首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself fin
admin
2015-01-09
85
问题
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure has been transformed by economic risk and new realities. Now a pink slip, a bad diagnosis or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect family risk has risen as well. Today’s families have budgeted to the limits of their new two-paycheck status. As a result, they have lost the parachute they once had in times of financial setback—a back-up earner(usually Mom)who could go into the workforce if the primary earner got laid off or fell sick. This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can not longer be made up with extra income from an otherwise-stay-at-home partner.
During the same period, families have been asked to absorb much more risk in their retirement income. Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. For much of the past year, President Bush campaigned to move Social Security to a savings-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen—and newly fashionable health-savings plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new does of investment risk for families’ future healthcare. Even demographics are working against the middle class family, as the odds of having a weak elderly parent— and all the attendants need for physical and financial assistance have jumped eightfold in just one generation.
From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind.
According to the author, health-savings plans will_____.
选项
A、help reduce the cost of healthcare
B、popularize among the middle class
C、compensate for the reduced pensions
D、increase the families’ investment risk
答案
D
解析
此题为细节题。对应原文第三段的倒数第二句话“Both the absolute cost…have risen--andhealth-savings plans are…,with…a large new dose of investment risk for families’future healthcare”由这里可以看出health-savings带来的结果是“a large new dose of investment risk”,所以选项D是正确答案。根据第3段的“Both the absolute cost of healthcare and the share of it borne by families have risen”这句话可以排除A。根据“and newly fashionable health-savings plans are spreading from legislativehalls to Wal-Mart workers”可以排除B,因为文中只讲了健康储蓄计划涉及的人群,并没有说在中产阶级中流行。C选项文章没有提及,所以也不对。
转载请注明原文地址:https://kaotiyun.com/show/XnLO777K
0
考博英语
相关试题推荐
Onereasonpeoplebelievephysician-assistedsuicideshouldbeavailableforthosewhorequestit,isthatpeoplefeartheloss
Onereasonpeoplebelievephysician-assistedsuicideshouldbeavailableforthosewhorequestit,isthatpeoplefeartheloss
ManyethnologistsattheturnofcenturybelievedthatNativeAmericanmannersandcustomwererapidlydisappearing,andthatit
Parallelingthegrowthofinterestamongprofessionalhistoriansduringtheearly1960s,Ihadasimultaneous______ofpopularin
CampaigningontheIndianfrontierisanexperiencebyitself.Neitherthelandscapenorthepeoplefindtheircounterpartsina
CampaigningontheIndianfrontierisanexperiencebyitself.Neitherthelandscapenorthepeoplefindtheircounterpartsina
Youareaskedtowriteanessayonthefollowingtopic:Somepeoplethinkthatasenseofcompetitioninchildrenshouldbe
Veryoldpeopledoraisemoralproblemsforalmosteveryonewhocomesincontactwiththem.Theirvalues—thiscan’tberepeated
Theassociationworkstopromotethe______ofretiredpeopleasactiveandusefulmembersofthecommunity.
随机试题
(2012年)某上市公司2011年的营业额为15亿元,息税前利润为3.2亿元,公司的资产总额为48亿元,负债总额为32亿元,债务年利息额为1.2亿元。公司计划2012年对外筹资5亿元投资一个新项目。筹资安排初步确定增发新股筹资4亿元,从银行贷款1亿元。经过
下面通信方式_________不属于微波远距离通信。
关于OGTT试验,护士应该向患者做的卫生宣教不包括()。
女孩,10岁,发热15天,皮肤出现红斑,并伴有肘、膝关节游走性疼痛。入院辅助检查:ASO升高。现治愈出院,为防止复发,应至少肌内注射长效青霉素到
子宫的解剖下述哪项正确()。
回转窑用煤粉和重油为燃料,生产中存在火灾或爆炸危险,下列关于回转窑燃料使用的说法,不正确的是()。
后张法有粘结预应力施工中,孔道灌浆所使用的水泥浆强度不应小于()。
根据人力资本投资模型我们可以知道,在其他条件相同的情况下,读研究生时的年龄相对越小,则()。
In1922,EnglishmanHowardCarterfoundthetombofanEgyptiankingnamedTutankhamen.Somereportssaythatabovetheentrance
Pronouncingalanguageisaskill.Everynormalpersonisanexpertwiththeskillofpronouncinghisownlanguage,butfewpeop
最新回复
(
0
)