, his account balance was zero. Someone had stolen his account information and bought computer games and other items. "I didn’t know better about securing your information on the computer," said Thomas. After the incident, Thomas took a class about how to protect information in cyberspace. But last month, he was hit again, this time by someone who targeted his account from Malaysia. Similar identity-theft cases are rising sharply across the country, as young people—sometimes careless about their personal information—are hit the hardest, according to a survey released last month.
[B]Identity fraud can include stealing a credit card number or opening a bank account in someone else’s name. Thieves generally cross state lines in the commission of their crimes and are often linked to rings overseas in places such as Russia and Spain. The young people, ages 18 to 24, is at the greatest risk because it takes them longer to figure out that they have been defrauded—meaning their information is compromised for a longer period, according to the survey, which is a typical scene of the identity fraud landscape from last year.
[C]"The young people don’t protect enough or detect enough," said James Van Dyke, president of Javelin Strategy & Research, a California-based company that examined where identity theft threats are coming from and what effects they are having on consumers. It takes young people an average of 132 days to detect fraud activity on their credit cards, bank accounts and other personal holdings, and those in older age groups average 49 days, the survey shows. When their identities are stolen, the young people are victimized by thieves for an average of about five months.
[D]"The 18-to-24 group is unique. They’re going to college. They’re away from home for the first time. They’re sharing more information. More of their information is exposed," Van Dyke said. "The old stereotype is true that people are sharing information willingly or unwillingly and are waiting until they become a victim to listen to sound advice." Thieves stole $400 from law student Gregory Peltz after he opened a tab at an Ohio dive bar, giving the waiter his cash card for the evening as he rang up drinks. He was shocked when his bank called him days later and told him that someone had withdrawn cash from the account, even without the card. "I felt clueless," said Peltz. He said he would have no problem handing over his cash card again for a night out at a bar—just not the same dive as last time.
[E]Last year, there were an estimated 11.1 million identity fraud victims of all ages, a 12 percent increase from the year before, according to the survey. Thieves stole about $54 billion from them, according to the study, which surveyed 5,000 people nationwide, 703 of whom had been victims of identity theft. Javelin Research, which sells data studies to businesses and consumers, conducts surveys of consumer attitudes and behaviors on a variety of financial matters, including security, risk and fraud. Its most recent identity fraud study found that in addition to well-known methods of thieving such as stealing wallets and credit cards, criminals are increasingly using high-tech methods of stealing.
[F]Among the common schemes: phishing(in which e-mails direct a victim to false Web sites that imitate respectable organizations, including banks), smishing(in which text messages lure a victim into downloading wicked spyware), pharming(in which wicked code on computer sends victims to false Web sites)and keylogging(in which hidden software monitors victims’ keystrokes to collect passwords). When people are victimized with those methods, it’s much harder to detect, often leaving them with no explanation about how their identities were stolen. Only about half of the victims file police reports, the study found.
[G]Identity thieves steal an average of $4,841 per victim, but the end cost to each person is about $373, because banks generally pay back the victims. The study looked at social networking sites such as Facebook and MySpace and found that the young people are compromised more than other groups on the sites but that, in general, the sites account for small percentages of identity theft. Seven percent of young people said their financial information was compromised because of a social networking site, compared with 2 to 4 percent for other age groups. But there’s a warning: About 55 percent of victims never figure out how their information was stolen.
[H]Mary Madden, senior research specialist at the Pew Research Center’s Internet & American Life Project, said 72 percent of the young people use social networking sites daily, compared with 40 percent of adults 30 or older. She said young people share personal information about themselves, whether it is their birth date, phone number or a picture from a party, as a way to nourish relationships.
[I]"You are trading information about yourself as a form of cultural currency," Madden said. "By posting a photo or an update about what you did at a bar last night, you are sharing with friends to have an exchange and continue a friendship." Problems arise, she said, when the information is misused. "It’s an interesting balance they have to strike in deciding how much to share in order to start or maintain a relationship but not overshare with their network," she said.
[J]Madden pointed to studies that show most people can be identified with three pieces of information: their sex, Zip code and date of birth. And seemingly unnamed profiles that catalogue preferences, such as movie lists on Netflix, can also be used to identify users. Adam Morrison, 19, a freshman at Arizona State University, realized that his identity had been stolen a few summers ago when he applied for a job and figured out that someone had been using his Social Security number for his own employment purposes. Morrison’s bank account was not affected, but he remains annoyed about how long the person had been using the Social Security number and how it was stolen. "No idea how he got it," Morrison said.
