首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
公务员
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has
admin
2020-02-28
43
问题
The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors.In Europe,at least,that is all about to change with a new set of regulations,named PSD2.
The rules will compel banks to share data easily with licensed third parties.Bankers in Europe complain that their profits and customer relationships are under threat.However,opening up banks,and the data they store,is good for consumers and competition.New providers will be better placed to offer all sorts of innovative services,such as a one-click option to put unspent monthly income into a pension plan.
Nevertheless,some concerns about PSD2 are legitimate.In particular,it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared withthird parties.But banks themselves are hardly invulnerable to cyber attacks(网络攻击).And the solutions that the European regulators propose to deal with these worries look promising.Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.
The gap between writing rules and implementing them is always large.First,consent from customers to provide access to their bank data must be gained explicitly,and the purposes of the data use should be clearly explained.Second,regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules.Third,regulators must also be flexible enough to allow for changes as the market evolves.Since the new entrants will not be licensed to engage in riskier financial activities——such as lending money——it makes sense to regulate them with a lighter touch.But if some Fintech providers do end up becoming systemically important,higher standards of oversight might be necessary.
According to paragraph 3,what is the probable reason that privacy concerns about PSD2 are unnecessary?
选项
A、Third parties will have to buy fraud insurance.
B、Regulators have come up with promising solutions.
C、Banks’ defense against cyber attacks is strong.
D、Third parties will check clients’ data monthly.
答案
B
解析
细节题。根据题干关键词paragraph 3定位到第三段,然后根据题干中的“privacy concerns about PSD2”在第三段中寻找相关信息,根据第三段第四句“And the solutions that the European regulators propose to deal with these worries look promising.(欧洲监管机构提出的解决这些担忧的方案看起来很有希望。)”和B项“Regulators have come up with promising solutions.(监管机构已经提出了有希望的解决方案。)”意思相符。A项“Third parties will have to buy fraud insurance.(第三方将不得不购买欺诈保险。)”和D项“Third parties will check clients’ data monthly.(第三方将每月检查客户数据。)”文中未提及,排除;C项“Banks’ defense against cyber attacks is strong.(银行抵御网络攻击的能力很强。)”,文中只提到“banks themselves are hardly invulnerable to cyber attacks.(银行本身也很难免会遭受网络攻击。)”,与文意不符,排除。故本题选B。
转载请注明原文地址:https://kaotiyun.com/show/bSkY777K
本试题收录于:
银保监法律类题库国家公务员分类
0
银保监法律类
国家公务员
相关试题推荐
某网店为了扩大其商品销售量,采取了各种广告宣传和促销手段,但效果并不明显。网店老板聘请了专业人士进行市场分析,分析结果认为开通了网上银行的人群才是真正潜在的网店顾客群。于是该网店着手与商业银行合作,在新开通网上银行业务的人群中开展宣传和促销活动。但是二三个
下列关于建筑的说法错误的是:
关于导体及其导电原理,下列说法错误的是:
习近平总书记在北京大学师生座谈会上指出,“师者,人之模范也”,要坚持教育者先受教育,让教师更好担当起学生健康成长指导者和引路人的责任。“师者,人之模范也”这句话出自汉代扬雄的《法言》。下列诗句中也出自《法言》的是:
四个人玩抽牌游戏,每个人从一副去除了大小王的扑克中抽取一张、甲说:“我抽中的是黑桃。”乙说:“我抽中的是红桃。”丙说:“我抽中的不是红桃。”丁说:“我抽中的是梅花。”已知四人抽取的扑克牌花色各不相同,且有一人说谎根据上述条件,下列说法正确的是:
不可否认,特殊类型招生是我国在一定历史阶段的产物,它曾经对经济社会和教育的发展发挥过重要作用。但随着时代的变迁,我们有必要对招生制度作出调整和规范。以更好适应环境的变化和社会的需求。表面看,给保送“瘦身”,再加上对高考加分政策的一再收紧,意味着“特殊通道”
2019年1月11日,习近平总书记在第十九届中央纪委三次全会上发表重要讲话,强调要加强党的建设,全面从严治党。下列关于习近平总书记对党的建设的表述,正确的是:()
所谓产业和就业之间矛盾在几乎所有情形下都是虚拟的,虽然生产力提高可能减少特定产业中的就业(有时不尽如此),但它并不会永久地造成经济中工作机会减少的那种失业,它使就业地点从一个产业转向另一个产业。由此可以推出正确的结论是:()
2016年年末,全国参加基本养老保险人数为88777万人,比上年年末增加2943万人。全年基本养老保险基金收入37991亿元,比上年增长18%,其中征缴收入27500亿元,比上年增长16%。全年基本养老保险基金支出34004亿元,比上年增长21.8%。年末
Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,th
随机试题
以“快乐交朋友”为主题,设计一个中班的社会活动,要求写明活动目标、活动准备、活动过程。
公证书
在体内,氧分压最高的部位是
下列哪项不是形成汗证的主要原因()
A.触摸大动脉搏动B.测量血压C.人工呼吸及心脏按压D.非同步直流电除颤E.同步直流电除颤最简单的判断心脏骤停的方法是
根据《矿山生态环境保护与污染防治技术政策》,以下矿产资源开发活动不属于禁止的是( )。
在项目管理实施过程中,()是项目生命周期中时间最长、完成的工作量最大、资源消耗最多的阶段。
二次创作:指使用了已存在著作物的文字、图像、影片、音乐或其他艺术作品进行再次创作。二次创作并不是把别人的作品剽窃成自己的,而是明显地以某作品作为基调来改编、仿作或加以发展。根据上述定义,下面属于二次创作的是()。
(上海2011A—65、上海2011B—64)某商场为招揽顾客,推出转盘抽奖活动。如下图所示,两个数字转盘上的指针都可以转动,且可以保证指针转到盘面上的任一数字的机会都是相等的。顾客只要同时转动两个转盘,当盘面停下后,指针所指的数相乘为奇数即可以获得商场提
近代天文学革命引起教会人士的极端仇恨,其根本原因是它()
最新回复
(
0
)