首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Most parents don’t save nearly enough for their children’s education. "For a child born today, if you assume that current tuitio
Most parents don’t save nearly enough for their children’s education. "For a child born today, if you assume that current tuitio
admin
2010-07-06
69
问题
Most parents don’t save nearly enough for their children’s education. "For a child born today, if you assume that current tuition is $5, 000 and educational inflation is five percent, you can expect to pay about $50, 000 for four years of post-secondary education-- and that’s conservative," Pollock says.
DO open a registered education savings plan. The earnings aren’t taxable as they grow within the plan, and there’s the added incentive of the Canada Education Savings Grant— $400 from the government on the first $2, 000 of contributions per child per year. "That’s a guaranteed 20 percent return-it’s a no-brainer,’ says Pollock.
However, when you decide to invest in the stock market, you must expect ups and downs. Recent years of tepid returns have changed the behaviour of many — but not ail — investors. Some have shifted to lower-risk investments or have stayed on the sidelines. Others seem to have forgotten the lessons of a volatile market and are taking chances again. While too much risk can hurt your pertfolio’s growth rate, so can hiding in ultra safe investments paying one percent or less. Ideally, your portfolio should be able to keep its head above water during prolonged market downturns and be positioned to grow when the economy and market soar.
DO look at staying invested for the long haul. "Don’t chase every fad, "says Daniel Goodman, associate portfolio manager and director of private client group with Dundee Securities Corporation in Toronto. He says trying to time the market is a fool’s game. "Studies have shown that it’s longterm discipline that provides above-average returns. Look at your asset allocation on a regular basis and rebalance it when necessary. But you have to start with a plan and stick to it."
DO diversify. "Your portfolio volatility will be reduced when one investment zigs while another zags, "says John De Goey,a financial advisor with Assante Capital Management Ltd. in Toronto and author of The Professional Financial Advisor. But don’t overdo it, Goodman says. To start, you need the right mix of stocks and bonds. "A general rule of thumb is that the percentage of your investment portfolio consisting of fixed-income holdings should equal your age, "Goodman says. "So at 35 ,you should have 35 percent of your portfolio invested in fixed income and 65 percent in equities. "The thinking is, you become more conservative as you get older.
"rule of thumb"in the last paragraph means______.
选项
A、the rule you must bear in mind
B、the stupid advice
C、the ultimate rule
D、the alternative rule
答案
A
解析
这是一道词组解释题。在“A general rule…equal your age”中,其中的表语从句是对“rule of thumb”的解释从中可以看出这是一种单凭经验的方法,保证固定收入在总投资中的百分比与年龄相等。由此,应当选A 。B “愚蠢的建议”;C “最后的方法”;D “可以选择的方法”。
转载请注明原文地址:https://kaotiyun.com/show/XpDd777K
本试题收录于:
公共英语四级笔试题库公共英语(PETS)分类
0
公共英语四级笔试
公共英语(PETS)
相关试题推荐
Whatisthemainresponsibilityofthe,UnitedNationsPopulationFundaccordingtothepassage?
Whatisabasicrequirementforworkinallprofessionsaccordingtothepassage?Inmoderntimestheperiodoftechnicalappre
WhatarethetwoseasoningsusedbymostAmericans?
ScintillawasthefirstcompanytoCrowesetupScintillawith
ScintillawasthefirstcompanytoAccordingtoChromtest,colorcanstronglyinfluencethe
Somepeoplewerejustborntorebel;CharlesDarwinwasoneofthem.【21】______NicholasCopernicus,BenjaminFranklinandBillGa
______makeitpossibleforastronautstoreachthemoon.
Forthispart,youareallowed35minutestowriteacompositionbasedonthefollowingdirections: 1)Title:TheImportanceo
NewfiguresfromFrance,GermanyandItaly--thethreebiggesteconomiesinthe12-countryEurozone-suggestthecontinent’sec
Howmanykindsofradiationarefearedbyastronauts?
随机试题
暑淫证的性质特点
医疗机构的医务人员违反献血法规定,将不符合国家规定标准的血液用于患者的,可能承担以下法律责任,除了
下列不属于继发性肺结核临床病理特征的是
施工成本分析就是对成本形成过程和影响成本升降的因素进行分析,以寻求进一步降低成本的途径,进行成本分析需要的第一手资料有()。
旅游需求的时间指向性是指旅游需求具有()。
石川馨认为,全面质量管理(TQC)在日本就是全公司范围内的质量管理,其具体内容包括()。
下列属于内部学习动机的是()。
下列选项中,体现人民警察秉公执法的有()
如图所示,某条河流一侧有A、B两家工厂,与河岸的距离分别为4km和5km,且A与B的直线距离为11km,为了处理这两家工厂的污水,需要在距离河岸1km处建造一个污水处理厂,分别铺设排污管道连接A、B两家工厂。假定河岸是一条直线,则排污管道的总长最短为(
某公司2012年1—4季度的营业收入总额分别为135、300、233、110百万元。该公司由东部、中部、西部三大地区分公司组成。2013年在三大分公司的累积营业收入(指当年至各季度止累积)和全年利润总额的数据如下图所示(单位:百万元)。根据材料,下列
最新回复
(
0
)