2. 外语
  3. Commercial banks provide long-term mortgage loans to borrowers(consumers)to purchase houses/land. The ownership of the【61】remain

Commercial banks provide long-term mortgage loans to borrowers(consumers)to purchase houses/land. The ownership of the【61】remain

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问题     Commercial banks provide long-term mortgage loans to borrowers(consumers)to purchase houses/land. The ownership of the【61】remains in mortgagee and the possession of property usually remains in【62】unless and until the occurrence of default or full repayment. Maturity of such loans is usually 30 years and the interest rates are【63】Maximum amount of such loans is【64】of the property value, and the balance should be paid【65】as down payment.
【63】
选项 A、flowing
B、fixed
C、float
D、fixing
答案B
解析 句意：如果抵押人发生拖欠还款的违约行为，那么抵押人拥有该项房产。此项贷款的期限一般为30年，采用固定利率计息。
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