首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
公务员
Insurance is the sharing of risks.Nearly everyone is exposed to risk of some sort.The house owner,for example,knows that his pro
Insurance is the sharing of risks.Nearly everyone is exposed to risk of some sort.The house owner,for example,knows that his pro
admin
2020-02-28
74
问题
Insurance is the sharing of risks.Nearly everyone is exposed to risk of some sort.The house owner,for example,knows that his property can be damaged by fire;the ship owner knows that his vessel may be lost at sea;the breadwinner knows that he may die at an early age and leave his family the poorer.On the other hand,not every house is damaged by fire nor every vessel lost at sea.If these persons each put a small sum of money into a pool,there will be enough to meet the needs of the few who do suffer loss.In other words,the loss of the few are met from the contributions of the many.This is the basis of insurance.Those who pay the contribution are known as “insured” and those who administer the pool of contributions as “insurers”.
Not all risks lend themselves to being covered by insurance.Broadly speaking,the ordinary risks of business and speculation cannot be covered.The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated,and risks can only be insured against if they can be so estimated.
The legal basis of all insurance is the “policy”.This is the printed form of contract on paper of the best quality.It states that in return for the regular payment by the insured of a named sum of money,called the “premium”,which is usually paid every year,the insurer will pay a sum of money or compensation for loss,if the risk or event insured against actually happens.The wording of policies,particularly in marine insurance,often seems very old-fashioned,but there is a sound reason for this.Over a large number of years,many law cases have been brought to clear up the meaning of doubtful phrases in policies.The law courts,in their judegments,have given these phrases a definite and indisputable meaning,and to avoid future disputes.The phrases have continued to be used in polices even when they have passed out of normal use in speech.
According to this passage,insurance is possible because__________.
选项
A、only a small proportion of the insured suffer loss
B、everyone at some time suffers loss
C、nearly everyone suffers loss
D、only insured people suffer loss
答案
C
解析
细节题。根据第一段第二句“Nearly everyone is exposed to risk of some sort.”可知A、B两项错误。D项“only insured people suffer loss”也与第一段第二句内容不符,可知D项错误。故本题选C。
转载请注明原文地址:https://kaotiyun.com/show/XSkY777K
本试题收录于:
银保监法律类题库国家公务员分类
0
银保监法律类
国家公务员
相关试题推荐
给的四个选项中,选择最合适的一个填入问号处,使之呈现一定的规律性。
这种多终端数据化的传播模式具有广一阔的前景,尤其能为电视在全球传播提高国际传播力开辟一个________的渠道:不再需要庞大的卫星通信费用或者海外高昂的入网费用,因为只要有互联网的地方,就是电视可以________到达的地方。填入画横线部分最恰当的一项是:
文化生态学是一门将生态学的方法运用于文化学研究的新兴交叉学科,主张从人、自然、社会、文化的各种变量的交互作用中研究文化产生、发展的规律,用以寻求不同民族文化发展的特殊形貌和模式。根据上述定义,下列不属于文化生态学研究范畴的是:
注:此表速度均为未扣除价格因素的名义增速。以下说法不正确的有()个。I.2014年1—5月城镇平均每月社会消费品零售额是乡村的6倍多Ⅱ.2014年1—5月乡村消费品零售额同比增速为10.8%Ⅲ.按消费形态分,商品零售额排名前三
“用名以乱实”指的是任意改变约定俗成的“名”(概念)的界说和范围,扰乱人们对“实”(客观事物本身)的认识。根据上述定义,下列属于“用名以乱实”的是:
质权是担保的一种方式,指债权人与债务人或者债务人提供的第三人以协商订立书面合同的方式,转移债务人或者债务人提供的第三人的动产或者权利的占有,在债务人不履行债务时,债权人有权以该财产价款优先受偿。根据上述定义,下列行为属于质权的是:()
2016年年末,全国参加基本养老保险人数为88777万人,比上年年末增加2943万人。全年基本养老保险基金收入37991亿元,比上年增长18%,其中征缴收入27500亿元,比上年增长16%。全年基本养老保险基金支出34004亿元,比上年增长21.8%。年末
大学生村官创业“扬帆计划”项目评比中,甲得了83分,乙的得分比丙高,丁和丙的得分之和大于甲和乙的得分之和,甲的得分比戊高,此次测试85分以上为优秀,5人之中有2人没有达到优秀。可以推出5人成绩从高到低排序最符合题干论述的是:()
有专家指出,社交媒体是一把双刃剑,既有利于各国政府及时调整政策、改善服务和塑造形象,又可能被当作一种传播谣言、引发动乱、助长恐怖主义和仇恨犯罪的工具。因此,微博、推特等社交媒体正在全国范围内迅速普及和壮大,已成为影响世界政治的新变量。下列选项如果为真,最能
随机试题
按《公约》规定,凡因一方当事人主观行为造成,并给对方引起实质性重大损失者,应属于()。
经济特区“特”的含义是()
下列说法中,只有________是正确的。
下列各项急性炎症反应,按出现顺序哪一种最先出现
患者方某,女性,60岁。因近日不易入睡,心悸健忘,神疲食少来诊,伴见头晕目眩,腹胀便溏,面色少华,舌淡苔薄,脉细无力。其诊断为
对肥达反应的认识错误的是
4个月小儿,患有维生素D缺乏性佝偻病,在开始VitD治疗时,突然出现惊厥,应立即采取的措施为
《建设工程施工合同》规定,提出索赔时,应有索赔事件发生时的有效证据。下列对索赔证据的要求不正确的是()。
Theideaseemssortoffoolish,justanotherexercisetrick.Standforafewminutesonaplatformthatvibrates.Getoffandtr
年轻男性用酒精或者毒品来寻求刺激,或者他们认为这是一种让自己更受欢迎的方式。而年轻女性用香烟、毒品或者烈酒来让自己感觉更快乐、缓解压力或者减肥。
最新回复
(
0
)