首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wrig
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wrig
admin
2019-04-08
69
问题
How far away you are from retirement plays a large part in how you should invest your retirement money. According to Leslie Wright of Westminster Portfolio Services Ltd., there are three stages to a long-term regular savings plan for retirement: capitalization, consolidation and conservation. In the first stage, people should be most concerned with building up their retirement savings investment. According to Wright, these investors can "take as aggressive an outlook as their nerves can stand, " because at this point there is little capital to risk. The second step, consolidation, makes up the bulk of your savings plan: balance the aggressive investments with some tamer ones, to better protect your existing possessions. The final change, from consolidation to conservation, when your investments should aim to preserve the capital you have, should take place one to three years before you retire. The exact timing of all these should take current market conditions into account, although Wright warns against risky betting on future growth. "Greed must not be allowed to blind prudence, " he says.
Whatever vehicles you choose for your retirement share-holding, be sure to take advantage of dollar-cost averaging. By investing a fixed amount at regular intervals, you’ 11 be able to avoid the risk of poorly timed investments by averaging out the peaks and valleys of the market. Plus, regular contributions will let you avoid the temptation to drop out when the market falls, and to buy too much when prices are high.
Those who are well along the road to retirement may have cause for concern these days. The plunging stock and property markets have shrunk savings, for retirement and otherwise: and some people have not planned for their retirement at all.
You won’ t be that rash, of course, but what if you’ re already in mid-career and don’ t have a retirement plan in place? If you don’ t make some serious cuts in your spending and save heavily now, you’ 11 have to sacrifice
in your golden years
.
Of course, it’ s better still to get off on the right foot by starting your planning early. "No one should have to compromise his living standards when he retires, " says Wright. " Retirement is a time to really enjoy life. We have all worked so hard. " And one of the things you should be working hard on right now is planning for those days of enjoyment.
In the first stage of saving for retirement, people can take an aggressive investment strategy because
选项
A、they have a long-term regular savings plan in view.
B、they can well stand losses that might occur.
C、there is no risk in long-term investment.
D、chances can balance possible risks.
答案
C
解析
该题为细节题。由第一段第四句“According to Wright,these investors can‘take as aggressive an outlook as their nerves can stand,’because at this point there is little capital to risk.”可知,怀特建议投资者可以“采取他们心理能够承受的激进的态度,”因为在这一阶段,几乎没有资金风险,也就是说,长期投资不存在风险,故选C。
转载请注明原文地址:https://kaotiyun.com/show/c6Cd777K
本试题收录于:
公共英语四级笔试题库公共英语(PETS)分类
0
公共英语四级笔试
公共英语(PETS)
相关试题推荐
Although【21】______circuitsmadecomputerssmaller,theprocessingunitsstillconsisted【22】______anumberofcircuits
Therewasatimewhenparentswhowantedaneducationalpresentfortheirchildrenwouldbuyatypewriter,aglobeoranencyclo
America,unhappily,isbullishongarbage.Ourproductionofrefuse,nowabout160milliontonsayear,willriseto193million
Forthispart,youareallowed35minutestowriteacompositionabout"Honesty".Youressayshouldincludethefollowingpoints
It’shardlynewsthattheimmigrationsystemisamess.Foreignnationalshavelongbeenslip-pingacrosstheborderwithfake
"Ido."ToAmericansthosetwowordscarrygreatmeaning.Theycanevenchangeyourlife.Especiallyifyousaythematyourow
Manydoctorssuspectthattheremaybesomerelationshipbetweenemotionsandillness.However,theycannotfindaproof.Iti
U.S.healthofficialsareincreasingsurveillancemeasuresatdoctors’officesandinternationalborderstoguardagainstthes
Onlythreestrategiesareavailableforcontrollingcancer:prevention,screeningandtreatment.Lungcancercausesmoredeaths
61)Fathersexposedtopoisonoussubstancesareprobablyjustaslikelytobethecauseofdefectsintheirunborninfantsasmot
随机试题
下列有关女性雌激素分泌特征的叙述中错误的是
朴某系知名美容专家。某医院未经朴某同意,将其作为医院美容专家在医院网站上使用了朴某照片和简介,且将朴某名字和简介错误地安在了其他专家的照片旁。下列说法正确的是()。
某市光华商住楼,框架结构,地上6层,局部为7层,基础为钢筋混凝土条形基础,房屋总高度为22m,底层为商店,二层以上为住宅,总建筑面积8395㎡。由市建筑设计所设计,第二建筑工程公司施工总承包。该工程于2004年5月8日开工,2005年4月8日竣工。问题:
以下不属于路径-目标理论的领导行为的是()。
下列各项中,符合我国《仲裁法》规定的有( )。
温家宝总理在谈到世界金融危机时指出:“中国俗话说‘吃一堑,长一智’,我们必须从中认真吸取教训。”这体现的哲学道理是()。
物质性政策是将有形的资源和实质性的权利给予受益人,或将真正的不利条件强加给那些受相反影响的人。根据上述定义,下列政策中属于物质性政策的是()。①某省政府确立了最低工资标准②十八大报告提出社会主义核心价值观③农业部公布了“三补合一”的农业支
电影院一排有7个座位,现在4人买了同一排的票,则恰有两个空座位相邻的不同坐法有()种.
PrimaryFunctionsoftheFamilyThefamilyisabasicunitinasociety.Sociologistshaveclonemuchresearchaboutthefunc
A、GiveBobaphonecall.B、GoandpickBobup.C、GoandlookforBob.D、WaitforBob.D
最新回复
(
0
)