The end loss of the identity fraud victims is much less than thieves actually steal because the victims get most money back from the bank.
选项
答案
G
解析
本题与受害者的金钱损失有关,文章只有G段提到相关信息。该段第1句对比了被盗去的损失和最终损失(后者比前者少得多),because后解释原因:银行一般会支付给受害者。这与本题所述一致,题目中的end loss与原文的end cost为近义表达。
转载请注明原文地址:https://kaotiyun.com/show/X7a7777K
0
大学英语四级
相关试题推荐
受经济发展的推动,到国外度假已成为中国人的一种休闲方式。去年,中国出境游客(outboundtourist)已高达8300万人次。中国家庭已经逐渐习惯了去国外度假。父母通常在暑期休年假,以便和孩子一同出游。世界旅游组织(WorldTourismOrg
Peoplebecomequiteillogicalwhentheytrytodecidewhatcanbeeatenandwhatcannot.IfyoulivedintheMediterranean,for
Mostpeopleoftendreamatnight.Whentheywakeinthemorningtheysaytothemselves,"WhatastrangedreamIhad!Iwonderwh
GPSA)TheGlobalPositioningSystemisaspace-basedtriangulationsystemusingsatellitesandcomputerstomeasureposition
GPSA)TheGlobalPositioningSystemisaspace-basedtriangulationsystemusingsatellitesandcomputerstomeasureposition
WhichAttributesofaFoodProductAreMostImportanttoConsumers?A)TheAustralianstateofVictoriaisinvestinginapro
"Opinion"isawordthatisusedcarelesslytoday.Itisusedtorefertomattersoftaste,belief,andjudgment.Thiscasualus
A、Ittotallyblockedthehearingofbirds.B、Itinterruptsthelowerfrequenciesofbirdsongs.C、Itmakesallthebirdsstopco
18-to24-year-oldsMostatRiskforIDTheft[A]RyanThomas,anairmanintheAirForceHonorGuard,boughtsomeDVDsontheInt
A、LGhasexposednewconceptTVs.B、ThemarketofTVsdecreased.C、TVwillbereplacedbycomputers.D、LGislaggingbehindint
随机试题
结构为去甲睾酮的衍生物,具有孕激素样作用的药物是
根据我国刑法的规定,对于累犯_____________。
ThenumberofspeakersofEnglishinShakespeare’stimeisestimatedtohavebeenaboutfivemillion.Todayitisestimatedthat
A.既能补脾润肺,又能缓和药性B.既能健脾化湿,又能缓和药性C.既能养血安神,又能缓和药性D.既能益气养阴,又能缓和药性E.既能益卫固表,又能缓和药性
关于发电厂接入系统设计原则,下面说法()是错误的。
某施工单位承接了某项工程的总包施工任务,该工程由A、B、C、D四项工作组成,施工场地狭小。为了进行成本控制,项目经理部对各项工作进行了分析,其结果见下表:工程进展到第25周5层结构时,公司各职能部门联合对该项目进行突击综合大检查。 检查成本时发现:
某事业单位2011年初准备使用财政性资金修缮一幢办公楼,预算金额为700万元,采用公开招标方式。经确认,此次采购项目已经达到公开招标的标准。该单位委托A公司代理进行公开招标的事宜,已知A公司是取得的政府采购代理机构资格的中介机构。2011年2月1日A公司
陈某和曹某是邻居,两家为房屋间的通道发生争吵,当陈某拉曹某到村民委员会评理时,曹某在地上大喊:“打死人了,打死人了。”张某闻声赶来劝架。在曹的要求下把曹某搀扶回家。之后,曹某告到当地派出所,派出所根据张“听到喊声赶到,见曹某躺在地上”的证词。对陈某拘留3天
设X,Y是两个相互独立且均服从正态分布N(0,)的随机变量,求E(|X-Y|)与D(|X-Y|).
A、Shelearnedtoreadandwriteatschoolage.B、Shewassupportedbyherparentstogotoschool.C、Shesellsgoodsatthemark
最新回复
(
0
)